Introduction

Hokodo provides a set of API endpoints to facilitate Deferred Payments, also known as credit terms, or "Buy Now, Pay Later" (BNPL) for B2B platforms, such as marketplaces or e-commerce sites.

This reference documentation details how developers may use Hokodo to implement credit terms into their customer journey, from checking whether a customer can be eligible for credit terms, to submitting a customer's orders to Hokodo. Hokodo APIs are organized around REST, with predictable, resource-oriented URLs, and use HTTP response codes to indicate API errors.

Our API expects incoming data to be valid JSON objects with requests containing the header Content-Type: application/json, unless explicitly stated otherwise.

All responses of the API, including errors, are in JSON, except for some endpoints returning PDF documents, Excel files or CSV files, that will be clearly indicated as such.

You can view request/response examples in the dark area to the right, and you can switch between raw representation and curl command with tabs in the top right.

The base URL of the API in the sandbox (see environments) is https://api-sandbox.hokodo.co/

API Guide

This API reference is a comprehensive description of the technical behaviour of Hokodo's BNPL API.

It is intended to be read alongside our API Guide, which should be your primary resource for integrating Hokodo's BNPL solution.

Glossary

In the document, we will use the following terms, with a specific meaning:

Order: An order represents an instance of buying or selling something on your platform. An order consists of a basket of order items, plus details about who the company making the purchase is. Orders can be paid for at the time of the order or benefit from credit terms. Fundamentally, Hokodo's solution gives you an easier way to offer credit terms to your customers when they transact on your platform.
Payment Offer: When a customer reaches the check-out, you will need to check if that particular order is eligible for Deferred Payment. To do this you request a Payment Offer. The Payment Offer is a list of different payment terms which are available for that order (if any), for example, "Pay in 30 days" or "Pay in instalments". The payment offer defines the specific date(s) on which repayment will be due along with other information such as the cost of those particular payment terms. You will typically want to display each of the available Payment Offers as different payment options in your check-out, which customers can then click on to select.
Deferred Payment: Once a customer clicks on a particular Payment option (such as Pay in 30 days), we will create a Deferred Payment object. This represents the financing that Hokodo will provide to enable that order to be completed on credit terms. The Deferred Payment is analogous to a loan, and it moves through various states from the application process (when the customer first clicks on it, through to being confirmed and ultimate being settled).

Organisations and Users

A User is an individual employee at a company. An Organisation is a group of Users who are all able to see or take action on that company's orders on your platform. Each Organisation must be associated with a Company.

In many cases the company will just have a single Organisation, and any employees of the company (Users) will be members of that Organisation. In this case, any one of those Users will be able to see or take actions on any of the company's orders on your platform. For example, if a member of the Organisation has set up a direct debit mandate, then any other member of that Organisation can make purchases using the mandate.

In other cases (for larger companies), there may be several Organisations - perhaps one associated to each department in the company. In this case, Users can only see the orders associated with their Organisation.

Authorization

To authentify pass the correct header with each request:

GET /v1/me HTTP/1.1
Authorization: Token <your_api_key>

curl --request GET \
  --url https://api-sandbox.hokodo.co/v1/me/ \
  --header "Authorization: Token <your_api_key>"

Make sure to replace <your_api_key> with your API key from https://sandbox.hokodo.co.

Use your secret key in your API requests. You can manage your keys in your Developer dashboard. Be sure to keep your key secure and do not share it in publicly-accessible areas, such as GitHub, in your client-side Javascript code, etc.

Authorization to the API is done by providing the key in Authorization header preceded by Token keyword. The API key can also be provided as user with no password through HTTP Basic Auth.

All API requests must be made over HTTPS. Calls made over plain HTTP or without proper authentication will fail.

Testing the API

Please make sure to test your integration thoroughly in our sandbox before going live. After registering, you will be given your test API keys. Those are safe to use for development. When you are ready, make sure to replace those keys with live ones.

While testing, the API will not return real credit approvals and limits. If you want to simulate how well we can cover your clients, please do not hesitate to get in touch with our team at support@hokodo.co.

API versioning

The BNPL API is in version v1. Your feedback is most appreciated for any improvement.

Backwards compatible changes are made regularly to improve the API. You can find the changelog in the partner dashboard.

Pagination

For example to get 10 orders starting with the 51st order:

GET /v1/payment/orders/?limit=10&offset=50 HTTP/1.1

curl --request GET \
  --url https://api-sandbox.hokodo.co/v1/payment/orders/?limit=10&offset=50 \
  --header "Authorization: Token <your_api_key>"

The answer is a JSON looking like this:

{
    "count": 95,  # Total number of orders
    "next": "http://api-sandbox.hokodo.co/v1/payment/orders/?limit=10&offset=60",
    "previous": null,
    "results": [
        {
            ... # 51st order in the list
        },
        {
            ... # 52nd order in the list
        }
        ...
    ]
}

The API returns paginated results, for list endpoints where the response might contain many items in a large list. By default, the number of items returned is 25.

You can control the page size and position by using the query parameters limit and offset. limit controls the number of items displayed, offset the index of the first item of the list, starting from 0. The defaults if no value is passed are thus offset=0 and limit=25.

See examples on the right.

Expansion

For example let's consider the following request:

GET /v1/payment/offers/offer-kEFDnwu8cnkETeagWAcqF4 HTTP/1.1

curl --request GET \
  --url https://api-sandbox.hokodo.co/v1/payment/offers/offer-kEFDnwu8cnkETeagWAcqF4 \
  --header "Authorization: Token <your_api_key>"

It's returning the following JSON response (compacted for the example):

{
    "url": "http://api-sandbox.hokodo.co/v1/payment/offers/offer-kEFDnwu8cnkETeagWAcqF4",
    "id": "offer-kEFDnwu8cnkETeagWAcqF4",
    "order": "order-TiehJCGZmFRkKoL8NsM3d6",
    "status": "accepted"
    ...  # Other payment offer fields
}

We can use ?expand=order for example:

GET /v1/payment/offers/offer-kEFDnwu8cnkETeagWAcqF4?expand=order HTTP/1.1

curl --request GET \
  --url https://api-sandbox.hokodo.co/v1/payment/offers/offer-kEFDnwu8cnkETeagWAcqF4?expand=order \
  --header "Authorization: Token <your_api_key>"

As a response we get:

{
    "url": "http://api-sandbox.hokodo.co/v1/payment/offers/offer-kEFDnwu8cnkETeagWAcqF4",
    "id": "quo-kEFDnwu8cnkETeagWAcqF4",
    "order": {
        "id": "order-TiehJCGZmFRkKoL8NsM3d6"
        ...  # Other order fields
    },
    "status": "accepted"
    ...  # Other payment offer fields
}

The API returns some items as API identifiers. The designated resource can be expanded, meaning that the identifier is replaced in the response with a dictionary representing the resource itself. You can control which field is expanded using the query parameter expand. Expected value is a comma separated list of field names, for example ?expand=order,payment.

Note: At the moment, only read requests can use expansion. You can't use resource expansion for requests where you create and modify resources.

See examples on the right.

Environments

Test environment (aka Sandbox)

Register at: https://sandbox.hokodo.co
API base URL: https://api-sandbox.hokodo.co/

This is the test environment for our API clients, where you can integrate your own software with our API without consequences. It will always run the same version(s), expect the same request format and return the same response format as the production environment.

Data such as credit scores or payment offers will not be real however, and no payment is provided. Non-sensitive data, such as companies search, will be as close as possible to the production data.

Production

Apply at: https://www.hokodo.co/contact
API base URL: https://api.hokodo.co/

This is the live, production environment, where:

the data is real,
the payment offers provided are real and binding for us,
payments happen and money changes hands (or at least bank accounts).

Data formats

Countries

Requests

buyer countries

GET /v1/countries/debtor HTTP/1.1

curl --request GET \
    --url https://api-sandbox.hokodo.co/v1/countries/debtor

Response

200 Ok
Content-Type: application/json

[
  {
    "code": "GB",
    "name": "United Kingdom"
  },
  {
    "code": "FR",
    "name": "France"
  }
]

Where a country input field is required by the API, you can use either the ISO 3166-1 alpha-2 code or the country's name. See below on how to obtain a full list of accepted countries.

Buyer countries: /v1/countries/debtor

Obtain a list of valid countries for a buyer/customer.

Dates and times

When a date, or date and time field is required by the API, it is expected in ISO 8601 notation, for example:

Type	Format	Example
Date	yyyy-mm-dd	2018-10-31
Datetime	yyyy-mm-ddThh:mm:ss.ffffff	2018-10-31T16:53:00.12345
Datetime UTC	yyyy-mm-ddThh:mm:ss.ffffffZ	2018-10-31T16:53:00.12345Z

For order issue and due dates for example, there is no time associated and the API expects only a date, no time nor timezone. Be careful if you are internally converting a datetime with timezone to a date, e.g. 2018-10-31T00:00:00+02:00 could become 2018-10-30T22:00:00Z when converted to UTC and then 2018-10-30 in the request to the API, which wouldn't fit the user input.

Currencies

When a currency field is used by the API, it is an ISO 4217 code, such as GBP, EUR or USD.

Amounts

When a money amount is expected or returned by the API, it is always in minor units, ie cents. For example:

£50.00 would be represented as 5000,
£12.34 would be represented as 1234.

Rate Limiting

Some endpoints (e.g. Credit Limits) implement rate limiting and may return an HTTP 429, if too many requests happen too quickly.

Please contact your Customer Success Manager or Solution Engineer for more detail if you are thinking of running large batches.

Example: an endpoint hitting a rate limit

Response

429 Too Many Requests
Content-Type: application/json
Retry-After: 60

{
  "detail": "Request was throttled. Expected available in 60 seconds."
}

Idempotent Requests

The API supports idempotent requests on a selection of endpoints for safely retrying requests without performing the operation twice.

To perform an idempotent request provide the optional Idempotency-Key: <key> header with a value that must be unique per request. If a request is repeated with the same key, it will return the same data and status code.

We recommend choosing a randomly generated string with high entropy, such as a UUID v4. This will avoid accidentally re-using the same key for different requests, resulting in an HTTP 400 error.

Example: repeating a request

Request 1

GET /v1/payment/deferred_payments/defpay-bqRyGIGaORKiK8bhMVPirp/capture HTTP/1.1
Authorization: Token <your_api_key>
Idempotency-Key: 33871f6b-ff2f-4de3-9e10-ff42ef7af553

{
    "amount": 100000
}

curl --request POST \
     --url https://api-sandbox.hokodo.co/v1/payment/deferred_payments/defpay-bqRyGIGaORKiK8bhMVPirp/capture \
     --header "Idempotency-Key: 33871f6b-ff2f-4de3-9e10-ff42ef7af553" \
     --header "Authorization: Token <your_api_key>" \
     --data-binary '{"amount": 100000}'

Response 1

201 CREATED
Content-Type: application/json

{
  "created": "2023-05-30T15:22:44.788858Z",
  "type": "capture",
  "amount": 100000,
  "currency": "GBP",
  "metadata": {},
  "changes": {
    "authorisation": -10000,
    "protected_captures": 10000,
    "unprotected_captures": 0,
    "refunds": 0,
    "voided_authorisation": 0,
    "expired_authorisation": 0,
    "clawback": 0
  }
}

Request 2

GET /v1/payment/deferred_payments/defpay-bqRyGIGaORKiK8bhMVPirp/capture HTTP/1.1
Authorization: Token <your_api_key>
Idempotency-Key: 33871f6b-ff2f-4de3-9e10-ff42ef7af553

{
    "amount": 100000
}

 curl --request POST \
     --url https://api-sandbox.hokodo.co/v1/payment/deferred_payments/defpay-bqRyGIGaORKiK8bhMVPirp/capture \
     --header "Idempotency-Key: 33871f6b-ff2f-4de3-9e10-ff42ef7af553" \
     --header "Authorization: Token <your_api_key>" \
     --data-binary '{"amount": 100000}'

Response 2

201 CREATED
Content-Type: application/json

{
  "created": "2023-05-30T15:22:44.788858Z",
  "type": "capture",
  "amount": 100000,
  "currency": "GBP",
  "metadata": {},
  "changes": {
    "authorisation": -10000,
    "protected_captures": 10000,
    "unprotected_captures": 0,
    "refunds": 0,
    "voided_authorisation": 0,
    "expired_authorisation": 0,
    "clawback": 0
  }
}

In the example on the right, the same request is made twice. Each time, the same Idempotency-Key and request body is used.

The first request will create a new capture deferred payment event for deferred payment defpay-bqRyGIGaORKiK8bhMVPirp and return a 201 CREATED.

Making a second request with the same idempotency key will not create a new event. It will return the event created in the original request, with the original HTTP status code.

Example: accidental key re-use

Request 1: Different event type

GET /v1/payment/deferred_payments/defpay-bqRyGIGaORKiK8bhMVPirp/void HTTP/1.1
Authorization: Token <your_api_key>
Idempotency-Key: 33871f6b-ff2f-4de3-9e10-ff42ef7af553

{
    "amount": 100000
}

 curl --request POST \
     --url https://api-sandbox.hokodo.co/v1/payment/deferred_payments/defpay-bqRyGIGaORKiK8bhMVPirp/void \
     --header "Authorization: Token <your_api_key>" \
     --header "Idempotency-Key: 33871f6b-ff2f-4de3-9e10-ff42ef7af553" \
     --data-binary '{"amount": 100000}'

Response 1

400 BAD REQUEST
Content-Type: application/json

     {
       "error": "Duplicate `Idempotency-Key` [33871f6b-ff2f-4de3-9e10-ff42ef7af553] has been used to create a `capture` event, the key cannot be used to create a `void` event."
     }

Request 2: Different amount

GET /v1/payment/deferred_payments/defpay-bqRyGIGaORKiK8bhMVPirp/capture HTTP/1.1
Authorization: Token <your_api_key>
Idempotency-Key: 33871f6b-ff2f-4de3-9e10-ff42ef7af553

{
    "amount": 50
}

 curl --request POST \
     --url https://api-sandbox.hokodo.co/v1/payment/deferred_payments/defpay-bqRyGIGaORKiK8bhMVPirp/capture \
     --header "Authorization: Token <your_api_key>" \
     --header "Idempotency-Key: 33871f6b-ff2f-4de3-9e10-ff42ef7af553" \
     --data-binary '{"amount": 50}'

Response 2

400 BAD REQUEST
Content-Type: application/json

     {
       "error": "Duplicate `Idempotency-Key` [33871f6b-ff2f-4de3-9e10-ff42ef7af553] cannot be used to create an event with a different `amount`."
     }

Any other use of the same key, for instance on a different endpoint with a slightly different request, will result in a 400.

In the first example on the right, we are using the same Idempotency-Key as before, but we are using it to create a void instead of a capture. The result is an HTTP 400 because this is not the same request as before.

In the second example on the right, we are using the same Idempotency-Key as before, but capturing a different amount. The result is an HTTP 400 because this is not the same request as before.

Companies

Companies represent the legal entities associated with your customers. To be able to provide accurate credit approval and limits, and payment plans, we need to properly identify the companies.

If you already store a unique company identifier such as a Companies House number (UK) or SIREN (France) then you can use our Companies endpoint to obtain the Hokodo ID for the company.

More commonly, however, merchants simply store a free text name for their customers' companies. Because there can often be many companies with similar sounding names (including different subsidiaries of the same parent), we typically recommend adopting the following process to make sure you are supplying the correct company identifiers:

presenting your user with text box(es), where they can enter their company's name, and/or address, and/or registration number,
using that information in our company search API, to obtain a list of companies which are potential matches to the text you supplied.
asking the user to pick among the choices our company search API has returned.

Companies endpoints

POST /v1/companies/search
GET /v1/companies/<company_id>

Company object

{
  "url": "https://api-sandbox.hokodo.co/v1/companies/co-bqRyKAGaFrEEN8JMjWJiqk",
  "id": "co-bqRyKAGaFrEEN8JMjWJiqk",
  "name": "Hokodo Ltd",
  "creation_date": "2018-02-20",
  "status": "Active",
  "legal_form": "Private limited with share capital",
  "country": "GB",
  "address": "35 Kingsland Road, London, E2 8AA",
  "city": "London",
  "postcode": "E2 8AA",
  "email": "",
  "phone": "",
  "sectors": [
    {
      "system": "SIC2007",
      "code": "64999"
    },
    {
      "system": "SIC2007",
      "code": "62012"
    },
    {
      "system": "SIC2007",
      "code": "66220"
    }
  ],
  "identifiers": [
    {
      "idtype": "reg_number",
      "country": "GB",
      "value": "11215527"
    }
  ]
}

field	type	description
url	string	API endpoint to access the company
id	string(uuid)	API unique identifier for the company
name	string	Company name
creation_date	date	Date of inception of the company
status	string	Current status of the company. You are generally interested about `Active` or `ACT` companies
legal_form	string	Legal form of the company. The list of possible legal forms varies from country to country.
country	country	Registered address: country code
address	string	Registered address: full postal address
city	string	Registered address: city name
postcode	string	Registered address: postcode
email	string	Contact email address for the company
phone	string	Contact phone number for the company
sectors	list	The list of sectors the company operate in.
sectors[*][system]	string	The system of reference to interpret the code (`SIC2007` in UK, `NAF_2008` in FR)
sectors[*][code]	string	Sector code in the given system
identifiers	list	The list of official identifiers know for this company, e.g. Companies House registration number, VAT number, etc.
identifiers[*][id_type]	string	The type of identifier (`reg_number` for a registration number, `lei` for an identifier of the Global LEI System, `vat_number` for a tax identifier)
identifiers[*][country]	country	Country in which the identifier is relevant when it applies. Can be blank.
identifiers[*][value]	string	Identifier

Company search

Request

POST /v1/companies/search HTTP/1.1
Content-Type: application/json

{
  "name": "Hokodo Ltd",
  "country": "GB"
}

curl --request POST \
  --url https://api-sandbox.hokodo.co/v1/companies/search \
  --header "Content-Type: application/json" \
  --data-binary '{
    "name": "Hokodo Ltd",
    "country": "GB"
}'

Responses

regular response

200 OK
Content-Type: application/json

{
  "matches": [
    {
      "url": "https://api-sandbox.hokodo.co/v1/companies/co-EWzoaRqbvsdq8FW7dB6evL",
      "id": "co-EWzoaRqbvsdq8FW7dB6evL",
      "country": "GB",
      "name": "HOKODO LTD",
      "address": "35 Kingsland Road, London, United Kingdom, E2 8AA",
      "city": "London",
      "postcode": "E2 8AA",
      "legal_form": "",
      "sectors": [],
      "creation_date": "2018-02-20",
      "identifiers": [
        {
          "idtype": "reg_number",
          "country": "GB",
          "value": "11215527"
        }
      ],
      "email": "",
      "phone": "",
      "status": "Undefined",
      "confidence": null
    },
    {
      "url": "https://api-sandbox.hokodo.co/v1/companies/co-JbTDrzejAhRafYrKSFEGi4",
      "id": "co-JbTDrzejAhRafYrKSFEGi4",
      "country": "GB",
      "name": "Hokodo Services Ltd",
      "address": "35 Kingsland Road, London, E2 8AA",
      "city": "London",
      "postcode": "E2 8AA",
      "legal_form": "Private limited with share capital",
      "sectors": [],
      "creation_date": "2018-05-09",
      "identifiers": [
        {
          "idtype": "reg_number",
          "country": "GB",
          "value": "11351988"
        }
      ],
      "email": "",
      "phone": "",
      "status": "Active",
      "confidence": null
    }
  ]
}

no results

200 OK
Content-Type: application/json

{
  "matches": []
}

error response (country field missing)

{
  "country": [
    "This field is required."
  ]
}

error response (name and reg_number fields missing)

400 Bad Request
Content-Type: application/json

{
  "non_field_errors": [
    "Not enough information to identify company. Provide at least country and either name or registration number."
  ]
}

Search for a company by country, name, registration number if available. Country is mandatory, and one of name or registration number must be provided. The API will try to find the best match and return a list of potential matches.

field	description	requirement
country	Country the company is registered in	required
name	Name of the company	required *
reg_number	Registration number in country	required *
address	Address of the company	optional

(at least one of fields, marked with * is required)

Errors:

code	description
400	a required field is missing

At the moment, field confidence will always return a null value, however results are still ordered closer matching first.

View Company

Request

GET /v1/companies/{company_id} HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>

curl --request GET \
  --url https://api-sandbox.hokodo.co/v1/companies/{company_id} \
  --header "Authorization: Token <your_api_key>" \
  --header "Content-Type: application/json"

Responses

regular response

200 OK
Content-Type: application/json

{
  "url": "https://api-sandbox.hokodo.co/v1/companies/co-EWzoaRqbvsdq8FW7dB6evL",
  "id": "co-EWzoaRqbvsdq8FW7dB6evL",
  "country": "GB",
  "name": "HOKODO LTD",
  "address": "35 Kingsland Road, London, United Kingdom, E2 8AA",
  "city": "London",
  "postcode": "E2 8AA",
  "legal_form": "",
  "sectors": [],
  "creation_date": "2018-02-20",
  "identifiers": [
    {
      "idtype": "reg_number",
      "country": "GB",
      "value": "11215527"
    }
  ],
  "email": "",
  "phone": "",
  "status": "Undefined"
}

not found

404 Not Found
Content-Type: application/json

{
  "detail": "Not found."
}

Look up a previously found company.

Errors:

code	description
404	the company_id is probably invalid, and the company has not been found

Sole traders

Sole Traders represent unregistered entities associated with your customers. To be able to provide accurate credit approval, limits, and payment plans, we need to properly identify the company and the sole trader (proprietor).

Commonly, merchants store a free text name for their customers' sole trading businesses. Because there can often be many sole traders with similar sounding names, and, as unregistered businesses sole traders will generally not have a government issued unique identifier (registered companies will have a registration number for instance) we typically recommend adopting the following process to make sure you are supplying the correct information for sole traders:

presenting your user with text box(es), where they can enter their owner / proprietor's name and address
presenting your user with text boxes where they can enter their company's name and address
using that information to create a SoleTrader on the Hokodo platform

Hokodo require both company and proprietor data to provide servers for the sole trader, without complete data Hokodo will not be able to accurately credit score the company.

By default, only certain types of companies can be offered Buy Now Pay Later by Hokodo. If a significant portion of your users are sole traders, get in touch with us to enable that function for you.

You will be able to create SoleTrader objects, which are an extension of the Company objects.

Sole trader endpoints

POST /v1/soletraders
GET /v1/soletraders
GET /v1/soletraders/<soletrader_id>
PATCH /v1/soletraders/<soletrader_id>

SoleTrader object

{
    "id": "co-YuNEQ4nqA6Yto9QQUBnopW",
    "soletrader_id": "st-eE4un8TnDNjx9Uac2DVa6N",
    "owner": "user-sVr7a58Smbfqbo8cVpjEV6",
    "unique_id": "0d201ab1-46df-4274-8c90-256eaa66c135",
    "vat_number": "15141312",
    "trading_name": "The Dogfather 21",
    "trading_address": "123 Commercial St, Shoreditch",
    "trading_address_city": "London",
    "trading_address_postcode": "EC2A 8AB",
    "trading_address_country": "GB",
    "proprietor_name": "John John",
    "proprietor_address_line1": "Flat 5",
    "proprietor_address_line2": "10 Residential Street",
    "proprietor_address_line3": "Hackney",
    "proprietor_address_city": "London",
    "proprietor_address_postcode": "EC2 8AA",
    "proprietor_address_country": "GB",
    "date_of_birth": "1969-12-31"
}

field	type	flags	description
id	string(uuid)	read-only	Unique company identifier for the object. To be used where a `Company` identifier is required, such as creditor in a transaction.
soletrader_id	string(uuid)	read-only	Unique identifier for the object. To be used where a `SoleTrader` identifier is required.
owner	string(uuid)	required	Unique identifier of the user associated to the sole trader.
unique_id	string	required	Unique identifier of the sole trader at your platform
vat_number	string	optional	VAT number of the sole trader if available.

trading_name	string	required	Company's name
trading_address	string	required	Company's full address
trading_address_city	string	required	Company's city
trading_address_postcode	string	required	Company's postcode
trading_address_country	country	required	Company's country

proprietor_name	string	required	Proprietor's name
proprietor_address_line1	string	required	Proprietor's address including house number
proprietor_address_line2	string	required	Proprietor's address
proprietor_address_line3	string	optional	Proprietor's address
proprietor_address_city	string	required	Proprietor's city
proprietor_address_postcode	string	required	Proprietor's postcode
proprietor_address_country	country	required	Proprietor's country
date_of_birth	date	required	Proprietor's date of birth (e.g. `1969-12-31`). Accepted format: `YYYY-MM-DD`.

Create a sole trader

Request

POST /v1/soletraders HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>

{
  "owner": "user-KZcuB2oT6BPTjmQJiHm7ha",
  "trading_name": "The Dogfather",
  "trading_address": "123 Commercial St, Shoreditch",
  "trading_address_city": "London",
  "trading_address_postcode": "EC2A 8AB",
  "trading_address_country": "GB",
  "proprietor_name": "John John",
  "proprietor_address_line1": "Flat 5",
  "proprietor_address_line2": "10 Residential Street",
  "proprietor_address_line3": "Hackney",
  "proprietor_address_city": "London",
  "proprietor_address_postcode": "EC2 8AA",
  "proprietor_address_country": "GB",
  "vat_number": "15141312",
  "unique_id": "0d201ab1-46df-4274-8c90-256eaa66c136",
  "date_of_birth": "1969-12-31"
}

curl --request POST
  --url https://api-sandbox.hokodo.co/v1/soletraders \
  --header "Authorization: Token <your_api_key>" \
  --header 'Content-Type: application/json' \
  --data-binary "{
    \"owner\": \"user-KZcuB2oT6BPTjmQJiHm7ha\",
    \"trading_name\": \"The Dogfather\",
    \"trading_address\": \"123 Commercial St, Shoreditch\",
    \"trading_address_city\": \"London\",
    \"trading_address_postcode\": \"EC2A 8AB\",
    \"trading_address_country\": \"GB\",
    \"proprietor_name\": \"John John\",
    \"proprietor_address_line1\": \"Flat 5\",
    \"proprietor_address_line2\": \"10 Residential Street\",
    \"proprietor_address_line3\": \"Hackney\",
    \"proprietor_address_city\": \"London\",
    \"proprietor_address_postcode\": \"EC2 8AA\",
    \"proprietor_address_country\": \"GB\",
    \"vat_number\": \"15141312\",
    \"unique_id\": \"0d201ab1-46df-4274-8c90-256eaa66c136\",
    \"date_of_birth\": \"1969-12-31\"
}"

Responses

regular response

201 Created
Content-Type: application/json

{
  "id": "co-5oh3SJKQBaKMov9PYR7BkA",
  "owner": "user-mECT3e5n9i7gVGrbn2Pd38",
  "soletrader_id": "st-Vdrisa6GZnSp49ZaqMDssR",
  "trading_name": "The Dogfather",
  "trading_address": "123 Commercial St, Shoreditch",
  "trading_address_city": "London",
  "trading_address_postcode": "EC2A 8AB",
  "trading_address_country": "GB",
  "proprietor_name": "John John",
  "proprietor_address_line1": "Flat 5",
  "proprietor_address_line2": "10 Residential Street",
  "proprietor_address_line3": "Hackney",
  "proprietor_address_city": "London",
  "proprietor_address_postcode": "EC2 8AA",
  "proprietor_address_country": "GB",
  "vat_number": "15141312",
  "unique_id": "0d201ab1-46df-4274-8c90-256eaa66c136",
  "date_of_birth": "1969-12-31"
}

error response (example)

400 Bad Request
Content-Type: application/json

{
  "owner": [
    "Invalid pk \"user-KZcuB2oT6BPTjmQJiHm7hb\" - object does not exist."
  ],
  "unique_id": [
    "sole trader with this Unique identifier on platform already exists."
  ]
}

To create a sole trader, you create a SoleTrader object.

Errors

errors	description
400	a required field is missing or some fields have incorrect values

List sole traders

Request

POST /v1/soletraders HTTP/1.1
Authorization: Token <your_api_key>

curl --request POST
  --url https://api-sandbox.hokodo.co/v1/soletraders \
  --header "Authorization: Token <your_api_key>"

Response

200 Ok
Content-Type: application/json

{
  "count": 1,
  "next": null,
  "previous": null,
  "results": [
    {
      "id": "co-5oh3SJKQBaKMov9PYR7BkA",
      "owner": "user-mECT3e5n9i7gVGrbn2Pd38",
      "soletrader_id": "st-Vdrisa6GZnSp49ZaqMDssR",
      "trading_name": "The Dogfather",
      "trading_address": "123 Commercial St, Shoreditch",
      "trading_address_city": "London",
      "trading_address_postcode": "EC2A 8AB",
      "trading_address_country": "GB",
      "proprietor_name": "John John",
      "proprietor_address_line1": "Flat 5",
      "proprietor_address_line2": "10 Residential Street",
      "proprietor_address_line3": "Hackney",
      "proprietor_address_city": "London",
      "proprietor_address_postcode": "EC2 8AA",
      "proprietor_address_country": "GB",
      "vat_number": "15141312",
      "unique_id": "0d201ab1-46df-4274-8c90-256eaa66c136",
      "date_of_birth": "1969-12-31"
    }
  ]
}

List all sole traders, created by your platform

View sole trader

Request

GET /v1/soletraders/<soletrader_id> HTTP/1.1
Authorization: Token <your_api_key>

curl --request GET
  --url https://api-sandbox.hokodo.co/v1/soletraders/co-5oh3SJKQBaKMov9PYR7BkA \
  --header "Authorization: Token <your_api_key>"

Response

200 Ok
Content-Type: application/json

{
  "id": "co-5oh3SJKQBaKMov9PYR7BkA",
  "owner": "user-mECT3e5n9i7gVGrbn2Pd38",
  "soletrader_id": "st-Vdrisa6GZnSp49ZaqMDssR",
  "trading_name": "The Dogfather",
  "trading_address": "123 Commercial St, Shoreditch",
  "trading_address_city": "London",
  "trading_address_postcode": "EC2A 8AB",
  "trading_address_country": "GB",
  "proprietor_name": "John John",
  "proprietor_address_line1": "Flat 5",
  "proprietor_address_line2": "10 Residential Street",
  "proprietor_address_line3": "Hackney",
  "proprietor_address_city": "London",
  "proprietor_address_postcode": "EC2 8AA",
  "proprietor_address_country": "GB",
  "vat_number": "15141312",
  "unique_id": "0d201ab1-46df-4274-8c90-256eaa66c136",
  "date_of_birth": "1969-12-31"
}

Retrieve a single sole trader, created by your platform

Errors

errors	description
404	the soletrader_id is probably invalid, the sole trader has not been found

Modify sole trader

Request

PATCH /v1/soletraders/<soletrader_id> HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>

{
  "trading_name": "The Catfather",
  "proprietor_name": "Johnny John"
}

curl --request PATCH
  --url https://api-sandbox.hokodo.co/v1/soletraders/co-5oh3SJKQBaKMov9PYR7BkA \
  --header "Authorization: Token <your_api_key>" \
  --header 'Content-Type: application/json' \
  --data-binary "{
    \"trading_name\": \"The Catfather\",
    \"proprietor_name\": \"Johnny John\"
}"

Response

200 Ok
Content-Type: application/json

{
  "id": "co-5oh3SJKQBaKMov9PYR7BkA",
  "owner": "user-mECT3e5n9i7gVGrbn2Pd38",
  "soletrader_id": "st-Vdrisa6GZnSp49ZaqMDssR",
  "trading_name": "The Catfather",
  "trading_address": "123 Commercial St, Shoreditch",
  "trading_address_city": "London",
  "trading_address_postcode": "EC2A 8AB",
  "trading_address_country": "GB",
  "proprietor_name": "Johnny John",
  "proprietor_address_line1": "Flat 5",
  "proprietor_address_line2": "10 Residential Street",
  "proprietor_address_line3": "Hackney",
  "proprietor_address_city": "London",
  "proprietor_address_postcode": "EC2 8AA",
  "proprietor_address_country": "GB",
  "vat_number": "15141312",
  "unique_id": "0d201ab1-46df-4274-8c90-256eaa66c136",
  "date_of_birth": "1969-12-31"
}

Modify previously created sole trader

Errors

errors	description
404	the soletrader_id is probably invalid, the sole trader has not been found
400	a required field is missing or some fields have incorrect values

Organisations

Because Hokodo focuses on B2B sales, the buyers on your platform will consist of Companies, who have employees, and those employees may be organised into teams or departments. Hokodo deals with this complexity through the concept of Organisations and Users. A User is an individual employee at a company. An Organisation is a group of Users who are all able to see or take action on that company's orders on your platform. Each Organisation must be associated with a Company.

Organisation endpoints

POST /v1/organisations
GET /v1/organisations
GET /v1/organisations/<organisation_id>
PATCH /v1/organisations/<organisation_id>
DELETE /v1/organisations/<organisation_id>

Organisation object

{
    "id": "org-9RxFsXTgnWqwjK4apxBAn8",
    "unique_id": "c105b862-f1ba-4197-9d97-57db63196b00",
    "registered": "2017-06-01T14:37:12Z",
    "name": "",
    "company": null,
    "billing_account": null,
    "users": []
}

field	type	flags	description
id	string(uuid)	read-only	API unique identifier for the organisation
unique_id	string	required	Unique identifier of the organisation on your platform
registered	datetime	required	When the organisation registered on your platform
name	string	optional	Organisation name
company	string	optional	Hokodo unique identifier of the company
billing_account	string(uuid)	read-only	API unique identifier for the billing account
users	list	read-only	List of users attached to the organisation

Note that registered is the organisation's registration date on your platform, not with Hokodo.

Create an organisation

Request

POST /v1/organisations HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>

{
  "unique_id": "c105b862-f1ba-4197-9d97-57db63196b00",
  "registered": "2017-06-01T14:37:12Z",
  "name": "My organisation",
  "company": "co-bqRyKAGaFrEEN8JMjWJiqk"
}

curl --request POST
  --url https://api-sandbox.hokodo.co/v1/organisations \
  --header "Authorization: Token <your_api_key>" \
  --header "Content-Type: application/json" \
  --data-binary "{
    \"unique_id\": \"c105b862-f1ba-4197-9d97-57db63196b00\",
    \"registered\": \"2017-06-01T14:37:12Z\",
    \"name\": \"My organisation\",
    \"company\": \"co-bqRyKAGaFrEEN8JMjWJiqk\"
}"

Responses

organisation created successfully

201 Created
Content-Type: application/json

{
    "id": "org-pHr6VCyzQJALUsePkatPBo",
    "unique_id": "c105b862-f1ba-4197-9d97-57db63196b00",
    "registered": "2017-06-01T14:37:12Z",
    "name": "My organisation",
    "company": "co-bqRyKAGaFrEEN8JMjWJiqk",
    "users": []
}

organisation already exists (identified by unique_id), it is updated

200 Ok
Content-Type: application/json

{
    "id": "org-pHr6VCyzQJALUsePkatPBo",
    "unique_id": "c105b862-f1ba-4197-9d97-57db63196b00",
    "registered": "2017-06-01T14:37:12Z",
    "name": "My organisation",
    "company": "co-bqRyKAGaFrEEN8JMjWJiqk",
    "users": []
}

To create an organisation, you create an Organisation object.

Errors

errors	description
400	a required field is missing or a field has incorrect format

List organisations

Request

GET /v1/organisations HTTP/1.1
Authorization: Token <your_api_key>

curl --request GET
  --url https://api-sandbox.hokodo.co/v1/organisations \
  --header "Authorization: Token <your_api_key>"

Response

200 Ok
Content-Type: application/json

{
  "count": 1,
  "next": null,
  "previous": null,
  "results": [
    {
        "id": "org-pHr6VCyzQJALUsePkatPBo",
        "unique_id": "c105b862-f1ba-4197-9d97-57db63196b00",
        "registered": "2017-06-01T14:37:12Z",
        "name": "My organisation",
        "company": "co-bqRyKAGaFrEEN8JMjWJiqk",
        "billing_account": "ba-5SvfKbhh8WsFdCp8p54eie",
        "users": []
    }
  ]
}

List organisations created by your platform

View organisation

Request

GET /v1/organisations/<organisation_id> HTTP/1.1
Authorization: Token <your_api_key>

curl --request GET
  --url https://api-sandbox.hokodo.co/v1/organisations/org-pHr6VCyzQJALUsePkatPBo \
  --header "Authorization: Token <your_api_key>"

Response

200 Ok
Content-Type: application/json

{
    "count": 1,
    "next": null,
    "previous": null,
    "results": [
        {
            "id": "org-pHr6VCyzQJALUsePkatPBo",
            "unique_id": "c105b862-f1ba-4197-9d97-57db63196b00",
            "registered": "2017-06-01T14:37:12Z",
            "name": "My organisation",
            "company": "co-bqRyKAGaFrEEN8JMjWJiqk",
            "billing_account": "ba-5SvfKbhh8WsFdCp8p54eie",
            "users": []
        }
    ]
}

Retrieve an organisation created by your platform

Errors

errors	description
404	the organisation_id is probably invalid, the organisation has not been found

Modify organisation

Request

PATCH /v1/organisations/<organisation_id> HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>

{
  "unique_id": "c105b862-f1ba-4197-9d97-57db63196b01",
  "registered": "2018-06-01T14:37:12Z",
  "company": "co-bqRyKAGaFrEEN8JMjWJiqk"
}

curl --request PATCH
  --url https://api-sandbox.hokodo.co/v1/organisations/org-pHr6VCyzQJALUsePkatPBo \
  --header "Authorization: Token <your_api_key>" \
  --header "Content-Type: application/json" \
  --data-binary "{
    \"unique_id\": \"c105b862-f1ba-4197-9d97-57db63196b01\",
    \"registered\": \"2018-06-01T14:37:12Z"\,
    \"company\": \"co-bqRyKAGaFrEEN8JMjWJiqk\"
}"

Response

200 Ok
Content-Type: application/json

{
    "id": "org-pHr6VCyzQJALUsePkatPBo",
    "unique_id": "c105b862-f1ba-4197-9d97-57db63196b01",
    "registered": "2018-06-01T14:37:12Z",
    "name": "My organisation",
    "company": "co-bqRyKAGaFrEEN8JMjWJiqk",
    "billing_account": "ba-5SvfKbhh8WsFdCp8p54eie",
    "users": []
}

Modify an organisation created by your platform

Errors

errors	description
404	the organisation_id is probably invalid, the organisation has not been found
400	a required field is missing or a field has incorrect format

Delete an organisation

Request

DELETE /v1/organisations/<organisation_id> HTTP/1.1
Authorization: Token <your_api_key>

curl --request DELETE
  --url https://api-sandbox.hokodo.co/v1/organisations/org-pHr6VCyzQJALUsePkatPBo \
  --header "Authorization: Token <your_api_key>"

Responses

regular response

204 No Content

can not delete organisation, it has objects attached

409 Conflict
Content-Type: application/json

{
  "detail": "Organisation has undeletable objects attached, it cannot be deleted."
}

Delete an organisation created by your platform. Please note, that you can not delete an organisation that has payment-related objects attached to it (such as deferred payments or offers, etc.)

Errors

errors	description
404	the organisation_id is probably invalid, the organisation has not been found
409	an organisation can not be deleted because it has objects attached to it

Manage users in organisation

Our API provides two alternative endpoint collections to manage relation between users and organisations. Below is the list of methods from the perspective of an organisation. For the list of methods from the perspective of a user, please refer to section Manage organisations of user

Organisation users endpoints

POST /v1/organisations/<organisation_id>/users
GET /v1/organisations/<organisation_id>/users
GET /v1/organisations/<organisation_id>/users/<user_id>
PATCH /v1/organisations/<organisation_id>/users/<user_id>
DELETE /v1/organisations/<organisation_id>/users/<user_id>

Organisation user object

{
  "id": "user-mECT3e5n9i7gVGrbn2Pd38",
  "email": "johnny@hokodo.co",
  "role": "admin"
}

field	type	flags	description
id	string(uuid)	required	API unique identifier for the user
email	string	read-only	Email of the user
role	role	required	Role of the user in the organisation

User roles within organisations

Users can have one of the following roles in an organisation:

read-only user can only see resources attached to the organisation (useful for an accountant for example).
member has the rights of a read-only user and can also get deferred payment.
admin has the rights of a member user and can also add members, remove members, or change role of members of the organisation.

Note: this list may be expanded in the future, please make sure your code doesn't break if a new role type is added.

Add user to organisation

Request

POST /v1/organisations/<organisation_id>/users HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>

{
  "id": "user-mECT3e5n9i7gVGrbn2Pd38",
  "role": "admin"
}

curl --request POST
  --url https://api-sandbox.hokodo.co/v1/organisations/org-pHr6VCyzQJALUsePkatPBo/users \
  --header "Authorization: Token <your_api_key>" \
  --header "Content-Type: application/json" \
  --data-binary "{
    \"id\": \"user-mECT3e5n9i7gVGrbn2Pd38\",
    \"role\": \"admin"\
}"

Responses

regular response

201 Created
Content-Type: application/json

{
  "id": "user-mECT3e5n9i7gVGrbn2Pd38",
  "email": "johnny@hokodo.co",
  "role": "admin"
}

user already added to the organisation

200 Ok
Content-Type: application/json

{
  "id": "user-mECT3e5n9i7gVGrbn2Pd38",
  "email": "johnny@hokodo.co",
  "role": "admin"
}

error (user not found and/or incorrect user role)

400 Bad Request
Content-Type: application/json

{
  "id": [
    "Invalid pk \"user-mECT3e5n9i7gVGrbn2Pd39\" - object does not exist."
  ],
  "role": [
    "\"reader\" is not a valid choice."
  ]
}

Attach previously created user to the organisation. When a user is already added to the organisation, but a different role is provided in the request, his existing role will be updated.

Users can have one of the following roles in an organisation:

To create a user, see the relevant section.

Errors

errors	description
400	a required field is missing or a field has incorrect format

View users of organisation

Request

GET /v1/organisations/<organisation_id>/users HTTP/1.1
Authorization: Token <your_api_key>

curl --request GET
  --url https://api-sandbox.hokodo.co/v1/organisations/org-pHr6VCyzQJALUsePkatPBo/users \
  --header "Authorization: Token <your_api_key>"

Response

200 Ok
Content-Type: application/json

{
  "count": 1,
  "next": null,
  "previous": null,
  "results": [
    {
      "id": "user-mECT3e5n9i7gVGrbn2Pd38",
      "email": "johnny@hokodo.co",
      "role": "admin"
    }
  ]
}

List all current users of an organisation

View individual user of organisation

Request

GET /v1/organisations/<organisation_id>/users/<user_id> HTTP/1.1
Authorization: Token <your_api_key>

curl --request GET
  --url https://api-sandbox.hokodo.co/v1/organisations/org-pHr6VCyzQJALUsePkatPBo/users/user-mECT3e5n9i7gVGrbn2Pd38 \
  --header "Authorization: Token <your_api_key>"

Response

200 Ok
Content-Type: application/json

{
  "id": "user-mECT3e5n9i7gVGrbn2Pd38",
  "email": "johnny@hokodo.co",
  "role": "admin"
}

Retrieve one specific user of an organisation

Errors

errors	description
404	the user_id is probably invalid, the user has not been found

Modify user role in organisation

Request

PATCH /v1/organisations/<organisation_id>/users/<user_id> HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>

{
  "role": "member"
}

curl --request POST
  --url https://api-sandbox.hokodo.co/v1/organisations/org-pHr6VCyzQJALUsePkatPBo/users/user-mECT3e5n9i7gVGrbn2Pd38 \
  --header "Authorization: Token <your_api_key>" \
  --header "Content-Type: application/json" \
  --data-binary "{
    \"role\": \"member"\
}"

Responses

regular response

200 Ok
Content-Type: application/json

{
  "id": "user-mECT3e5n9i7gVGrbn2Pd38",
  "email": "johnny@hokodo.co",
  "role": "member"
}

error (incorrect user role)

400 Bad Request
Content-Type: application/json

{
  "role": [
    "\"reader\" is not a valid choice."
  ]
}

Modify the role of a specific user in an organisation

Errors

errors	description
400	the `role` field is missing or has incorrect value

Remove user from organisation

Request

DELETE /v1/organisations/<organisation_id>/users/<user_id> HTTP/1.1
Authorization: Token <your_api_key>

curl --request DELETE
  --url https://api-sandbox.hokodo.co/v1/organisations/org-pHr6VCyzQJALUsePkatPBo/users/user-mECT3e5n9i7gVGrbn2Pd38 \
  --header "Authorization: Token <your_api_key>"

Response

204 No Content

Remove one specific user from the organisation

Errors

errors	description
404	the user_id is probably invalid, the user has not been found

Users

Users represent the individual customers on your platform. They are associated to one or multiple organisations, which themselves represent the company of these customers. A user can have different roles and permissions in each organisation.

Users not linked to an organisation cannot access orders, payment offers or deferred payments. Therefore, we suggest creating the organisation first, then create users linked to the organisation with the proper role.

User endpoints

POST /v1/users
GET /v1/users
GET /v1/users/<user_id>
PATCH /v1/users/<user_id>
DELETE /v1/users/<user_id>

User object

{
  "id": "user-VG4i93EPLRamVFK6oXpvt9",
  "email": "johnny@hokodo.co",
  "unique_id": "",
  "name": "John",
  "phone": "",
  "registered": "2017-06-01T14:37:12Z",
  "organisations": [
    {
      "id": "org-FEjrdMsmhdNp34HxaZ6n63",
      "role": "member"
    }
  ]
}

field	type	flags	description
id	string(uuid)	read-only	API unique identifier for the user
email	string	required	Email of the user
unique_id	string	optional	Unique identifier of the user on your platform (currently we don't validate its uniqueness and store it for your reference only)
name	string	required	Full name of the user
phone	string	optional	Phone number of the user
registered	datetime	required	Date of user registration on your platform
organisations	list	optional	List of organisations to which the user is linked (can be empty)
organisations[*][id]	string(uuid)	required	API identifier of the organisation
organisations[*][role]	role	required	Role of the user in the organisation

Note that registered is the user's registration date on your platform, not with Hokodo.

Create a user

Request

POST /v1/users HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>

{
  "name": "John",
  "email": "johnny@hokodo.co",
  "registered": "2017-06-01T14:37:12Z",
  "organisations": [
    {
      "id": "org-FEjrdMsmhdNp34HxaZ6n63",
      "role": "member"
    }
  ]
}

curl --request POST \
  --url https://api-sandbox.hokodo.co/v1/users \
  --header "Authorization: Token <your_api_key>"
  --header "Content-Type: application/json"
  --data-binary="{
    \"name\": \"John\",
    \"email\": \"johnny@hokodo.co\",
    \"registered\": \"2017-06-01T14:37:12Z\",
    \"organisations\": [
      {
        \"id\": \"org-FEjrdMsmhdNp34HxaZ6n63\",
        \"role\": \"member\"
      }
    ]
}"

Response

regular response

201 Created
Content-Type: application/json

{
  "id": "user-VG4i93EPLRamVFK6oXpvt9",
  "email": "johnny@hokodo.co",
  "unique_id": "",
  "name": "John",
  "phone": "",
  "registered": "2017-06-01T14:37:12Z",
  "organisations": [
    {
      "id": "org-FEjrdMsmhdNp34HxaZ6n63",
      "role": "member"
    }
  ]
}

error response

400 Bad Request
Content-Type: application/json

{
  "email": [
    "This field is required."
  ],
  "name": [
    "This field is required."
  ],
  "registered": [
    "This field is required."
  ]
}

To create a user, you create a User object.

Note: Repeated POST requests with user information that contains the same email address will trigger partial updates on the existing user. Any organisations in this list will be appended to the list of organisations the user is already a member of. If the list includes an organisation the user is currently a member of, but with a different role, the user's role will be updated to the latest received.

errors	description
400	a required field is missing

List users

Request

GET /v1/users HTTP/1.1
Authorization: Token <your_api_key>

curl --request GET \
  --url https://api-sandbox.hokodo.co/v1/users \
  --header "Authorization: Token <your_api_key>"

Response

200 OK
Content-Type: application/json

{
  "count": 1,
  "next": null,
  "previous": null,
  "results": [
    {
      "id": "user-mECT3e5n9i7gVGrbn2Pd38",
      "email": "johnny@hokodo.co",
      "unique_id": "",
      "name": "John",
      "phone": "",
      "registered": "2017-06-01T14:37:12Z",
      "organisations": [
        {
          "id": "org-FEjrdMsmhdNp34HxaZ6n63",
          "role": "member"
        }
      ]
    }
  ]
}

List all users associated with your platform.

Get user

Request

GET /v1/users/<user_id> HTTP/1.1
Authorization: Token <your_api_key>

curl --request GET \
  --url https://api-sandbox.hokodo.co/v1/users/user-mECT3e5n9i7gVGrbn2Pd38 \
  --header "Authorization: Token <your_api_key>"

Response

regular response

200 OK
Content-Type: application/json

{
  "id": "user-mECT3e5n9i7gVGrbn2Pd38",
  "email": "johnny@hokodo.co",
  "unique_id": "",
  "name": "John",
  "phone": "",
  "registered": "2017-06-01T14:37:12Z",
  "organisations": [
    {
      "id": "org-FEjrdMsmhdNp34HxaZ6n63",
      "role": "member"
    }
  ]
}

user not found

404 Not Found
Content-Type: application/json

{
  "detail": "Not found."
}

Look up a previously created user.

errors	description
404	the user_id is probably invalid, the user has not been found

Modify user

Request

PATCH /v1/users/<user_id> HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>

{
  "id": "user-mECT3e5n9i7gVGrbn2Pd38",
  "unique_id": "some-unique-id",
  "name": "Johnny",
  "phone": "+1234567890",
  "registered": "2018-06-01T14:37:10Z"
}

Response

200 OK
Content-Type: application/json

{
  "id": "user-mECT3e5n9i7gVGrbn2Pd38",
  "email": "johnny@hokodo.co",
  "unique_id": "some-unique-id",
  "name": "Johnny",
  "phone": "+1234567890",
  "registered": "2018-06-01T14:37:10Z",
  "organisations": [
    {
      "id": "org-FEjrdMsmhdNp34HxaZ6n63",
      "role": "member"
    }
  ]
}

Update a previously created user.

User emails are read-only and cannot be modified through the API. To update a buyer email, please contact support@hokodo.co.

Please note that the organisations list appends to the user's existing organisations list. Supplying an existing organisation in the list will update the user's role on that organisation.

errors	description
404	the user_id is probably invalid, the user has not been found
400	updating a user failed or some of the fields have incorrect format

Delete user

Request

DELETE /v1/users/<user_id> HTTP/1.1
Authorization: Token <your_api_key>

curl --request DELETE \
  --url https://api-sandbox.hokodo.co/v1/users/user-mECT3e5n9i7gVGrbn2Pd38 \
  --header "Authorization: Token <your_api_key>"

Response

regular response

204 No Content

user not found

404 Not Found
Content-Type: application/json

{
  "detail": "Not found."
}

Delete a previously created user.

Errors

errors	description
404	the user_id is probably invalid, the user has not been found

Manage organisations of user

You can manage users' memberships and roles in various organisations. Please refer to section Organisations regarding creating and managing organisations.

Our API provides two alternative endpoint collections to manage relations between users and organisations. Below is the list of methods from the perspective of a user. For the list of methods from the perspective of an organisation, please refer to section Manage users in organisation

User organisations endpoints

POST /v1/users/<user_id>/organisations
GET /v1/users/<user_id>/organisations
GET /v1/users/<user_id>/organisations/<organisation_id>
PATCH /v1/users/<user_id>/organisations/<organisation_id>
DELETE /v1/users/<user_id>/organisations/<organisation_id>

User organisation object

{
  "id": "org-pHr6VCyzQJALUsePkatPBo",
  "role": "admin"
}

field	type	flags	description
id	string(uuid)	required	API unique identifier for the organisation
role	role	required	Role of the user in the organisation

Add user to organisation

Request

POST /v1/users/<user_id>/organisations HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>

{
  "id": "org-pHr6VCyzQJALUsePkatPBo",
  "role": "admin"
}

curl --request POST
  --url https://api-sandbox.hokodo.co/v1/users/user-mECT3e5n9i7gVGrbn2Pd38/organisations \
  --header "Authorization: Token <your_api_key>" \
  --header "Content-Type: application/json" \
  --data-binary "{
    \"id\": \"org-pHr6VCyzQJALUsePkatPBo\",
    \"role\": \"admin"\
}"

Responses

regular response

201 Created
Content-Type: application/json

{
  "id": "org-pHr6VCyzQJALUsePkatPBo",
  "role": "admin"
}

user already added to the organisation

200 Ok
Content-Type: application/json

{
  "id": "org-pHr6VCyzQJALUsePkatPBo",
  "role": "admin"
}

error (organisation not found and/or incorrect user role)

400 Bad Request
Content-Type: application/json

{
  "id": [
    "Invalid pk \"org-mECT3e5n9i7gVGrbn2Pd39\" - object does not exist."
  ],
  "role": [
    "\"reader\" is not a valid choice."
  ]
}

Attach existing user to a previously created organisation. When a user is already added to the organisation, but a different role is provided in the request, his existing role will be updated.

To create a user, see the relevant section.

Errors

errors	description
400	a required field is missing or a field has incorrect format

View organisations of a user

Request

GET /v1/users/<user_id>/organisations HTTP/1.1
Authorization: Token <your_api_key>

curl --request GET
  --url https://api-sandbox.hokodo.co/v1/users/user-mECT3e5n9i7gVGrbn2Pd38/organisations \
  --header "Authorization: Token <your_api_key>"

Response

200 Ok
Content-Type: application/json

{
  "count": 1,
  "next": null,
  "previous": null,
  "results": [
    {
      "id": "org-pHr6VCyzQJALUsePkatPBo",
      "role": "admin"
    }
  ]
}

List all organisations of a user

View individual organisation of user

Request

GET /v1/users/<user_id>/organisations/<organisation_id> HTTP/1.1
Authorization: Token <your_api_key>

curl --request GET
  --url https://api-sandbox.hokodo.co/v1/users/user-mECT3e5n9i7gVGrbn2Pd38/organisations/org-pHr6VCyzQJALUsePkatPBo \
  --header "Authorization: Token <your_api_key>"

Response

200 Ok
Content-Type: application/json

{
  "id": "org-pHr6VCyzQJALUsePkatPBo",
  "role": "admin"
}

Retrieve one specific organisation of a user

Errors

errors	description
404	the organisation_id is probably invalid, the organisation has not been found

Modify user role in organisation

Request

PATCH /v1/users/<user_id>/organisations/<organisation_id> HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>

{
  "role": "member"
}

curl --request POST
  --url https://api-sandbox.hokodo.co/v1/users/user-mECT3e5n9i7gVGrbn2Pd38/organisations/org-pHr6VCyzQJALUsePkatPBo \
  --header "Authorization: Token <your_api_key>" \
  --header "Content-Type: application/json" \
  --data-binary "{
    \"role\": \"member"\
}"

Responses

regular response

200 Ok
Content-Type: application/json

{
  "id": "org-pHr6VCyzQJALUsePkatPBo",
  "role": "member"
}

error (incorrect user role)

400 Bad Request
Content-Type: application/json

{
  "role": [
    "\"reader\" is not a valid choice."
  ]
}

Modify the role of the user in a specific organisation

Errors

errors	description
400	the `role` field is missing or has incorrect value

Remove user from organisation

Request

DELETE /v1/users/<user_id>/organisations/<organisation_id> HTTP/1.1
Authorization: Token <your_api_key>

curl --request DELETE
  --url https://api-sandbox.hokodo.co/v1/users/user-mECT3e5n9i7gVGrbn2Pd38/organisations/org-pHr6VCyzQJALUsePkatPBo \
  --header "Authorization: Token <your_api_key>"

Response

204 No Content

Remove the user from a specific organisation

Errors

errors	description
404	the organisation_id is probably invalid, the organisation has not been found

Credit Limits

Depending on the customer's company, the history of their orders and repayments, Hokodo can offer them deferred payments.

There are two situations where you might want to check whether one of your customers can obtain credit.

Your customer is at the checkout, and you want to check if that particular purchase is eligible for deferred payment. To do that, you use the Orders endpoint to inform Hokodo about the purchase, and the Payment Offers endpoint to check eligibility of the Order.
Your customer has not decided what they want to purchase, but you may wish to proactively inform them that they will be eligible for a Deferred Payment. For example, you could display a banner at the top of the page with their credit limit or perhaps add a credit limit section to their "My Account" page. The Credit Limits endpoint is designed for this second situation.

To find out your customer's credit limit, please use the following endpoint, with the associated customer Company in the URL.

POST /v1/payment/credit_limits/company/<company_id>

You will get a response containing the following information:

status, either eligible or declined. This shows whether the customer can access credit terms. A rejection_reason is given for rejected customers, which may relate to credit limits, or another factor such as being located in country not covered by Hokodo.
The customer's credit limit. This is the total credit available, including credit currently in use.
The amount of credit currently in use by the customer.
The amount of credit remaining to be used for future orders. You can use this to communicate a message such as "you have £XXX of Buy Now Pay Later credit available on our platform".
The breakdown of the limit, usage, and remaining amount, into hokodo_credit_limit and merchant_credit_limit. This tells you how much credit is covered by Hokodo, vs. how much extra limit you have configured via Merchant Limits.
In the case of a rejection, actions that could be taken to affect the decision

Note that Hokodo still provides financing and collections on the credit in merchant_credit_limit. However, liability for non-payment rests with you in the eventuality that the money cannot be recovered from the buyer. For further information, please refer to our API Guide In-Depth Knowledge section on Merchant Limits.

Credit limits endpoint

POST /v1/payment/credit_limits/company/<company_id>

Credit limit object

{
    "company": "co-74cgmhG9U79oTWGEW4jeDW",
    "status": "eligible",
    "rejection_reason": null,
    "credit_limit": {
        "currency": "GBP",
        "amount_available": 987654,
        "amount_in_use": 123456,
        "amount": 1111110
    },
    "hokodo_credit_limit": {
        "currency": "GBP",
        "amount_available": 507654,
        "amount_in_use": 103456,
        "amount": 611110
    },
    "merchant_credit_limit": {
        "currency": "GBP",
        "amount_available": 480000,
        "amount_in_use": 20000,
        "amount": 500000
    },
    "credit_actions": [
        {
            "code": "company-financials",
            "description": "Please submit {months} bank statements",
            "params": {"months": 4},
            "description_display": "Please submit 4 months of bank statements"
        }
    ]
}

field	type	description
company	string(uuid)	API unique identifier for the company
status	string	Current credit approval status (`eligible` or `declined`)
rejection_reason	dictionary	If `status` is `declined`, details about why, otherwise `null`
credit_limit	dictionary	Current credit limit, including the `protected` and `unprotected` portions
credit_limit[currency]	currency (ISO 4217 code)	Currency of the stated limit (e.g. `GBP`, `EUR`)
credit_limit[amount_available]	int	Amount currently available, in minor units (cents/pence)
credit_limit[amount_in_use]	int	Amount currently in use, in minor units (cents/pence)
credit_limit[amount]	int	Total amount, in minor units (cents/pence)
hokodo_credit_limit	dictionary	Current limit of credit fully covered by Hokodo, if approved
hokodo_credit_limit[amount_available]	int	Amount currently available, in minor units (cents/pence)
hokodo_credit_limit[amount_in_use]	int	Amount currently in use, in minor units (cents/pence)
hokodo_credit_limit[amount]	int	Total amount, in minor units (cents/pence)
merchant_credit_limit	dictionary	Current Merchant Limit and exposure
merchant_credit_limit[amount_available]	int	Amount currently available, in minor units (cents/pence)
merchant_credit_limit[amount_in_use]	int	Amount currently in use, in minor units (cents/pence)
merchant_credit_limit[amount]	int	Total amount, in minor units (cents/pence)
credit_actions	list	Possible actions that can affect the decision positively
credit_actions[code]	string	A text label identifying the action
credit_actions[description_display]	string	`description` with `params` substituted in
credit_actions[description]	string	A detailed explanation of the action a buyer should take when submitting a credit limit request
credit_actions[params]	dictionary	Pairs of values that should be substituted in to `description`

Request company credit limit

Requests

POST /v1/payment/credit_limits/company/co-74cgmhG9U79oTWGEW4jeDW/ HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>

{
  "currency": "GBP",
  "metadata": {
    "subscriber": true,
    "buyer_id": 2,
    "checkouts_count": 42,
    "checkouts_value": 8000.42,
  }
}

curl --request POST \
  --url https://api-sandbox.hokodo.co/v1/payment/credit_limits/company/co-74cgmhG9U79oTWGEW4jeDW/ \
  --header "Authorization: Token <your_api_key>" \
  --header "Content-Type: application/json" \
  --data-binary '{
  "currency": "GBP",
  "metadata": { "buyer_id": 2 }
}'

Responses

eligible

200 OK
Content-Type: application/json

{
    "company": "co-74cgmhG9U79oTWGEW4jeDW",
    "status": "eligible",
    "rejection_reason": null,
    "credit_limit": {
        "currency": "GBP",
        "amount_available": 987654,
        "amount_in_use": 123456,
        "amount": 1111110
    },
    "hokodo_credit_limit": {
        "currency": "GBP",
        "amount_available": 507654,
        "amount_in_use": 103456,
        "amount": 611110
    },
    "merchant_credit_limit": {
        "currency": "GBP",
        "amount_available": 480000,
        "amount_in_use": 20000,
        "amount": 500000
    },
    "credit_actions": []
}

declined

200 OK
Content-Type: application/json

{
    "company": "co-74cgmhG9U79oTWGEW4jeDW",
    "status": "declined",
    "rejection_reason": {
      "code": "buyer-country",
      "detail": "We're currently unable to provide payment plans to Buyers domiciled in {debtor_country}.",
      "params": {
        "debtor_country": "Ireland"
      }
    },
    "credit_limit": {
        "currency": "GBP",
        "amount_available": 0,
        "amount_in_use": 123456,
        "amount": 0
    },
    "hokodo_credit_limit": {
        "currency": "GBP",
        "amount_available": null,
        "amount_in_use": 123456,
        "amount": null
    },
    "merchant_credit_limit": {
        "currency": "GBP",
        "amount_available": 0,
        "amount_in_use": 0,
        "amount": 0
    },
    "credit_actions": [
        {
            "code": "company-financials",
            "description": "Please submit {months} bank statements",
            "params": {"months": 4},
            "description_display": "Please submit 4 months of bank statements"
        }
    ]
}

The currency is optional in the request, and defaults to EUR if not provided.

It is advisable to request the credit limit in the currency used by the company in question. For example, use "currency": "GBP" when requesting the credit limit of a UK company.

metadata is also optional, but supplying historical buyer data can help Hokodo make more accurate risk decisions and reduce friction for your buyers at checkout. The field should be submitted as a set of key-value pairs. Recommended fields are detailed below.

field	type	description
currency	currency (ISO 4217 code)	Currency to view the currency in (e.g. `GBP`, `EUR`)
metadata	dictionary	Set of key-value pairs you can attach to the object.
metadata[*][subscriber]	boolean	Whether the buyer pays a monthly fee, eg. for any extra services
metadata[*][buyer_id]	string	The unique identifier of the buyer on your platform
metadata[*][channel]	string	The channel the buyer was acquired via (e.g. search engine, social media, referral, etc.)
metadata[*][checkouts_count]	int	The number of checkouts completed by the buyer to date, excluding Hokodo orders
metadata[*][checkouts_value]	int	The value of checkouts completed by the buyer to date, excluding Hokodo orders

Errors

errors	description
400	A field is not in the expected format

Some tips regarding the `credit_limit` endpoint

Hokodo-protected credit declined, but eligible for Merchant Limit

200 OK
Content-Type: application/json

{
    "company": "co-74cgmhG9U79oTWGEW4jeDW",
    "status": "eligible",
    "rejection_reason": {
      "code": "buyer-limit",
      "detail": "This invoice would exceed the limit of the value of invoices that Hokodo can insure for this company as a Buyer.",
      "params": {}
    },
    "credit_limit": {
        "currency": "GBP",
        "amount_available": 480000,
        "amount_in_use": 143456,
        "amount": 500000
    },
    "hokodo_credit_limit": {
        "currency": "GBP",
        "amount_available": null,
        "amount_in_use": 123456,
        "amount": null
    },
    "merchant_credit_limit": {
        "currency": "GBP",
        "amount_available": 480000,
        "amount_in_use": 20000,
        "amount": 500000
    },
    "credit_actions": []
}

Please note that in general the amount will equal amount_available plus amount_in_use.

Occasionally this will not be the case. There are two reasons this might happen:

If the customer has other exposures with Hokodo (on other platforms) that have eroded some of their limit on your platform. In general we avoid this scenario by ring-fencing limits for platforms, but occasionally this is not possible (e.g. for customers with very small limits).
If you are using Merchant Limits and the buyer is not eligible for a hokodo_credit_limit, but still has some merchant_credit_limit left. In this case, the amount_in_use may include some Hokodo-protected amount owed from before, whereas amount and amount_available refer to the amounts available now, i.e. the Merchant Limit in this case.

Therefore, it’s better to only share amount_available and amount_in_use with the customer.

"status" vs. "rejection_reason": which to check

The "status" field represents whether the buyer is eligible for payment terms with Hokodo-protected credit and/or a Merchant Limit.

In the case that a buyer is declined for Hokodo-protected credit, but eligible under a Merchant Limit, they will have "status": "eligible", but a non-null rejection_reason. This shows that they can get payment terms, but also allows you to see why they are rejected for Hokodo-protected credit.

Use the status field to determine eligibility for payment terms, and rejection_reason field to check whether Hokodo-protected credit is available.

Credit Limits (Legacy)

Depending on the customer's company, the history of their orders and repayments, Hokodo can offer them deferred payments.

There are two situations where you might want to check whether one of your customers can obtain credit.

Your customer is at the checkout, and you want to check if that particular purchase is eligible for deferred payment. To do that, you use the Orders endpoint to inform Hokodo about the purchase, and the Payment Offers endpoint to check eligibility of the Order.
Your customer has not decided what they want to purchase, but you may wish to proactively inform them that they will be eligible for Deferred Payment. For example, you could display a banner at the top of the page with their credit limit or perhaps add a credit limit section to their "My Account" page. The CreditLimit endpoint is designed for this second situation.

To find out your customer's credit limit, please use the following endpoint, with the associated customer Company in the URL.

GET /v1/payment/credit_limits/company/<company_id>

You will get one of the two possible responses:

Rejected: no limit available
Accepted: the response will contain several blocks, such as:
- the available amount at this point in time for the given company: this is the maximum credit we are able to extend at this point in time, considering the credit already in use by this user, their maximum credit limit, our underwriting rules, etc.
- the amount of the company’s credit limit currently in use with Hokodo for this company in relation to the platform (this might be useful to show messages like "you are using £XXX out of your £YYYY credit limit at our marketplace"),
- history of past credit limits requested by your platform (as a reference, to help your customer support and operations department know the history of credit limit increases/decreases).

CreditLimit endpoints

GET /v1/payment/credit_limits/company/<company_id>

CreditLimit object

{
    "company": "co-74cgmhG9U79oTWGEW4jeDW",
    "status": "eligible",
    "current_credit_limit": {
        "currency": "GBP",
        "amount": 200000,
        "amount_in_use": 99700,
        "amount_available": 100300
    },
    "credit_limit_history": [
        {
            "valid_from": "2020-07-16T08:44:49.059Z",
            "valid_to": null,
            "currency": "GBP",
            "amount": 200000
        },
        {
            "valid_from": "2020-06-02T09:12:34.059Z",
            "valid_to": "2020-07-16T08:44:49.059Z",
            "currency": "GBP",
            "amount": 150000
        },
        {
            "valid_from": "2020-05-18T18:18:18.059Z",
            "valid_to": "2020-06-02T09:12:34.059Z",
            "currency": "GBP",
            "amount": 100000
        }
    ],
    "credit_actions": [
        {
            "code": "company-financials",
            "description": "Please submit {months} bank statements",
            "params": {"months": 4},
            "description_display": "Please submit 4 months of bank statements"
        }
    ]
}

field	type	flags	description
company	string(uuid)	required	API unique identifier of the associated company
status	string	read-only	Current credit approval status (`eligible` or `declined`)
current_credit_limit	dictionary	read-only	Current credit limit if approved
current_credit_limit[currency]	string (ISO 4217 code)	read-only	Currency of the stated limit (e.g. `GBP`, `EUR`)
current_credit_limit[amount]	int	read-only	Total credit limit available, in cents
current_credit_limit[amount_in_use]	int	read-only	Credit limit currently in use by deferred payments, in cents
current_credit_limit[amount_available]	int	read-only	Credit limit currently available, in cents
credit_limit_history	list	read-only	Current credit limit if approved
credit_limit_history[*][currency]	string (ISO 4217 code)	read-only	Currency of the stated limit (e.g. `GBP`, `EUR`)
credit_limit_history[*][amount]	int	read-only	Total credit limit available, in cents
credit_limit_history[*][valid_from]	datetime	read-only	From when the historical credit limit was valid
credit_limit_history[*][valid_to]	datetime	read-only	Until when the historical credit limit was valid
credit_actions	list	Possible actions that can affect the decision positively
credit_actions[code]	string	A text label identifying the action
credit_actions[description_display]	string	`description` with `params` substituted in
credit_actions[description]	string	A detailed explanation of the action a buyer should take when submitting a credit limit request
credit_actions[params]	dictionary	Pairs of values that should be substituted in to `description`

Request a new Credit approval and limit

Request

GET /v1/payment/credit_limits/company/{company_id} HTTP/1.1
Content-Type: application/json

curl --request GET \
  --url https://api-sandbox.hokodo.co/v1/payment/credit_limits/company/{company_id} \
  --header "Content-Type: application/json"

Responses

Customer rejected

200 OK
Content-Type: application/json

{
    "company": "co-74cgmhG9U79oTWGEW4jeDW",
    "status": "declined",
    "current_credit_limit": null,
    "credit_limit_history": []
}

Customer accepted

200 OK
Content-Type: application/json

{
    "company": "co-74cgmhG9U79oTWGEW4jeDW",
    "status": "eligible",
    "current_credit_limit": {
        "currency": "GBP",
        "amount": 200000,
        "amount_in_use": 99700,
        "amount_available": 100300
    },
    "credit_limit_history": [
        {
            "valid_from": "2020-07-16T08:44:49.059Z",
            "valid_to": null,
            "currency": "GBP",
            "amount": 200000
        },
        {
            "valid_from": "2020-06-02T09:12:34.059Z",
            "valid_to": "2020-07-16T08:44:49.059Z",
            "currency": "GBP",
            "amount": 150000
        },
        {
            "valid_from": "2020-05-18T18:18:18.059Z",
            "valid_to": "2020-06-02T09:12:34.059Z",
            "currency": "GBP",
            "amount": 100000
        }
    ],
    "credit_actions": []
}

This endpoint is used to query credit approval and credit limits for your customer. The only required field is company, in the URL.

It returns:

the status of the credit approval, eligible or declined,
the amount of the credit limit if approved, as well as the amount currently in use and the amount still available,
the history of previous credit limits for this customer, if available.

field	type	flags	description
company	string(uuid)	required	API unique identifier of the customer company queried

Merchant Limits

Hokodo allows you to top-up your buyer's credit limit at your own risk. You do this by setting limits for specific buyers, called Merchant Limits. These are your limits for the buyers.

Merchant Limits apply on top of the Hokodo credit limit. A buyer with a Hokodo credit limit of €400 and a Merchant Limit of €200 can borrow €600 in total.

Funds lent using Merchant Limits are still financed by Hokodo, and we still attempt to recover non-payment from the buyer using our collections process. Any non-payment that cannot be recovered is subtracted from your Payouts.

There are two kinds of Merchant Limits:

Per-buyer Merchant Limits
The Default Merchant Limit that applies to any buyers without a per-buyer limit. It is the default limit for each buyer, not a total aggregate limit for all buyers.

The limit applied to a particular buyer is determined in the following order of precedence:

The per-buyer limit for this buyer, if one exists.
The default limit, if one exists.
If neither is set, the limit is 0.

Merchant Limit object

{
  "currency": "GBP",
  "limits": {
    "GBP": 200000,
    "EUR": 227946,
    "USD": 263710
  },
  "is_active": true
}

field	type	description
currency	string	Currency the limit was set in (ISO 4217 code)
limits	dictionary	Total limits, provided in various currencies
limits["GBP"]	int	Total limit expressed in GBP, in minor units (pence)
limits["EUR"]	int	Total limit expressed in EUR, in minor units (cents)
limits["USD"]	int	Total limit expressed in USD, in minor units (cents)
is_active	boolean	If `false`, this limit does not apply

Limits are set in one particular currency, determined by the currency field. The entries in limits are converted from that currency using Hokodo's exchange rates, to allow you to know the exact limit applied in each currency.

Per-buyer endpoints

GET /v1/payment/merchant_limits/company/<company_id>
PUT /v1/payment/merchant_limits/company/<company_id>
PATCH /v1/payment/merchant_limits/company/<company_id>
DELETE /v1/payment/merchant_limits/company/<company_id>

Default limits endpoints

Default Merchant Limits are set and retrieved separately from the per-buyer limits.

GET /v1/payment/merchant_limits/default
PUT /v1/payment/merchant_limits/default
PATCH /v1/payment/merchant_limits/default
DELETE /v1/payment/merchant_limits/default

Get merchant limit

If no Merchant Limit has been set, this endpoint returns an HTTP 404 status code.

Errors

errors	description
404	No per-buyer limit exists for this `company_id`

Requests

GET /v1/payment/merchant_limits/company/<company_id>/ HTTP/1.1
Authorization: Token <your_api_key>

curl --request GET \
  --url https://api-sandbox.hokodo.co/v1/payment/merchant_limits/company/co-74cpmhG9U79aTWGEW4je2W/ \
  --header "Authorization: Token <your_api_key>"

Responses

200 OK
Content-Type: application/json

{
  "currency": "GBP",
  "limits": {
    "GBP": 200000,
    "EUR": 227946,
    "USD": 263710
  },
  "is_active": true
}

Create or Update a merchant limit

In order to set a Merchant Limit, make a PUT request containing the currency, limit and is_active.

There is one Merchant Limit covering all currencies. It is set in a particular currency, and conversions are applied when comparing it to orders in other currencies. The currency field sets which currency the limit is specified in. The conversion is calculated using a fixed exchange rate €1 = £0.8774 = $1.1569. For example, if you set "limit": 200000, "currency": "EUR", and the buyer makes orders of €1000 and £800, most of that buyer's limit is now used up.

The special string "infinity" sets an infinite limit.

field	type	description
currency	string	Currency the limit is set in (ISO 4217 code)
limit	int	Total limit in minor units, specified in `currency`. The special string `"infinity"` sets an infinite limit.
is_active	boolean	If `false`, this limit does not apply

Errors

errors	description
400	A field is not in the expected format

Requests

PUT /v1/payment/merchant_limits/company/<company_id>/ HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>

{
  "currency": "EUR",
  "is_active": true,
  "limit": 1000
}

curl --request PUT \
  --url https://api-sandbox.hokodo.co/v1/payment/merchant_limits/company/co-74cpmhG9U79aTWGEW4je2W/ \
  --header "Authorization: Token <your_api_key>" \
  --header "Content-Type: application/json" \
  --data-binary '{
    "currency": "EUR",
    "is_active": true,
    "limit": 1000
}'

Responses

200 OK
Content-Type: application/json

{
  "currency": "EUR",
  "limits": {
    "GBP": 877,
    "EUR": 1000,
    "USD": 1156
  },
  "is_active": true
}

Delete a merchant limit

In order to delete a merchant limit, make a DELETE request to the per-buyer or default limit endpoint.

Deleting a limit has the same effect as setting "is_active": false, but the record of the limit will also be removed. Subsequent GET requests to this endpoint will return an HTTP 404 status code.

DELETE /v1/payment/merchant_limits/company/<company_id>/ HTTP/1.1
Authorization: Token <your_api_key>

curl --request DELETE \
  --url https://api-sandbox.hokodo.co/v1/payment/merchant_limits/company/co-74cpmhG9U79aTWGEW4je2W/ \
  --header "Authorization: Token <your_api_key>"

Responses

200 OK
Content-Type: application/json

{
  "currency": "EUR",
  "limits": {
    "GBP": 877,
    "EUR": 1000,
    "USD": 1156
  },
  "is_active": true
}

Billing Accounts

If the order frequency is above 5 or 10 transactions per buyer per month, we would recommend Billing Accounts for your Buyers. Billing Accounts govern the generation of Statements of Account. Statements of account list all the Captures and Refunds from a given period.

This encourages buyers to pay Statements rather than the individual invoices. That way, buyers only need to reconcile one bank statement line item with the Hokodo Statement for the month’s business, rather than reconcile many bank line items with many invoices. We also provide a .csv file along with the statement files so that buyers can reconcile the Statement contents with their own systems.

Billing account endpoints

POST /v1/payment/billing_accounts
GET /v1/payment/billing_accounts
GET /v1/payment/billing_accounts/<billing_account_id>
PATCH /v1/payment/billing_accounts/<billing_account_id>

There are also endpoints to get the Billing Accounts for a particular Company or Organisation:

GET /v1/companies/<company_id>/billing_accounts
GET /v1/organisations/<organisation_id>/billing_accounts

Billing Account object

{
    "id": "ba-5SvfKbhh8WsFdCp8p54eie",
    "active": true,
    "default": true,
    "created": "2023-08-30T16:29:06.852559Z",
    "modified": "2023-08-30T16:29:06.852619Z",
    "deactivated": null,
    "organisations": [
        "org-cPJRZJJiQ7prk4yHYQY6TK"
    ],
    "emails": {
        "to": [
            "invoices@restaurant.com"
        ],
        "cc": [
            "secondary@restaurant.com"
        ]
    },
    "payment_terms": {
        "period": "1m",
        "due_date_offset": 20
    }
}

field	type	flags	description
id	string(uuid)	read-only	API unique identifier for the billing account
active	boolean		If the billing account is active
default	boolean	optional	Default billing account for organisations created for the company
created	datetime	read-only	Creation date
modified	datetime	read-only	Modification date
deactivated	datetime	read-only	Deactivation date
organisations	list[string(uuid)]	required	The list of organisations linked to the billing account
emails	dictionary	required	Email addresses that will be sent the statements
emails[to]	list[string]	required but can be empty	Emails "to"
emails[cc]	list[string]	required but can be empty	Emails "cc"
payment_terms	dictionary	required	Payment Terms
payment_terms[period]	string	required	Payment Terms
payment_terms[due_date_offset]	int	required	Payment Terms
payment_terms[offset_type]	int	optional	Payment Terms

Payment terms

This refers to the billing period. The exact details of the payment terms are specific to each merchant and configured by your Solutions Engineer during onboarding. These details are:

the day the statement period (month/fortnight/week) start on
the number of days between the end of the statement period, and its payment due date (known as due_date_offset)
the offset_type specifies whether the due_date_offset is in days or months after the end of the statement. The default offset_type is "days".

Possible values of period are:

1m: Monthly
14d: Fortnightly
7d: Weekly

and other options that can be configured by your solutions engineer.

The value of due_date_offset is a positive int and must match a pre-set ["period", "due_date_offset", "offset_type"] combination on your account. Please contact your solutions engineer if in doubt about the available options

Default billing accounts

A Billing Account can be set as the default for all new organisations created for the company. Any new organisation created on your platform for the organisations company will be added to the default billing account.

Create a billing account

Request

POST /v1/payment/billing_accounts HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>

{
  "organisations": ["org-idcPJRZJJiQ7prk4yHYQY6TK"],
    "emails": {
        "to": ["invoices@restaurant.com"],
        "cc": ["secondary@restaurant.com"]
    },
    "default": true,
    "payment_terms": {
        "period": "1m",
        "due_date_offset": 20
    }
}

curl --request POST \
     --url https://api-sandbox.hokodo.co/v1/payment/billing_accounts \
     --header "Content-Type: application/json" \
     --header "Authorization: <your_api_key>" \
     --data-binary '{
     "organisations": ["org-idcPJRZJJiQ7prk4yHYQY6TK"],
     "emails": {
        "to": ["invoices@restaurant.com"],
        "cc": ["secondary@restaurant.com"]
     },
     "default": true,
     "payment_terms": {
        "period": "1m",
        "due_date_offset": 20
     }
}'

Responses

success response

201 Created
Content-Type: application/json

{
    "id": "ba-5SvfKbhh8WsFdCp8p54eie",
    "active": true,
    "default": true,
    "created": "2023-08-30T16:29:06.852559Z",
    "modified": "2023-08-30T16:29:06.852619Z",
    "deactivated": null,
    "organisations": [
        "org-idcPJRZJJiQ7prk4yHYQY6TK"
    ],
    "emails": {
        "to": [
            "invoices@restaurant.com"
        ],
        "cc": [
            "secondary@restaurant.com"
        ]
    },
    "payment_terms": {
        "period": "1m",
        "due_date_offset": 20,
        "offset_type": "days"
    }
}

error response (example)

400 Bad Request
Content-Type: application/json

{
    "organisations": [
        "Invalid pk \"org-Gy4sQUpNddgyLAma3h8WQ3\" - object does not exist."
    ],
    "to": {
        "0": [
            "Enter a valid email address."
        ]
    },
    "payment_terms": [
        "You don't have billing account terms set up for period '7d' and offset '60'"
    ],
    "default": [
        "There is already a default billing account for this platform and company."
    ]
}

Errors

errors	description
400	A required field is missing or some of the fields have incorrect values

List billing accounts

Request

GET /v1/payment/billing_accounts HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>

curl --request GET \
     --url https://api-sandbox.hokodo.co/v1/payment/billing_accounts \
     --header "Content-Type: application/json" \
     --header "Authorization: <your_api_key>"

Response

200 Ok
Content-Type: application/json

{
    "count": 3,
    "next": null,
    "previous": null,
    "results": [
        {
            "id": "ba-5SvfKbhh8WsFdCp8p54eie",
            "active": true,
            "default": true,
            "created": "2023-08-30T16:29:06.852559Z",
            "modified": "2023-08-30T16:29:06.852619Z",
            "deactivated": null,
            "organisations": [
                "org-idcPJRZJJiQ7prk4yHYQY6TK", "org-Gy4sQUpNddgyLAma3h8WQ3"
            ],
            "emails": {
                "to": [
                    "Happy@southrestaurant.com"
                ],
                "cc": []
            },
            "payment_terms": {
                "period": "7d",
                "due_date_offset": 3,
                 "offset_type": "days"

            }
        },
        {
            "id": "ba-hofiCfoZN64KJQoq8kDfRf",
            "active": false,
            "default": false,
            "created": "2023-06-30T16:29:06.852559Z",
            "modified": "2023-06-30T16:29:06.852619Z",
            "deactivated": null,
            "organisations": [
                "org-idcPJRZJJiQ7prk4yHYQY6TK", "org-Gy4sQUpNddgyLAma3h8WQ3"
            ],
            "emails": {
                "to": [
                    "Happy@southrestaurant.com"
                ],
                "cc": []
            },
            "payment_terms": {
                "period": "1m",
                "due_date_offset": 20,
                "offset_type": "days"

            }
        },
        {
            "id": "ba-qeDkPMCYufuXpH6qA2qvqh",
            "active": true,
            "default": false,
            "created": "2023-05-30T16:25:43.335278Z",
            "modified": "2023-05-30T16:25:43.335340Z",
            "deactivated": null,
            "organisations": [
                "org-idcPJRZJJiQ7prk4yHYQY6TK"
            ],
            "emails": {
                "to": [
                    "giselle@westrestaurant.com"
                ],
                "cc": [
                    "denis@westrestaurant.com"
                ]
            },
            "payment_terms": {
                "period": "1m",
                "due_date_offset": 19,
                "offset_type": "days"
            }
        }
    ]
}

List billing accounts created by your platform.

List for a particular company or organisation

These endpoints will list only the billing accounts for the given company or organisation:

GET /v1/companies/<company_id>/billing_accounts
GET /v1/organisations/<organisation_id>/billing_accounts

Filters and ordering

You can order by:

Created date GET /v1/payment/billing_accounts?ordering=created
Deactivated date GET /v1/payment/billing_accounts?ordering=deactivated
Active/not active GET /v1/payment/billing_accounts?ordering=active

You can filter on:

Active: true | false GET /v1/payment/billing_accounts?active=true

And combine both:

GET /v1/payment/billing_accounts?ordering=deactivated&active=false

View billing account

Requests

request one billing account

GET /v1/payment/billing_accounts/<billing_account_id> HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>

curl --request GET \
     --url https://api-sandbox.hokodo.co/v1/payment/billing_accounts/<billing_account_id> \
     --header "Authorization: <your_api_key>"

Responses

Success response with optional expansion

200 Ok
Content-Type: application/json

{
    "id": "ba-G4Xm4PHferPqdQhi8AQgW5",
    "active": false,
    "default": true,
    "created": "2023-08-25T13:18:50.268382Z",
    "modified": "2023-08-30T09:32:34.380213Z",
    "deactivated": "2023-08-30T09:32:34.380090Z",
    "organisations": [
        "org-EzhfgufFRozsLMBMKqkcaQ"
    ],
    "emails": {
        "to": [
            "a_mail@restaurant.com",
            "another_mail@restaurant.com"
        ],
        "cc": []
    },
    "payment_terms": {
        "period": "1m",
        "due_date_offset": 20,
        "offset_type": "days"
    }
}

billing account not found

404 Not Found
Content-Type: application/json

{
  "detail": "Not found."
}

Errors

errors	description
404	The billing_account_id is probably invalid, the billing account has not been found

Modify billing account

Change emails

If you change the emails, the whole dictionary of emails will be replaced with the dictionary you provide (to and cc)

Request Example: Update emails

PATCH /v1/payment/billing_accounts/<billing_account_id> HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>

{
    "emails": {
        "to": ["a_mail@restaurant.com", "another_mail@restaurant.com"],
        "cc": []
    }
}

curl --request PATCH \
     --url https://api-sandbox.hokodo.co/v1/payment/billing_accounts/<billing_account_id> \
     --header "Content-Type: application/json" \
     --header "Authorization: <your_api_key>" \
     --data-binary '{
     "emails": {
        "to": ["a_mail@restaurant.com", "another_mail@restaurant.com"],
        "cc": []
     }
}'

Response

200 Ok
Content-Type: application/json

{
    "id": "ba-G4Xm4PHferPqdQhi8AQgW5",
    "active": true,
    "default": false,
    "created": "2023-08-25T13:18:50.268382Z",
    "modified": "2023-08-25T13:20:20.465257Z",
    "deactivated": null,
    "organisations": [
        "org-EzhfgufFRozsLMBMKqkcaQ"
    ],
    "emails": {
        "to": [
            "a_mail@restaurant.com",
            "another_mail@restaurant.com"
        ],
        "cc": []
    },
    "payment_terms": {
        "period": "1m",
        "due_date_offset": 20,
        "offset_type": "days"
    }
}

Errors

errors	description
400	A required field is missing or some of the fields have incorrect values
409	The billing account has been deactivated and cannot be updated

Deactivate a billing account

You can deactivate a billing account.

Deactivated billing accounts do not generate new Statements. The existing open statement will be closed on its end_date as usual, and its statement emails will be sent out.

Deactivated billing accounts cannot be re-activated.

Request deactivate billing account

PATCH /v1/payment/billing_accounts/<billing_account_id> HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>

{
    "active": false
}

curl --request PATCH \
     --url https://api-sandbox.hokodo.co/v1/payment/billing_accounts/<billing_account_id> \
     --header "Content-Type: application/json" \
     --header "Authorization: <your_api_key>" \
     --data-binary '{
     "active": false
}'

Response

200 Ok
Content-Type: application/json

{
    "id": "ba-XepNnfJe3QQ4wXCfYY4Uq3",
    "active": false,
    "default": false,
    "created": "2023-09-01T14:00:25.744124Z",
    "modified": "2023-09-01T14:09:52.101054Z",
    "deactivated": "2023-09-01T14:09:52.100968Z",
    "organisations": [
        "org-jqCceJQ9QeiH8n3H4Fakk7"
    ],
    "emails": {
        "to": [
            "invoices@restaurant.com"
        ],
        "cc": [
            "secondary@restaurant.com"
        ]
    },
    "payment_terms": {
        "period": "1m",
        "due_date_offset": 20,
         "offset_type": "days"
    }
}

Errors

errors	description
400	A required field is missing or some of the fields have incorrect values
409	The billing account has already been deactivated

Modify a deactivated billing account

Once a billing account has been deactivated, it is read-only. It cannot re-activated nor modified.

409 Conflict
Content-Type: application/json

{
    "detail": "Billing account cannot be updated because it has been deactivated (2023-09-01 14:09:52.100968+00:00)"
}

Statements

Statements show the transaction history over a statement period. Statements list all the Captures, Refunds and Payments that took place in that period. The Buyer is encouraged to pay the statement balance on the due date, as one payment. The statement is emailed to the address specified in the Billing Account at the end of the statement period.

Statement endpoints

GET /v1/payment/billing_accounts/<billing_account_id>/statements
GET /v1/payment/billing_accounts/<billing_account_id>/statements/<statement_id>
GET /v1/payment/billing_accounts/<billing_account_id>/statements/<statement_id>/documents
GET /v1/payment/billing_accounts/<billing_account_id>/statements/<statement_id>/documents/<document_id>

Statement object

{
  "id": "st-Lt2q4F3jMhKCNpGAt9fhXM",
  "public_id": "S-PGK2-DY55",
  "start_date": "2023-09-01",
  "end_date": "2023-09-30",
  "due_date": "2023-10-20",
  "status": "open",
  "events_total": 13824,
  "captures_total": 13824,
  "refunds_total": 0,
  "payments_total": 0,
  "opening_balance": 0,
  "closing_balance": null,
  "events": [
    {
      "id": "dpevnt-B9tuFhWdTLjQ5NVDFCKY45",
      "deferred_payment_id": "defpay-jprM4x5862uZu66gxuLNTe",
      "organisation_id": "org-kFNAdsxqp8ChB2G5YSj9Cg",
      "organisation_name": "Buyer Ltd",
      "metadata": {
        "note": "Capturing 1000 worth of bonbons",
        "supplier_id": "3",
        "supplier_ref": "33",
        "supplier_name": "A supplier that is ok",
        "credit_note_ref": "3"
      },
      "created": "2023-09-08T13:35:36.410178Z",
      "type": "capture",
      "amount": 1000
    },
    {
      "id": "dpevnt-zXiv6QeLUcJZSH3T9aYrHL",
      "deferred_payment_id": "defpay-jprM4x5862uZu66gxuLNTe",
      "organisation_id": "org-kFNAdsxqp8ChB2G5YSj9Cg",
      "organisation_name": "Buyer Ltd",
      "metadata": {
        "note": "Capturing full amount",
        "supplier_id": "4",
        "supplier_ref": "44",
        "supplier_name": "Another supplier",
        "credit_note_ref": "4"
      },
      "created": "2023-09-08T13:35:56.070128Z",
      "type": "capture",
      "amount": 5912
    },
    {
      "id": "dpevnt-mWpCTkY69vPDkcUtWTYhba",
      "deferred_payment_id": "defpay-2RzbCEGoerAqLhBT8cCdyX",
      "organisation_id": "org-kFNAdsxqp8ChB2G5YSj9Cg",
      "organisation_name": "Buyer Ltd",
      "metadata": {
        "note": "Capturing 1000 worth of bonbons",
        "supplier_id": "1",
        "supplier_ref": "11",
        "supplier_name": "A great supplier",
        "credit_note_ref": "1"
      },
      "created": "2023-09-12T14:38:14.991165Z",
      "type": "capture",
      "amount": 1000
    },
    {
      "id": "dpevnt-ritfGaqfXaLJYGSbq8VHTd",
      "deferred_payment_id": "defpay-2RzbCEGoerAqLhBT8cCdyX",
      "organisation_id": "org-kFNAdsxqp8ChB2G5YSj9Cg",
      "organisation_name": "Buyer Ltd",
      "metadata": {
        "note": "Capturing full amount",
        "supplier_id": "4",
        "supplier_ref": "44",
        "supplier_name": "Another supplier",
        "credit_note_ref": "4"
      },
      "created": "2023-09-12T14:38:27.196703Z",
      "type": "capture",
      "amount": 5912
    }
  ]
}

field	type	description
id	string(uuid)	API unique identifier for the statement
public_id	string	Public id of the statement
start_date	date	Starting date
end_date	date	Ending date
due_date	date	Due date
status	string	The status of the statement (`open` or `closed`)
events_total	int	Sum of the events
captures_total	int	Sum of the capture events
refunds_total	int	Sum of the refund events
payments_total	int	Sum of the payments
opening_balance	int	Opening balance
closing_balance	int	Closing balance
events	list[event]	Events

Events

An event is a post sale event that is linked to this Statement, see Post Sale event for more information

field	type	description
id	string(uuid)	API unique id for the event
deferred_payment_id	string(uuid)	API unique id for the deferred payment
organisation_id	string(uuid)	API unique if for the organisation
organisation_name	string
captures_total	int	Sum of the capture events
metadata	dict	Metadata that was sent with the post sale event
created	datetime	Creation date
amount	int	Amount of the event
type	string	Type of the event (e.g. `capture`, `refund`, `void`, `expiry`, `adjustment`)

List Statement

Request

GET /v1/payment/billing_accounts/<billing_account_id>/statements HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>

curl --request GET \
     --url https://api-sandbox.hokodo.co/v1/payment/billing_accounts/<billing_account_id>/statements \
     --header "Content-Type: application/json" \
     --header "Authorization: <your_api_key>"

Response

200 Ok
Content-Type: application/json

{
  "count": 1,
  "next": null,
  "previous": null,
  "results": [
    {
      "id": "st-ByVctXdbRa2nji7yUP4es3",
      "public_id": "S-QHTQ-J3CB",
      "start_date": "2023-12-01",
      "end_date": "2023-12-31",
      "due_date": "2024-01-10",
      "status": "closed",
      "total": null,
      "events": []
    }
  ]
}

List statement linked to your billing account.

Filters and ordering

You can order by:

End date GET /v1/payment/billing_accounts/<billing_account_id>/statements?ordering=end_date
Due date GET /v1/payment/billing_accounts/<billing_account_id>/statements?ordering=due_date
Status GET /v1/payment/billing_accounts/<billing_account_id>/statements?ordering=status

You can filter on:

Status: open | closed GET /v1/payment/billing_accounts/<billing_account_id>/statements?status=open

View statement

Requests

request one statement

GET /v1/payment/billing_accounts/<billing_account_id>/statements/<statement_id> HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>

curl --request GET \
     --url https://api-sandbox.hokodo.co/v1/payment/billing_accounts/<billing_account_id>/statements/<statement_id> \
     --header "Authorization: <your_api_key>"

Responses

Success response with optional expansion

200 Ok
Content-Type: application/json

{
  "id": "st-Lt2q4F3jMhKCNpGAt9fhXM",
  "public_id": "S-PGK2-DY55",
  "start_date": "2023-09-01",
  "end_date": "2023-09-30",
  "due_date": "2023-10-20",
  "status": "open",
  "events_total": 5912,
  "captures_total": 5912,
  "refunds_total": 0,
  "payments_total": 0,
  "opening_balance": 0,
  "closing_balance": null,
  "events": [
    {
      "id": "dpevnt-ritfGaqfXaLJYGSbq8VHTd",
      "deferred_payment_id": "defpay-2RzbCEGoerAqLhBT8cCdyX",
      "organisation_id": "org-kFNAdsxqp8ChB2G5YSj9Cg",
      "organisation_name": "Buyer Ltd",
      "metadata": {
        "note": "Capturing full amount",
        "supplier_id": "4",
        "supplier_ref": "44",
        "supplier_name": "Another supplier",
        "credit_note_ref": "4"
      },
      "created": "2023-09-12T14:38:27.196703Z",
      "type": "capture",
      "amount": 5912
    }
  ]
}

billing account/statement not found

404 Not Found
Content-Type: application/json

{
  "detail": "Not found: BillingAccount `ba-MQP6PhT5F8PqMVWH4ANdT3` not found"
}

Errors

errors	description
404	The billing_account_id is probably invalid, the billing account has not been found
404	The statement_id is probably invalid, the statement has not been found

Statement document object

You can list the pdf and csv summary for a statement, those files are generated when the statement is closed.

{
  "id": "sdoc-kS3sqRuDsb4SYH32sQPJjL",
  "category": "summary_pdf",
  "download_url": "..."
}

field	type	description
id	string(uuid)	API unique id for the document
category	string	File category (`summary_pdf` or `summary_csv`)
download_url	string	Direct download url

List Statement documents

Request

GET /v1/payment/billing_accounts/<billing_account_id>/statements/<statement_id>/documents HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>

curl --request GET \
     --url https://api-sandbox.hokodo.co/v1/payment/billing_accounts/<billing_account_id>/statements/<statement_id>/documents \
     --header "Content-Type: application/json" \
     --header "Authorization: <your_api_key>"

Response

200 Ok
Content-Type: application/json

{
  "count": 2,
  "next": null,
  "previous": null,
  "results": [
    {
      "id": "sdoc-Vs4XkDNaoXLoQqWSwXRtXf",
      "category": "summary_csv",
      "download_url": "..."
    },
    {
      "id": "sdoc-kS3sqRuDsb4SYH32sQPJjL",
      "category": "summary_pdf",
      "download_url": "..."
    }
  ]
}

List statement documents generated when the statement was closed.

View Statement document

Request

GET /v1/payment/billing_accounts/<billing_account_id>/statements/<statement_id>/documents/<document_id> HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>

curl --request GET \
     --url https://api-sandbox.hokodo.co/v1/payment/billing_accounts/<billing_account_id>/statements/<statement_id>/documents/<document_id> \
     --header "Content-Type: application/json" \
     --header "Authorization: <your_api_key>"

Response

200 Ok
Content-Type: application/json

{
  "id": "sdoc-kS3sqRuDsb4SYH32sQPJjL",
  "category": "summary_pdf",
  "download_url": "..."
}

Billing Account/Statement/Statement Document not found

404 Not Found
Content-Type: application/json

{
  "detail": "Not found: Statement document `sdoc-kS3sqRuDsb4SYH32sQPJjL` not found"
}

Errors

errors	description
404	The billing_account_id is probably invalid, the billing account has not been found
404	The statement_id is probably invalid, the statement has not been found
404	The statement_document_id is probably invalid, the statement document has not been found

Orders

An order describes an instance of buying or selling something on your platform. An order consists of a basket of order items, plus details about the company making the purchase. Orders can be paid for at the time of the order or benefit from credit terms.

Orders serve two purposes in an integration with Hokodo:

a) Orders can be used to inform Hokodo about purchases the customer has made on your platform which Hokodo was not involved in. For example, you may have given the customer trade credit in the past, which has been successfully settled. Or the customer may have made purchases which were settled upfront (e.g. paid by card). Both of these are indicators which enhance our confidence that this is a genuine client and are favourable risk indicators. So providing Hokodo with data on these orders helps us to assess the customer's creditworthiness and to set the right credit limits for them.

b) You will also create an order when a customer shops on your platform so that you can obtain Deferred Payment Offers from Hokodo.

As we explain below, there are some commonalities between use cases a) and b) – for example in both cases we need to know who the buyer was, the value of the order, the date of the order etc. But there are also some differences. For example when you inform us about historical orders, you would tell us what payment terms were involved, whereas when you create an order for the purposes of getting deferred payment offers, Hokodo will be determining the payment terms via the offers we return.

Having more of the orders of the customers allows us to provide finer and higher credit limits, as well as reduce fraud.

Order endpoints

POST /v1/payment/orders
GET /v1/payment/orders
GET /v1/payment/orders/<order_id>
PATCH /v1/payment/orders/<order_id>
DELETE /v1/payment/orders/<order_id>

Order Documents

POST /v1/payment/orders/<order_id>/documents
GET /v1/payment/orders/<order_id>/documents/<document_id>

There are also legacy post-sale order endpoints described in a dedicated section:

PUT /v1/payment/orders/<order_id>/fulfill
PUT /v1/payment/orders/<order_id>/cancel
PUT /v1/payment/orders/<order_id>/return
PUT /v1/payment/orders/<order_id>/discount
PUT /v1/payment/orders/<order_id>/mark_disputed

Order object

{
  "url": "https://api-sandbox.hokodo.co/v1/payment/orders/order-yQKxbtCg9aTS5JYnsRVA9B",
  "id": "order-yQKxbtCg9aTS5JYnsRVA9B",
  "unique_id": "876987-987uinjojna-I8UH98Jnj",
  "customer": {
    "organisation": "org-...",
    "user": "user-...",
    "type": "registered", # or "guest"
    "delivery_address": {
      "name": "John Smith",
      "company_name": "",
      "address_line1": "1 Station Street",
      "address_line2": "Flat B",
      "address_line3": "",
      "city": "London",
      "region": "",
      "postcode": "SE11 6NQ",
      "country": "GB",
      "phone": "",
      "email": ""
    },
     "invoice_address": {
      "name": "John Smith",
      "address_line1": "1 Station Street",
      "address_line2": "Flat B",
      "city": "London",
      "postcode": "SE11 6NQ",
      "country": "GB"
    }
  },
  "status": "pending",
  "pay_method": "card",
  "currency": "GBP",
  "total_amount": 12000,  # total amount including tax
  "tax_amount": 2000,  # tax amount
  "order_date": "2018-04-25",
  "invoice_date": "2018-04-25",
  "due_date": "2018-05-25",
  "paid_date": "2018-05-27",
  "items": [
    {
      "item_id": "1",
      "type": "product",  # or discount, shipping, etc.
      "description": "Super ergonomic chair",
      "metadata": {"color": "black", "name": "Karmus", "variant": "M"},
      "reference": "702.611.50",
      "category": "Furniture > Chairs",
      "supplier_id": "7363",
      "supplier_name": "Cool chair wholesaler",
      "quantity": "10.000",
      "unit_price": 1000,  # includes tax
      "tax_rate": "20.00",
      "total_amount": 10000,
      "tax_amount": 2000,
      "fulfilled_quantity": 0,
      "fulfillment_info": null,
      "cancelled_quantity": 0,
      "cancelled_info": null,
      "returned_quantity": 0,
      "returned_info": null
    },
    {
      "item_id": "2",
      "type": "shipping",
      "description": "Delivery fee",
      "quantity": "1.000",
      "unit_price": 2000,
      "tax_rate": "20.00",
      "total_amount": 2000,
      "tax_amount": 400,
      "fulfilled_quantity": 0,
      "fulfillment_info": null,
      "cancelled_quantity": 0,
      "cancelled_info": null,
      "returned_quantity": 0,
      "returned_info": null
    }
  ],
  "metadata": {},  # store key-values for your internal references
  "po_number": "P-45612",
  "payment_offer": null,
  "deferred_payment": null
}

The Order object contains many fields that are optional for historical orders. See below for an example of a minimal historical order.

field	type	flags	description
url	string	read-only	API endpoint to access the order
id	string(uuid)	read-only	API unique identifier for the order
unique_id	string	required	Unique identifier of the order in your platform

customer	dictionary	required	Customer making the order (see guest/registered users)
customer[type]	string	required	`"registered"` or `"guest"`
customer[organisation]	string(uuid)	required	API unique identifier of the organisation of the customer (if registered) (can be expanded to a full Organisation object)
customer[user]	string(uuid)	required	API unique identifier of the user of the customer (if registered) (can be expanded to a full User object)
customer[delivery_address]	dictionary	required	Delivery/shipping address for this order. See Addresses for a description of the fields
customer[invoice_address]	dictionary	required	Invoice (or Billing) address for this order. See Addresses for a description of the fields

status	string	required	Order status
(deprecated) pay_method	string	optional	Used to supply the Payment method, only if the order has already been paid without Hokodo
currency	currency (ISO 4217 code)	required	Currency of order amounts
tax_amount	int	required	Total amount of the taxes, in minor units (cents)
total_amount	int	required	Total amount including tax, in minor units (cents)
order_date	date	optional	Date of the order
invoice_date	date	optional	Date of issuance of the invoice, if different from order date
due_date	date	optional	Date due of the order (assuming the customer was given credit terms – if no credit terms were offered, then this would simply be the `order_date`)
paid_date	date	optional	Date when the order was paid in full (assuming credit terms were offered – otherwise this would simply be the `order_date`)

items	list	required	The list of items that constitute the order
items[*][item_id]	string	required	Your identifier for this line of the order, e.g. 1, 2, 3...
items[*][type]	string	required	Type of the item. Can be one of the following: product, service, digital, shipping, fee, discount
items[*][description]	string	required	Description of the item
items[*][metadata]	dictionary	optional	Key-value pairs attached to the item, for example describing the color, variant, specific options, to help identify the item post-sale
items[*][reference]	string	optional	Item reference number, SKU, etc.
items[*][category]	string	optional	Category of the item, as per owner's internal classification
items[*][supplier_id]	string	optional	An id of the supplier of the items (if applicable), can be your internal identifier of the supplier, for example "152"
items[*][supplier_name]	string	optional	The name of the supplier of the items (if applicable)
items[*][quantity]	decimal	required	Number of items in the order
items[*][unit_price]	int	required	Price of a single unit, including tax, in minor units (cents)
items[*][tax_rate]	decimal	required	Tax rate on this item, in percent (e.g. "19.50" for 19.5%)
items[*][tax_amount]	int	required	Amount of the tax for this item, in minor units (cents)
items[*][total_amount]	int	required	Total amount for this item, including tax, in minor units (cents)
items[*][fulfilled_quantity]	decimal	read-only	Number of items fulfilled
items[*][fulfillment_info]	list	read-only	Information about shipping of the items (see section Fulfillment)
items[][fulfillment_info][][quantity]	decimal	read-only	Number of items in the shipment
items[][fulfillment_info][][shipping_id]	string	read-only	Tracking id when the item has shipped (add when shipped)
items[][fulfillment_info][][shipping_provider]	string	read-only	Name of the shipping provider (add when shipped)
items[*][cancelled_quantity]	decimal	read-only	Number of items cancelled
items[*][cancelled_info]	list	read-only	Information about cancellation of the items (see section Cancellation)
items[][cancelled_info][][quantity]	decimal	read-only	Quantity of items cancelled
items[][cancelled_info][][total_amount]	string	read-only	Total value of items cancelled
items[][cancelled_info][][tax_amount]	string	read-only	Total tax amount of items cancelled
items[*][returned_quantity]	decimal	read-only	Number of items returned
items[*][returned_info]	list	read-only	Information about items returned (see section Returns)
items[][returned_info][][quantity]	decimal	read-only	Number of items returned
items[][returned_info][][total_amount]	string	read-only	Total value of items returned
items[][returned_info][][tax_amount]	string	read-only	Total tax amount of items returned

metadata	dictionary	optional	Set of key-value pairs you can attach to the object. You can use this to store your custom data in the object and read it back later.
po_number	string	optional	Purchase order number from the customer (for their benefit, as reference)

payment_offer	string(uuid)	read-only	API unique identifier for the deferred payment offer (if created, can be expanded to a full Payment Offer object)
deferred_payment	string(uuid)	read-only	API unique identifier for the deferred payment in place (if created, can be expanded to a full Deferred payment object)

Order status

The order status must be one of:

draft, meaning the customer has not yet made the purchase, more information below
unpaid, meaning the purchase has been completed, but not yet paid for - or at least not paid in full (typically because the customer has been given credit terms and has not yet settled)
paid, meaning the order has been settled in full
cancelled, meaning the order has been cancelled (e.g. associated DeferredPayment authorisation entirely voided)
disputed, meaning the customer has not yet settled in full because they have raised a dispute about whether/how much they owe, which has not yet been resolved

On draft orders

Draft order status can be used for orders that the user has not yet committed to, e.g. they put something in their cart but did not yet complete the checkout. If the customer goes on to pay via a payment method other than Hokodo Deferred Payment (e.g. they pay by card) then you should amend the order status to paid. In this case the paid order becomes part of the payment history that Hokodo can take into account when assessing this customer for Deferred Payment in the future.

If the customer abandons the checkout and so never completes the purchase, then the order will remain in draft status, and so we will know not to include it in any analysis of the customer's historical payment behaviour.

If the customer ends up completing the purchase using a Hokodo Deferred Payment, then we will automatically move the status to unpaid, and ultimately to paid.

(Deprecated) Payment method

The pay_method must be one of:

unknown, when payment method is not determined
bank, for a bank transfer sent by the customer
card, for credit/debit card
cash, for cash

Please contact us to add more payment methods for purchases not made via Hokodo, to match closely your platform. This information helps us to provide finer and higher credit limits.

Guest users / registered users

Hokodo needs to identify the customer and their company to be able to provide deferred payments, whether they are a registered and logged-in user on your platform, or they are a guest user making a single purchase.

Both cases require a User and Organisation. For registered users, this will be a one-time creation. For guests users, you can re-use a User and Organisation you have already created, or create a fresh one each time.

This flow will work the same for both guest users and registered users:

Create User with the email address of the user (which may be an unverified email address for guest customers)
User uniqueness on Hokodo's side is based on email address. If we detect that they have already been registered as a User on your platform, Hokodo API will return the existing user and identifier, complete with links to Organisation and Company saved before.
If no organisation was linked to the user, or they wish to link a different one, search and identify the company via company search.
Create the Organisation linked to that Company.
Attach the User to the Organisation.

Registered user

If the customer is a registered user on your platform, you should create or have created an Organisation (to represent their team / company), and a User (to represent the individuals within that team / company). Then, use that organisation and user in the customer field of the Order.

Registered user

{
  "customer": {
    "organisation": "...",
    "user": "...",
    "type": "registered",
    "delivery_address": {
      "...": "..."
    }
  }
}

Guest user

If the customer is a guest user, and has not registered on your platform, you should collect some information to help us identify the customer, and create a User and Organisation in the same way as for registered user. When you create the User object, Hokodo may return an existing User object, if you had previously created a User with the same email address. In that case, it may also have the correct Organisation filled in already.

Guest user

{
  "customer": {
    "organisation": "...",
    "user": "...",
    "type": "guest",
    "delivery_address": {
      "...": "..."
    }
  }
}

Addresses

{
  "name": "John Smith",
  "company_name": "",
  "address_line1": "1 Station Street",
  "address_line2": "Flat B",
  "address_line3": "",
  "city": "London",
  "region": "",
  "postcode": "SE11 6NQ",
  "country": "GB",
  "phone": "",
  "email": ""
}

The fields used in addresses are:

field	type	flags	description
name	string	required	Full name
company_name	string	optional	(for delivery) Name of the company for delivery if it differs from the legal entity's name
address_line1	string	required	Line 1 of the address
address_line2	string	optional	Line 2 of the address
address_line3	string	optional	Line 3 of the address
city	string	required	City
region	string	optional	State or Region
postcode	string	required	Postal/ZIP code
country	country	required	Country code
phone	string	optional	Phone number associated to the address (eg to handle delivery)
email	string	optional	Email associated to the address (eg to handle delivery notifications)

Create order

Requests

minimal historical order of a registered user

POST /v1/payment/orders HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>

{
  "unique_id": "876987-987uinjojna-I8UH98Jnj",
  "customer": {
    "type": "registered",
    "organisation": "org-ypTaHiLv5kgqSn4TzCr7xb",
    "user": "user-nNqgg5AFymQMumaU7EdrLa",
    "delivery_address": {
      "name": "John Smith",
      "address_line1": "1 Station Street",
      "address_line2": "Flat B",
      "city": "London",
      "postcode": "SE11 6NQ",
      "country": "GB"
    },
    "invoice_address": {
      "name": "John Smith",
      "address_line1": "1 Station Street",
      "address_line2": "Flat B",
      "city": "London",
      "postcode": "SE11 6NQ",
      "country": "GB"
    },
  },
  "status": "paid",
  "currency": "GBP",
  "total_amount": 12000,
  "tax_amount": 2000,
  "order_date": "2018-04-25",
  "invoice_date": "2018-04-25",
  "due_date": "2018-05-25",
  "paid_date": "2018-06-10",
  "pay_method": "card"
}

curl --request POST \
     --url https://api-sandbox.hokodo.co/v1/payment/orders \
     --header "Content-Type: application/json" \
     --header "Authorization: <your_api_key>" \
     --data-binary '{
  "unique_id": "876987-987uinjojna-I8UH98Jnj",
  "customer": {
    "type": "registered",
    "organisation": "org-ypTaHiLv5kgqSn4TzCr7xb",
    "user": "user-nNqgg5AFymQMumaU7EdrLa",
    "delivery_address": {
      "name": "John Smith",
      "address_line1": "1 Station Street",
      "address_line2": "Flat B",
      "city": "London",
      "postcode": "SE11 6NQ",
      "country": "GB"
    },
     "invoice_address": {
      "name": "John Smith",
      "address_line1": "1 Station Street",
      "address_line2": "Flat B",
      "city": "London",
      "postcode": "SE11 6NQ",
      "country": "GB"
    },
  },
  "status": "paid",
  "currency": "GBP",
  "total_amount": 12000,
  "tax_amount": 2000,
  "order_date": "2018-04-25",
  "invoice_date": "2018-04-25",
  "due_date": "2018-05-25",
  "paid_date": "2018-06-10",
  "pay_method": "card"
}'

new order of a registered user

POST /v1/payment/orders HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>

{
  "unique_id": "876987-987uinjojna-I8UH98Jnj",
  "customer": {
    "type": "registered",
    "organisation": "org-ypTaHiLv5kgqSn4TzCr7xb",
    "user": "user-nNqgg5AFymQMumaU7EdrLa",
    "delivery_address": {
      "name": "John Smith",
      "address_line1": "1 Station Street",
      "address_line2": "Flat B",
      "city": "London",
      "postcode": "SE11 6NQ",
      "country": "GB"
    },
  },
  "status": "draft",
  "currency": "GBP",
  "total_amount": 12000,
  "tax_amount": 2000,
  "order_date": "2018-04-25",
  "items": [
    {
      "item_id": "1",
      "type": "product",
      "description": "Super ergonomic chair",
      "metadata": {"color": "black", "name": "Karmus", "variant": "M"},
      "reference": "702.611.50",
      "category": "Furniture > Chairs",
      "supplier_id": "7363",
      "quantity": "10.000",
      "unit_price": 1000,
      "tax_rate": "20.00",
      "total_amount": 10000,
      "tax_amount": 2000,
      "fulfilled_quantity": 0,
      "fulfillment_info": null,
      "cancelled_quantity": 0,
      "cancelled_info": null,
      "returned_quantity": 0,
      "returned_info": null
    },
    {
      "item_id": "2",
      "type": "shipping",
      "description": "Delivery fee",
      "quantity": "1.000",
      "unit_price": 2000,
      "tax_rate": "20.00",
      "total_amount": 2000,
      "tax_amount": 400,
      "fulfilled_quantity": 0,
      "fulfillment_info": null,
      "cancelled_quantity": 0,
      "cancelled_info": null,
      "returned_quantity": 0,
      "returned_info": null
    }
  ],
  "metadata": {
    "customer_id": "2055b445-3d95-4d2f-bd80-3e336217905f",
    "checkout_id": "c0185e68-89aa-42d5-93e9-476d01d4c97f"
  }
}

curl --request POST \
     --url https://api-sandbox.hokodo.co/v1/payment/orders \
     --header "Content-Type: application/json" \
     --header "Authorization: <your_api_key>" \
     --data-binary '{
  "unique_id": "876987-987uinjojna-I8UH98Jnj",
  "customer": {
    "type": "registered",
    "organisation": "org-ypTaHiLv5kgqSn4TzCr7xb",
    "user": "user-nNqgg5AFymQMumaU7EdrLa",
    "delivery_address": {
      "name": "John Smith",
      "address_line1": "1 Station Street",
      "address_line2": "Flat B",
      "city": "London",
      "postcode": "SE11 6NQ",
      "country": "GB"
    },
  },
  "status": "draft",
  "currency": "GBP",
  "total_amount": 12000,
  "tax_amount": 2000,
  "order_date": "2018-04-25",
  "items": [
    {
      "item_id": "1",
      "type": "product",
      "description": "Super ergonomic chair",
      "metadata": {"color": "black", "name": "Karmus", "variant": "M"},
      "reference": "702.611.50",
      "category": "Furniture > Chairs",
      "supplier_id": "7363",
      "quantity": "10.000",
      "unit_price": 1000,
      "tax_rate": "20.00",
      "total_amount": 10000,
      "tax_amount": 1667
    },
    {
      "item_id": "2",
      "type": "shipping",
      "description": "Delivery fee",
      "quantity": "1.000",
      "unit_price": 2000,
      "tax_rate": "20.00",
      "total_amount": 2000,
      "tax_amount": 333
    }
  ],
  "metadata": {
    "customer_id": "2055b445-3d95-4d2f-bd80-3e336217905f",
    "checkout_id": "c0185e68-89aa-42d5-93e9-476d01d4c97f"
  }
}'

new order of a guest user

POST /v1/payment/orders HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>

{
  "unique_id": "876987-987uinjojna-I8UH98Jnj",
  "customer": {
    "type": "guest",
    "organisation": "org-ypTaHiLv5kgqSn4TzCr7xb",
    "user": "user-nNqgg5AFymQMumaU7EdrLa",
    "delivery_address": {
      "name": "John Smith",
      "address_line1": "1 Station Street",
      "address_line2": "Flat B",
      "city": "London",
      "postcode": "SE11 6NQ",
      "country": "GB"
    },
  },
  "status": "draft",
  "currency": "GBP",
  "total_amount": 12000,
  "tax_amount": 2000,
  "order_date": "2018-04-25",
  "items": [
    {
      "item_id": "1",
      "type": "product",
      "description": "Super ergonomic chair",
      "metadata": {"color": "black", "name": "Karmus", "variant": "M"},
      "reference": "702.611.50",
      "category": "Furniture > Chairs",
      "supplier_id": "7363",
      "quantity": "10.000",
      "unit_price": 1000,
      "tax_rate": "20.00",
      "total_amount": 10000,
      "tax_amount": 2000,
      "fulfilled_quantity": 0,
      "fulfillment_info": null,
      "cancelled_quantity": 0,
      "cancelled_info": null,
      "returned_quantity": 0,
      "returned_info": null
    },
    {
      "item_id": "2",
      "type": "shipping",
      "description": "Delivery fee",
      "quantity": "1.000",
      "unit_price": 2000,
      "tax_rate": "20.00",
      "total_amount": 2000,
      "tax_amount": 400,
      "fulfilled_quantity": 0,
      "fulfillment_info": null,
      "cancelled_quantity": 0,
      "cancelled_info": null,
      "returned_quantity": 0,
      "returned_info": null
    }
  ],
  "metadata": {
    "customer_id": "2055b445-3d95-4d2f-bd80-3e336217905f",
    "checkout_id": "c0185e68-89aa-42d5-93e9-476d01d4c97f"
  }
}

curl --request POST \
     --url https://api-sandbox.hokodo.co/v1/payment/orders \
     --header "Content-Type: application/json" \
     --header "Authorization: <your_api_key>" \
     --data-binary '{
  "unique_id": "876987-987uinjojna-I8UH98Jnj",
  "customer": {
    "type": "registered",
    "company": "org-QdKZ5mdD8BrG5CKxGok2Q4",
    "email": "john@example.com",
    "name": "John Smith",
    "phone": "+44 123 456 7890",
    "delivery_address": {
      "name": "John Smith",
      "address_line1": "1 Station Street",
      "address_line2": "Flat B",
      "city": "London",
      "postcode": "SE11 6NQ",
      "country": "GB"
    },
  },
  "status": "draft",
  "currency": "GBP",
  "total_amount": 12000,
  "tax_amount": 2000,
  "order_date": "2018-04-25",
  "items": [
    {
      "item_id": "1",
      "type": "product",
      "description": "Super ergonomic chair",
      "metadata": {"color": "black", "name": "Karmus", "variant": "M"},
      "reference": "702.611.50",
      "category": "Furniture > Chairs",
      "supplier_id": "7363",
      "quantity": "10.000",
      "unit_price": 1000,
      "tax_rate": "20.00",
      "total_amount": 10000,
      "tax_amount": 1667
    },
    {
      "item_id": "2",
      "type": "shipping",
      "description": "Delivery fee",
      "quantity": "1.000",
      "unit_price": 2000,
      "tax_rate": "20.00",
      "total_amount": 2000,
      "tax_amount": 333
    }
  ],
  "metadata": {
    "customer_id": "2055b445-3d95-4d2f-bd80-3e336217905f",
    "checkout_id": "c0185e68-89aa-42d5-93e9-476d01d4c97f"
  }
}'

Responses

success response

201 Created
Content-Type: application/json

{
  "url": "https://api-sandbox.hokodo.co/v1/payment/orders/order-yQKxbtCg9aTS5JYnsRVA9B",
  "id": "order-yQKxbtCg9aTS5JYnsRVA9B",
  "unique_id": "48b0ce9a-f8a3-4dff-be56-26af747b3d98",
  "customer": {
    "type": "registered",
    "organisation": "org-ypTaHiLv5kgqSn4TzCr7xb",
    "user": "user-nNqgg5AFymQMumaU7EdrLa",
    "delivery_address": {
      "name": "John Smith",
      "address_line1": "1 Station Street",
      "address_line2": "Flat B",
      "address_line3": "",
      "city": "London",
      "region": "",
      "postcode": "SE11 6NQ",
      "country": "GB",
      "phone": "",
      "email": ""
    }
  },
  "status": "draft",
  "currency": "GBP",
  "pay_method": "",
  "total_amount": 12000,
  "tax_amount": 2000,
  "order_date": "2018-04-25",
  "invoice_date": null,
  "due_date": null,
  "paid_date": null,
  "items": [
    {
      "item_id": "1",
      "type": "product",
      "description": "Super ergonomic chair",
      "metadata": {"color": "black", "name": "Karmus", "variant": "M"},
      "reference": "702.611.50",
      "category": "Furniture > Chairs",
      "supplier_id": "7363",
      "supplier_name": "",
      "quantity": "10.000",
      "unit_price": 1000,
      "tax_rate": "20.00",
      "total_amount": 10000,
      "tax_amount": 2000,
      "fulfilled_quantity": 0,
      "fulfillment_info": null,
      "cancelled_quantity": 0,
      "cancelled_info": null,
      "returned_quantity": 0,
      "returned_info": null
    },
    {
      "item_id": "2",
      "type": "shipping",
      "description": "Delivery fee",
      "metadata": {},
      "reference": "",
      "category": "",
      "supplier_id": "",
      "supplier_name": "",
      "quantity": "1.000",
      "unit_price": 2000,
      "tax_rate": "20.00",
      "total_amount": 2000,
      "tax_amount": 400,
      "fulfilled_quantity": 0,
      "fulfillment_info": null,
      "cancelled_quantity": 0,
      "cancelled_info": null,
      "returned_quantity": 0,
      "returned_info": null
    }
  ],
  "metadata": {
    "customer_id": "2055b445-3d95-4d2f-bd80-3e336217905f",
    "checkout_id": "c0185e68-89aa-42d5-93e9-476d01d4c97f"
  },
  "payment_offer": null,
  "deferred_payment": null
}

error response (example)

400 Bad Request
Content-Type: application/json

{
  "organisation": [
    "Invalid pk \"org-AgBGknk7D8KixY2ntbJtmA\" - object does not exist."
  ],
  "user": [
    "Bad prefix. Expected a UUID prefixed by \"user\", but got xyz."
  ],
  "items": [
    {
      "total_amount": "Item 1 unit_price [1084] and quantity [10.000] does not match total_amount [13010]."
    }
  ]
}

To create an order, you create an Order object.

Many fields are optional. However, to obtain a Deferred Payment Offer later the system must be provided with the following information at least:

A way to identify the customer (whether they're registered and logged in, or a guest)
The order amount and currency
The order date of the invoice
The list of items constituting this order, including shipping and any other charges as separate line items

The more information is provided at order creation, the more accurate the Payment Offer Hokodo can provide, and the less friction there will be for your customer later on to complete the purchase.

Errors

errors	description
400	a required field is missing or some of the fields have incorrect value

List orders

Request

GET /v1/payment/orders HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>

curl --request GET \
     --url https://api-sandbox.hokodo.co/v1/payment/orders \
     --header "Content-Type: application/json" \
     --header "Authorization: <your_api_key>"

Response

200 Ok
Content-Type: application/json

{
  "count": 2,
  "next": null,
  "previous": null,
  "results": [
    {
      "url": "https://api-sandbox.hokodo.co/v1/payment/orders/order-yQKxbtCg9aTS5JYnsRVA9B",
      "id": "order-yQKxbtCg9aTS5JYnsRVA9B",
      "unique_id": "48b0ce9a-f8a3-4dff-be56-26af747b3d98",
      "customer": {
        "type": "registered",
        "organisation": "org-ypTaHiLv5kgqSn4TzCr7xb",
        "user": "user-nNqgg5AFymQMumaU7EdrLa",
        "delivery_address": {
          "name": "John Smith",
          "address_line1": "1 Station Street",
          "address_line2": "Flat B",
          "address_line3": "",
          "city": "London",
          "region": "",
          "postcode": "SE11 6NQ",
          "country": "GB",
          "phone": "",
          "email": ""
        }
      },
      "status": "draft",
      "currency": "GBP",
      "pay_method": "",
      "total_amount": 12000,
      "tax_amount": 2000,
      "order_date": "2018-04-25",
      "invoice_date": null,
      "due_date": null,
      "paid_date": null,
      "items": [
        {
          "item_id": "1",
          "type": "product",
          "description": "Super ergonomic chair",
          "metadata": {"color": "black", "name": "Karmus", "variant": "M"},
          "reference": "702.611.50",
          "category": "Furniture > Chairs",
          "supplier_id": "7363",
          "supplier_name": "",
          "quantity": "10.000",
          "unit_price": 1000,
          "tax_rate": "20.00",
          "total_amount": 10000,
          "tax_amount": 2000,
          "fulfilled_quantity": 0,
          "fulfillment_info": null,
          "cancelled_quantity": 0,
          "cancelled_info": null,
          "returned_quantity": 0,
          "returned_info": null
        },
        {
          "item_id": "2",
          "type": "shipping",
          "description": "Delivery fee",
          "metadata": {},
          "reference": "",
          "category": "",
          "supplier_id": "",
          "supplier_name": "",
          "quantity": "1.000",
          "unit_price": 2000,
          "tax_rate": "20.00",
          "total_amount": 2000,
          "tax_amount": 400,
          "fulfilled_quantity": 0,
          "fulfillment_info": null,
          "cancelled_quantity": 0,
          "cancelled_info": null,
          "returned_quantity": 0,
          "returned_info": null
        }
      ],
      "metadata": {
        "customer_id": "2055b445-3d95-4d2f-bd80-3e336217905f",
        "checkout_id": "c0185e68-89aa-42d5-93e9-476d01d4c97f"
      },
      "payment_offer": null,
      "deferred_payment": null
    },
    {
      "url": "https://api-sandbox.hokodo.co/v1/payment/orders/order-LitFGLodQh9qQHTFcjUvfm",
      "id": "order-LitFGLodQh9qQHTFcjUvfm",
      "unique_id": "8751729d-7e96-4d38-87bc-fe241ca1d4d7",
      "customer": {
        "type": "registered",
        "organisation": "org-dLWYumjHaqChNggScx5inV",
        "user": "user-czNtrBwLY63rJkqmgyQaEF",
        "delivery_address": {
          "name": "John Smith",
          "address_line1": "1 Station Street",
          "address_line2": "Flat B",
          "address_line3": "",
          "city": "London",
          "region": "",
          "postcode": "SE11 6NQ",
          "country": "GB",
          "phone": "",
          "email": ""
        }
      },
      "status": "draft",
      "currency": "GBP",
      "pay_method": "",
      "total_amount": 12000,
      "tax_amount": 2000,
      "order_date": "2018-04-25",
      "invoice_date": null,
      "due_date": null,
      "paid_date": null,
      "items": [
        {
          "item_id": "1",
          "type": "product",
          "description": "Super ergonomic chair",
          "metadata": {"color": "black", "name": "Karmus", "variant": "M"},
          "reference": "702.611.50",
          "category": "Furniture > Chairs",
          "supplier_id": "7363",
          "supplier_name": "",
          "quantity": "10.000",
          "unit_price": 1000,
          "tax_rate": "20.00",
          "total_amount": 10000,
          "tax_amount": 2000,
          "fulfilled_quantity": 0,
          "fulfillment_info": null,
          "cancelled_quantity": 0,
          "cancelled_info": null,
          "returned_quantity": 0,
          "returned_info": null
        },
        {
          "item_id": "2",
          "type": "shipping",
          "description": "Delivery fee",
          "metadata": {},
          "reference": "",
          "category": "",
          "supplier_id": "",
          "supplier_name": "",
          "quantity": "1.000",
          "unit_price": 2000,
          "tax_rate": "20.00",
          "total_amount": 2000,
          "tax_amount": 400,
          "fulfilled_quantity": 0,
          "fulfillment_info": null,
          "cancelled_quantity": 0,
          "cancelled_info": null,
          "returned_quantity": 0,
          "returned_info": null
        }
      ],
      "metadata": {
        "customer_id": "584eaf27-250c-4b83-826f-909cbaa1f54a",
        "checkout_id": "59e278cd-305a-4bbe-a275-f038f9319b1c"
      },
      "payment_offer": null,
      "deferred_payment": null
    }
  ]
}

List orders created by your platform

View order

Requests

without expanding referenced objects

GET /v1/payment/orders/<order_id> HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>

curl --request GET \
     --url https://api-sandbox.hokodo.co/v1/payment/orders/<order_id> \
     --header "Authorization: <your_api_key>"

with expanding referenced customer, payment_offer

GET /v1/payment/orders/<order_id>?expand=customer,payment_offer HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>

curl --request GET \
     --url https://api-sandbox.hokodo.co/v1/payment/orders/<order_id>?expand=customer,payment_offer \
     --header "Content-Type: application/json" \
     --header "Authorization: <your_api_key>"

Responses

regular response (with optional expansion)

200 Ok
Content-Type: application/json

{
  "url": "https://api-sandbox.hokodo.co/v1/payment/orders/order-yQKxbtCg9aTS5JYnsRVA9B",
  "id": "order-yQKxbtCg9aTS5JYnsRVA9B",
  "unique_id": "48b0ce9a-f8a3-4dff-be56-26af747b3d98",
  "customer": {
    "type": "registered",
    "organisation": {
      "id": "org-ypTaHiLv5kgqSn4TzCr7xb",
      "unique_id": "c105b862-f1ba-4197-9d97-57db63196b00",
      "registered": "2022-06-01T14:37:12Z",
      "name": "Organisation name",
      "company": {
        "url": "https://api-sandbox.hokodo.co/v1/companies/co-Toq88Ko9RKoukP9AagxJoM",
        "id": "co-Toq88Ko9RKoukP9AagxJoM",
        "country": "GB",
        "name": "Hokodo Ltd",
        "address": "35 Kingsland Road, London, E2 8AA",
        "city": "London",
        "postcode": "E2 8AA",
        "legal_form": "Private limited with share capital",
        "sectors": [
          {
            "system": "SIC2007",
            "code": "64999"
          }
        ],
        "creation_date": "2018-02-20",
        "identifiers": [
          {
            "idtype": "reg_number",
            "country": "GB",
            "value": "11215527"
          }
        ],
        "email": "hokodo@hokodo.co",
        "phone": "",
        "status": "Active",
        "accounts_type": "Active"
      },
      "users": [
          "d1696bbe-e982-4065-ac84-3e6543f4da24",
          "3ae2713d-e79a-4837-8cef-06af956af3b9"
      ]
    },
    "user": {
      "id": "user-CXavtWTgLxU7rNuSzkyKDX",
      "email": "a_mail@example.com",
      "unique_id": "",
      "name": "A name",
      "phone": "+44123456789",
      "registered": "2018-07-01T12:12:12Z",
      "type": "registered"
    },
    "invoice_address": {
      "name": "Bob Accounting",
      "company_name": "",
      "address_line1": "1 Main Street",
      "address_line2": "65th floor",
      "address_line3": "",
      "city": "London",
      "region": "",
      "postcode": "SE11 6NQ",
      "country": "GB",
      "phone": "",
      "email": ""
    },
    "delivery_address": {
      "name": "John Smith",
      "address_line1": "1 Station Street",
      "address_line2": "Flat B",
      "address_line3": "",
      "city": "London",
      "region": "",
      "postcode": "SE11 6NQ",
      "country": "GB",
      "phone": "",
      "email": ""
    }
  },
  "status": "draft",
  "currency": "GBP",
  "pay_method": "",
  "total_amount": 12000,
  "tax_amount": 2000,
  "order_date": "2018-04-25",
  "invoice_date": null,
  "due_date": null,
  "paid_date": null,
  "items": [
    {
      "item_id": "1",
      "type": "product",
      "description": "Super ergonomic chair",
      "metadata": {"color": "black", "name": "Karmus", "variant": "M"},
      "reference": "702.611.50",
      "category": "Furniture > Chairs",
      "supplier_id": "7363",
      "supplier_name": "",
      "quantity": "10.000",
      "unit_price": 1000,
      "tax_rate": "20.00",
      "total_amount": 10000,
      "tax_amount": 2000,
      "fulfilled_quantity": 0,
      "fulfillment_info": null,
      "cancelled_quantity": 0,
      "cancelled_info": null,
      "returned_quantity": 0,
      "returned_info": null
    },
    {
      "item_id": "2",
      "type": "shipping",
      "description": "Delivery fee",
      "metadata": {},
      "reference": "",
      "category": "",
      "supplier_id": "",
      "supplier_name": "",
      "quantity": "1.000",
      "unit_price": 2000,
      "tax_rate": "20.00",
      "total_amount": 2000,
      "tax_amount": 400,
      "fulfilled_quantity": 0,
      "fulfillment_info": null,
      "cancelled_quantity": 0,
      "cancelled_info": null,
      "returned_quantity": 0,
      "returned_info": null
    }
  ],
  "metadata": {
    "customer_id": "2055b445-3d95-4d2f-bd80-3e336217905f",
    "checkout_id": "c0185e68-89aa-42d5-93e9-476d01d4c97f"
  },
  "payment_offer": {
    "url": "https://api-sandbox.hokodo.co/v1/payment/offers/offer-EzH6BixNSHvaByEpXcFW5h",
    "id": "offer-bqRyHAGaFrDEN8JNjXJirp",
    "order": "order-dTHo9Q2idffT7CMPCVjztA",
    "offered_payment_plans": [
      {
        "id": "ppln-bqRyHAGaFrDEN8JNjXJirp",
        "name": "net30",
        "template": "pptemp-RySHMoFqSxfmkcfrYC2VeF",
        "currency": "GBP",
        "protected_amount": 100000,
        "unprotected_amount": 0,
        "scheduled_payments": [
          {
            "date": "2020-10-16",
            "amount": 100000,
            "discounted_amount": 100000,
            "customer_fee": {
              "percentage": "0.00",
              "amount": 0
            },
            "allowed_payment_methods": [
              {"type": "card", "providers": ["card_provider_name"]},
              {"type": "direct_debit", "providers": ["dd_provider_name"]},
              {"type": "bank_transfer", "providers": ["bt_provider_name"]}
            ],
            "allowed_payment_method_types": [
              {"type": "card", "providers": ["card_provider_name"]},
              {"type": "direct_debit", "providers": ["dd_provider_name"]},
              {"type": "bank_transfer", "providers": ["bt_provider_name"]}
            ],
            "payment_method": {
                "type": "card",
                "card": {
                  "brand": "mastercard",
                  "exp_month": 4,
                  "exp_year": 2044,
                  "last4": "1375"
                }
            },
            "due_date_config": {
              "due_after_nb_days": 30,
              "due_end_of_nb_months": null,
              "amount_percentage": "100.0",
              "is_upfront_payment": false
            }
          }
        ],
        "payment_terms_relative_to": "order_creation",
        "merchant_fee": {
          "currency": "GBP",
          "amount": 1000
        },
        "customer_fee": {
          "currency": "GBP",
          "percentage": "0.00",
          "amount": 0
        },
        "customer_percentage_discount": "0.00",
        "customer_discount": {
          "currency": "EUR",
          "amount": 0
        },
        "valid_until": "2020-09-16T12:44:49.059Z",
        "payment_url": "https://payment.app.hokodo.co/plans/ppln-bqRyHAGaFrDEN8JNjXJirp",
        "status": "active",
        "rejection_reason": null,
        "has_upfront_payment": false
      },
      {
        "id": "ppln-gJdDHAGaFrDLDvJNXJird",
        "name": "4xEOM",
        "template": "pptemp-RySHMoFqSxfmkcfrYC2VeF",
        "currency": "GBP",
        "protected_amount": 100400,
        "unprotected_amount": 0,
        "scheduled_payments": [
          {
            "date": "2020-09-30",
            "amount": 25100,
            "discounted_amount": 25100,
            "customer_fee": {
              "percentage": "0.40",
              "amount": 100
            },
            "allowed_payment_methods": [
              {"type": "card", "providers": ["card_provider_name"]}
            ],
            "payment_method": null,
            "due_date_config": {
              "due_after_nb_days": 30,
              "due_end_of_nb_months": null,
              "amount_percentage": "25.0",
              "is_upfront_payment": false
            }
          },
          {
            "date": "2020-10-31",
            "amount": 25100,
            "discounted_amount": 25100,
            "customer_fee": {
              "percentage": "0.40",
              "amount": 100
            },
            "allowed_payment_methods": [
              {"type": "card", "providers": ["card_provider_name"]}
            ],
            "payment_method": null,
            "due_date_config": {
              "due_after_nb_days": null,
              "due_end_of_nb_months": 1,
              "amount_percentage": "25.0",
              "is_upfront_payment": false
            }
          },
          {
            "date": "2020-11-30",
            "amount": 25100,
            "discounted_amount": 25100,
            "customer_fee": {
              "percentage": "0.40",
              "amount": 100
            },
            "allowed_payment_methods": [
              {"type": "card", "providers": ["card_provider_name"]}
            ],
            "payment_method": null,
            "due_date_config": {
              "due_after_nb_days": null,
              "due_end_of_nb_months": 2,
              "amount_percentage": "25.0",
              "is_upfront_payment": false
            }
          },
          {
            "date": "2020-12-31",
            "amount": 25100,
            "discounted_amount": 25100,
            "customer_fee": {
              "percentage": "0.40",
              "amount": 100
            },
            "allowed_payment_methods": [
              {"type": "card", "providers": ["card_provider_name"]}
            ],
            "payment_method": null,
            "due_date_config": {
              "due_after_nb_days": null,
              "due_end_of_nb_months": 3,
              "amount_percentage": "25.0",
              "is_upfront_payment": false
            }
          }
        ],
        "payment_terms_relative_to": "order_creation",
        "merchant_fee": {
          "currency": "GBP",
          "amount": 2000
        },
        "customer_fee": {
          "currency": "GBP",
          "percentage": "0.40",
          "amount": 400
        },
        "customer_percentage_discount": "0.00",
        "customer_discount": {
          "currency": "EUR",
          "amount": 0
        },
        "valid_until": "2020-09-16T12:44:49.059Z",
        "payment_url": "https://payment.app.hokodo.co/plans/ppln-gJdDHAGaFrDLDvJNXJird",
        "status": "active",
        "rejection_reason": null,
        "has_upfront_payment": false
      }
    ],
    "urls": {
      "success": "https://merchant.com/payment/ok",
      "failure": "https://merchant.com/checkout",
      "cancel": "https://merchant.com/checkout",
      "notification": "https://backend.merchant.com/payment/notifications",
      "merchant_terms": "https://merchant.com/terms"
    },
    "locale": "en-gb",
    "metadata": {}
  },
  "deferred_payment": null
}

order not found

404 Not Found
Content-Type: application/json

{
  "detail": "Not found."
}

Look up a previously created order.

Errors

errors	description
404	the order_id is probably invalid, the order has not been found

Modify order

Modify a previously created order.

Historic Orders

When you supply information on Orders for the purposes of informing Hokodo about a customer's payment history, you are able to amend those orders freely, or even delete them using the Delete Order endpoint.

Orders with a PaymentOffer

Once you request a PaymentOffer for an Order, any subsequent changes made to the Order will automatically expire the PaymentOffer.

Note: You can still amend the following fields unique_id, metadata, po_number as they don't affect the terms of the PaymentOffer.

Orders with a DeferredPayment

Once the customer purchases a DeferredPayment, the underlying Order can no longer be amended using the Order's endpoint, with the following exception: unique_id. Instead, you must use the dedicated endpoints for dealing with Cancellations, Refunds/Discounts and Returns, which are described in the post-sale Order actions section.

Request (e.g. update when an invoice has been paid)

PATCH /v1/payment/orders/<order_id> HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>

{
  "status": "paid",
  "paid_date": "2018-06-10",
  "pay_method": "bank"
}

curl --request PATCH \
     --url https://api-sandbox.hokodo.co/v1/payment/orders/<order_id> \
     --header "Content-Type: application/json" \
     --header "Authorization: <your_api_key>" \
     --data-binary '{
  "status": "paid",
  "paid_date": "2018-06-10",
  "pay_method": "bank"
}'

Response

200 Ok
Content-Type: application/json

{
  "url": "https://api-sandbox.hokodo.co/v1/payment/orders/order-yQKxbtCg9aTS5JYnsRVA9B",
  "id": "order-yQKxbtCg9aTS5JYnsRVA9B",
  "unique_id": "876987-987uinjojna-I8UH98Jnj",
  "customer": {
    "type": "registered",
    "organisation": "org-ypTaHiLv5kgqSn4TzCr7xb",
    "user": "user-nNqgg5AFymQMumaU7EdrLa",
    "delivery_address": {
      "name": "John Smith",
      "address_line1": "1 Station Street",
      "address_line2": "Flat B",
      "address_line3": "",
      "city": "London",
      "region": "",
      "postcode": "SE11 6NQ",
      "country": "GB",
      "phone": "",
      "email": ""
    }
  },
  "status": "paid",
  "currency": "GBP",
  "pay_method": "",
  "total_amount": 12000,
  "tax_amount": 2000,
  "order_date": "2018-04-25",
  "invoice_date": "2018-04-25",
  "due_date": "2018-05-25",
  "paid_date": "2018-06-10",
  "pay_method": "bank",
  "items": [],
  "metadata": null,
  "payment_offer": null,
  "deferred_payment": null
}

Errors

errors	description
400	a required field is missing or some of the fields have incorrect value
409	the order is already insured, modification is not allowed

Delete order

Request

DELETE /v1/payment/orders/<order_id> HTTP/1.1
Authorization: Token <your_api_key>

curl --request DELETE \
     --url https://api-sandbox.hokodo.co/v1/payment/orders/<order_id> \
     --header "Authorization: <your_api_key>"

Responses

regular response

204 No Content

order not found

404 Not Found
Content-Type: application/json

{
  "detail": "Not found."
}

order can not be deleted

409 Conflict
Content-Type: application/json

Delete a previously created order.

Errors

errors	description
404	the order_id is probably invalid, the order has not been found
409	the order can not be deleted

Order Documents

OrderDocuments are documents such as an invoice, credit note, or a shipping document associated with a particular order.

Invoices

Invoices are normally sent by the merchant to the customer at the time of delivery. Hokodo need these invoices to support the collections process, because it is very common for customers to ask for the invoice to be re-sent to them before they make payment. Therefore, once the merchant generates the invoice, it must also be shared with Hokodo using this endpoint.

Credit Notes

Credit notes are sent by the merchant to the customer whenever a post-sale action such as a discount or return is applied to an order. If you issue credit notes when processing discounts or returns, you can save your operations team a significant amount of time by uploading the credit note to Hokodo using this endpoint at the time they are raised. This allows Hokodo to respond to the customer and resolve any queries without the need to liaise with your operations team.

Shipping documents

Shipping documents are documents associated with delivery, such as a copy of the delivery confirmation signed by the recipient. These documents are useful should there be any disputes about whether delivery occurred. If merchants are routinely capturing delivery confirmation documents, then systematically sharing these with Hokodo using this endpoint will save on operational hassle for Hokodo and the merchant if/when they are ever needed.

Other

Other can be used for any other documents that the merchant wishes to share with Hokodo

OrderDocument Object

{
    "id": "odoc-afapG98cKaCL5VRjVfQQ2S",
    "order": "order-yQKxbtCg9aTS5JYnsRVA9B",
    "deferred_payment_event": "dpevnt-Lunu5hUgEnWyNYoaj3tPUc",
    "doc_type": "invoice",
    "description": "Invoice sent to customer",
    "amount": 10000,
    "metadata": {"unique_id": "some_unique_id",
                 "number": "some_invoice_number"},
    "file": "https://hokodo-sandbox-clientdocuments.s3.amazonaws.com/media/order_documents/..."
}

field	type	description
id	string(uuid)	API unique identifier of the order document
order	string(uuid)	API identifier of the linked order
doc_type	string	Type of document, see below
deferred_payment_event	string(uuid)	API identifier of a linked deferred payment event
description	string	Description of the document
amount	int	Value of the document in minor units (e.g. a credit note worth £100, will have amount=10000)
metadata	dict	Set of key-value pairs you can attach to the object. You can use this to store your custom data in the object and read it back later.
file	string(uri)	Link to the document hosted by Hokodo

OrderDocument type

Possible order document types are:

invoice
credit_note
purchase_order
shipping (shipping documents)
other

Create OrderDocument

POST /v1/payment/orders/<order_id>/documents HTTP/1.1
Host: api-sandbox.hokodo.co
Content-Type: multipart/form-data; boundary=X-CLIENT-BOUNDARY
Authorization: Token <your_api_key>
Accept: */*
Content-Length: <total_lenth>

--X-CLIENT-BOUNDARY
Content-Disposition: form-data; name="doc_type"

invoice
--X-CLIENT-BOUNDARY
Content-Disposition: form-data; name="description"

<invoice_description>
--X-CLIENT-BOUNDARY
Content-Disposition: form-data; name="amount"

<invoice_amount>
--X-CLIENT-BOUNDARY
Content-Disposition: form-data; name="metadata"
Content-Type: application/json

<invoice_metadata>
--X-CLIENT-BOUNDARY
Content-Disposition: form-data; name="file"; filename="invoice.pdf"
Content-Type: application/pdf

<...actual binary content of the file...>
--X-CLIENT-BOUNDARY

curl --request POST \
  --url https://api-sandbox.hokodo.co/v1/payment/orders/<order_id>/documents \
  --header 'Authorization: Token <your_api_key>' \
  --form doc_type=invoice \
  --form deferred_payment_event=deferred_payment_event_id \
  --form description=invoice_description \
  --form amount=invoice_amount \
  --form metadata=invoice_metadata \
  --form file=@/local/path/to/file/invoice.pdf

To create an OrderDocument, you'll need to make a post request with the Content-Type set to multipart form data. In the request body please include the binary content from the file you wish to upload.

You can optionally include doc_type, deferred_payment_event, unique_ID, description, amount, and metadata.

field	type	flags	description
file	file	required	Content of the document
doc_type	string	optional	Type of document, see above
deferred_payment_event	string	optional	Linked Post Sale Action
description	string	optional	Description of the document
amount	int	optional	Value of the document in minor units (e.g. a credit note worth £100, will have amount=10000)
metadata	dict	optional	Set of key-value pairs you can attach to the object. You can use this to store your custom data in the object and read it back later.

Errors

errors	description
400	a required field is missing

View order document

Requests

GET /v1/payment/orders/<order_id>/documents/<document_id> HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>

curl --request GET \
     --url https://api-sandbox.hokodo.co/v1/payment/orders/<order_id>/documents/<document_id> \
     --header "Authorization: <your_api_key>"

Responses

200 Ok
Content-Type: application/json

{
    "id": "odoc-afapG98cKaCL5VRjVfQQ2S",
    "order": "order-yQKxbtCg9aTS5JYnsRVA9B",
    "doc_type": "invoice",
    "deferred_payment_event": "dpevnt-Lunu5hUgEnWyNYoaj3tPUc",
    "description": "Invoice Description",
    "amount": 10000,
    "metadata": {"unique_id": "some_unique_id",
                 "number": "some_invoice_number"},
    "file": "https://hokodo-sandbox-clientdocuments.s3.amazonaws.com/media/order_documents/..."
}

order document not found

404 Not Found
Content-Type: application/json

{
  "detail": "Not found."
}

Look up a previously created order document.

Errors

errors	description
404	the order_document_id is probably invalid, the order document has not been found

Payment Intents

A payment intent describes and order and an intent to purchase that order by means of a payment offer. The Intent combines both order and payment offer requests in to a single request, elements from order and payment offer are required.

Intent endpoints

POST v1/payment/intents
GET v1/payment/intents
GET v1/payment/intents/<intent_id>

Intent Object

{
  "id": "intent-Y3UvYpizaQ7W4iCXe8cSLN",
  "payment_url": "https://pay-local.hokodo.co/?intent=intent-Y3UvYpizaQ7W4iCXe8cSLN&key=oXVtSW01WsWf5n1UcI5EASIuNlri1Lbr-ulVPkaO51Q",
  "order": "order-C2F5DSy3rnBEmk6BbZGmNb",
  "created": "2024-03-13T07:26:07.676742Z",
  "request": {
    "company": {
      "id": "co-bqRyKAGaFrEEN8JMjWJiqk",
      # or
      "country": "GB",
      "reg_number": "10421422"
    },
    "order": {
      "unique_id": "your-unique-order-id",
      "customer": {
        "user": {
          "email": "bnpl.customer.paymentplan_offered.dp_fraud_accepted.2024-03-1317103147608200826@example.com",
          "type": "registered",
          "name": "John smith",
          "phone": "0146384738",
          "registered": "2023-07-01T12:12:12Z",
          "unique_id": "user-1234"
        },
        "delivery_address": {
          "name": "Autograph Homes",
          "address_line1": "Unit 3 The Stables",
          "address_line2": "Says Court Farm Badminton, Road, Frampton Cotterell",
          "city": "Bristol",
          "postcode": "BS36 2NY",
          "country": "GB"
        },
        "invoice_address": {
          "name": "Autograph Homes",
          "address_line1": "Unit 3 The Stables",
          "address_line2": "Says Court Farm Badminton, Road, Frampton Cotterell",
          "city": "Bristol",
          "postcode": "BS36 2NY",
          "country": "GB"
        }
      },
      "currency": "GBP",
      "total_amount": 10000
    },
    "merchant_urls": {
      "success": "https://merchant.com/payment/ok",
      "cancel": "https://merchant.com/checkout",
      "failure": "https://merchant.com/checkout",
      "notification": "https://webhook.site/dev-hosted-checkout"
    },
    "locale": "en-gb"
  }
}

field	type	description
id	string(uuid)	API unique identifier for the intent
payment_url	string(url)	URL where to redirect the customer for payment
order	string(uuid) or dictionary	Order object linked to Intent, can be expanded using `?expand=order`
request	dictionary	Content of the request used to create the Payment Intent (see below)

Content of the `request`

field	type	description
order[currency]	currency	Currency of order amounts (ISO 4217 code)
order[total_amount]	int	Total amount including tax, in minor units (cents)
order[tax_amount]	int	Total amount of the taxes, in minor units (cents)
order[customer]	dictionary	Customer making the order
order[customer][user]	dictionary	https://bnpl.docs.hokodo.co/?http#user-object
order[customer][organisation]	dictionary	Organisations
order[customer][delivery_address]	dictionary	Delivery/shipping address for this order. See Addresses for a description of the fields
order[customer][invoice_address]	dictionary	Invoice (or Billing) address for this order. See Addresses for a description of the fields
order[items]	list	Optional list of items that constitute the order
order[*]		All optional fields of an order can be passed and are still optionals
company	dictionary	Company search info about the buyer
company[id]	string(uuid)	API company identifier if known
company[country]	country	Country the company is registered in - not required if `id` is present
company[reg_number]	string	Registration number in country - not required if `id` is present
merchant_urls	dictionary	Redirection and callback URLs
merchant_urls[success]	string(url)	URL to redirect the customer to if the deferred payment application is a success
merchant_urls[failure]	string(url)	URL to redirect the customer to if the deferred payment application is rejected. For example the checkout page to finish with another payment method
merchant_urls[cancel]	string(url)	URL to redirect the customer to if they cancel the application before completing it. For example the checkout page to finish with another payment method
merchant_urls[notification]	string(url)	Callback URL to receive notifications about the deferred payment application
locale	string	Language and region of the customer (RFC 1766), for example "en-gb" or "fr-fr”

Requesting an Intent

Request

POST /v1/payment/intents HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>

{
  "company": {
    "id": "co-bqRyKAGaFrEEN8JMjWJiqk",
    # or
    "country": "GB",
    "reg_number": "10421422"
  },
  "merchant_urls": {
    "success": "https://merchant.com/payment/ok",
    "cancel": "https://merchant.com/checkout",
    "failure": "https://merchant.com/checkout",
    "notification": "https://webhook.site/dev-hosted-checkout"
  },
  "locale": "en-gb"
  "order": {
    "unique_id": "your-unique-order-id",
    "currency": "GBP",
    "total_amount": 10000,
    "customer": {
      "user": {
        "email": "bnpl.customer.paymentplan_offered.dp_fraud_accepted.@example.com",
        "type": "registered",
        "name": "John smith",
        "phone": "0146384738",
        "registered": "2023-07-01T12:12:12Z",
        "unique_id": "user-1234"
      },
      "delivery_address": {
        "name": "Autograph Homes",
        "address_line1": "Unit 3 The Stables",
        "address_line2": "Says Court Farm Badminton, Road, Frampton Cotterell",
        "city": "Bristol",
        "postcode": "BS36 2NY",
        "country": "GB"
      },
      "invoice_address": {
        "name": "Autograph Homes",
        "address_line1": "Unit 3 The Stables",
        "address_line2": "Says Court Farm Badminton, Road, Frampton Cotterell",
        "city": "Bristol",
        "postcode": "BS36 2NY",
        "country": "GB"
      }
    }
  }
}

curl --request POST \
     --url https://api-sandbox.hokodo.co/v1/payment/intents \
     --header 'Content-Type: application/json' \
     --header 'Authorization: Token <your_api_key>' \
     --data-binary '{
  "company": {
    "id": "co-bqRyKAGaFrEEN8JMjWJiqk",
    # or
    "country": "GB",
    "reg_number": "10421422"
  },
  "merchant_urls": {
    "success": "https://merchant.com/payment/ok",
    "cancel": "https://merchant.com/checkout",
    "failure": "https://merchant.com/checkout",
    "notification": "https://webhook.site/dev-hosted-checkout"
  },
  "locale": "en-gb"
  "order": {
    "unique_id": "your-unique-order-id",
    "currency": "GBP",
    "total_amount": 10000,
    "customer": {
      "user": {
        "email": "bnpl.customer.paymentplan_offered.dp_fraud_accepted.@example.com",
        "type": "registered",
        "name": "John smith",
        "phone": "0146384738",
        "registered": "2023-07-01T12:12:12Z",
        "unique_id": "user-1234"
      },
      "delivery_address": {
        "name": "Autograph Homes",
        "address_line1": "Unit 3 The Stables",
        "address_line2": "Says Court Farm Badminton, Road, Frampton Cotterell",
        "city": "Bristol",
        "postcode": "BS36 2NY",
        "country": "GB"
      },
      "invoice_address": {
        "name": "Autograph Homes",
        "address_line1": "Unit 3 The Stables",
        "address_line2": "Says Court Farm Badminton, Road, Frampton Cotterell",
        "city": "Bristol",
        "postcode": "BS36 2NY",
        "country": "GB"
      }
    }
  }
}'

Response

{
  "id": "intent-Y3UvYpizaQ7W4iCXe8cSLN",
  "payment_url": "https://pay-local.hokodo.co/?intent=intent-Y3UvYpizaQ7W4iCXe8cSLN&key=oXVtSW01WsWf5n1UcI5EASIuNlri1Lbr-ulVPkaO51Q",
  "order": "order-C2F5DSy3rnBEmk6BbZGmNb",
  "created": "2024-03-13T07:26:07.676742Z",
  "request": {
    "company": {
      "id": "co-bqRyKAGaFrEEN8JMjWJiqk",
      # or
      "country": "GB",
      "reg_number": "10421422"
    },
    "order": {
      "unique_id": "your-unique-order-id",
      "customer": {
        "user": {
          "email": "bnpl.customer.paymentplan_offered.dp_fraud_accepted.2024-03-1317103147608200826@example.com",
          "type": "registered",
          "name": "John smith",
          "phone": "0146384738",
          "registered": "2023-07-01T12:12:12Z",
          "unique_id": "user-1234"
        },
        "delivery_address": {
          "name": "Autograph Homes",
          "address_line1": "Unit 3 The Stables",
          "address_line2": "Says Court Farm Badminton, Road, Frampton Cotterell",
          "city": "Bristol",
          "postcode": "BS36 2NY",
          "country": "GB"
        },
        "invoice_address": {
          "name": "Autograph Homes",
          "address_line1": "Unit 3 The Stables",
          "address_line2": "Says Court Farm Badminton, Road, Frampton Cotterell",
          "city": "Bristol",
          "postcode": "BS36 2NY",
          "country": "GB"
        }
      },
      "currency": "GBP",
      "total_amount": 10000
    },
    "merchant_urls": {
      "success": "https://merchant.com/payment/ok",
      "cancel": "https://merchant.com/checkout",
      "failure": "https://merchant.com/checkout",
      "notification": "https://webhook.site/dev-hosted-checkout"
    },
    "locale": "en-gb"
  }
}

Requesting an Intent combines the following actions in to a single request:

creating a user
creating organisations with members
creating an order
requesting an offer

The response will contain a payment_url where the buyer can be redirected to checkout with Hokodo.

field	type	flags	description
order[currency]	currency	required	Currency of order amounts (ISO 4217 code)
order[total_amount]	int	required	Total amount including tax, in minor units (cents)
order[tax_amount]	int	optional	Total amount of the taxes, in minor units (cents)
order[customer]	dictionary	required	Customer making the order
order[customer][user]	dictionary	required	See fields required to create a user
order[customer][organisation]	dictionary	optional	See fields required for Organisations
order[customer][delivery_address]	dictionary	required	Delivery/shipping address for this order. See Addresses for a description of the fields
order[customer][invoice_address]	dictionary	required	Invoice (or Billing) address for this order. See Addresses for a description of the fields
order[items]	list	optional	Optional list of items that constitute the order
order[*]		optional	All optional fields of an order can be passed and are still optionals
company	dictionary	optional	Company search info about the buyer
company[id]	string(uuid)	optional	API company identifier if known
company[country]	country	optional	Country the company is registered in - not required if `id` is present
company[reg_number]	string	optional	Registration number in country - not required if `id` is present
merchant_urls	dictionary	required	Redirection and callback URLs
merchant_urls[success]	string(url)	required	URL to redirect the customer to if the deferred payment application is a success
merchant_urls[failure]	string(url)	required	URL to redirect the customer to if the deferred payment application is rejected. For example the checkout page to finish with another payment method
merchant_urls[cancel]	string(url)	required	URL to redirect the customer to if they cancel the application before completing it. For example the checkout page to finish with another payment method
merchant_urls[notification]	string(url)	required	Callback URL to receive notifications about the deferred payment application
locale	string	optional	Language and region of the customer (RFC 1766), for example "en-gb" or "fr-fr”

Optional company field

The company fields are optional. If you have already identified the company of the buyer, you can provide it to speed up the process or avoid interaction from the buyer. Otherwise, Hokodo's payment interface will take care of collecting that information from the user themselves.

If you have the company identifier, whether because you've used our company search, or you have the registration number of the company of the buyer, and you provide it in the payment intent, we will run a credit check synchronously and you will be able to get the result immediately in the response of your API call.

To make the best use of that, we recommend including ?expand=order.customer,order.payment_offer as query parameter in your API request, so you will have the full Order expanded, including the Payment Offer. You will then get this info in the response:

payment_url: the main payment URL for the payment intent. You can use this whether or not you have expanded the Order
order.payment_offer.offered_payment_plans[*].status: for each of the payment plans configured, whether it's offered or declined (see payment plan status)
order.payment_offer.offered_payment_plans[*].payment_url: for each of the payment plans configured, its specific payment URL, pre-selecting that payment plan

Payment Offers

The Offer API is used to create a set of payment plans for your customer. Simply provide an order id and Hokodo will return a list of payment plans that you can share with your customer at checkout, or over email or text message.

Offer Endpoints

POST /v1/payment/offers
GET /v1/payment/offers/<offer_id>
GET /v1/payment/offers
DELETE /v1/payment/offers/<offer_id>
PUT /v1/payment/payment_plans/<plan_id>/send_offer_email

Offer Object

{
  "url": "https://api-sandbox.hokodo.co/v1/payment/offers/offer-bqRyHAGaFrDEN8JNjXJirp",
  "id": "offer-bqRyHAGaFrDEN8JNjXJirp",
  "order": "order-dTHo9Q2idffT7CMPCVjztA",
  "offered_payment_plans": [
    {
      "id": "ppln-bqRyHAGaFrDEN8JNjXJirp",
      "name": "net30",
      "template": "pptemp-RySHMoFqSxfmkcfrYC2VeF",
      "currency": "GBP",
      "protected_amount": 100000,
      "unprotected_amount": 0,
      "scheduled_payments": [
        {
          "date": "2020-10-16",
          "amount": 100000,
          "discounted_amount": 100000,
          "customer_fee": {
            "percentage": "0.00",
            "amount": 0
          },
          "allowed_payment_methods": [
            {"type": "card", "providers": ["card_provider_name"]},
            {"type": "direct_debit", "providers": ["dd_provider_name"]},
            {"type": "bank_transfer", "providers": ["bt_provider_name"]}
          ],
          "payment_method": {
              "type": "card",
              "card": {
                "brand": "mastercard",
                "exp_month": 4,
                "exp_year": 2044,
                "last4": "1375"
              }
          },
          "due_date_config": {
            "due_after_nb_days": 30,
            "due_end_of_nb_months": null,
            "amount_percentage": "100.0",
            "is_upfront_payment": false
          }
        }
      ],
      "payment_terms_relative_to": "order_creation",
      "merchant_fee": {
        "currency": "GBP",
        "amount": 1000
      },
      "customer_fee": {
        "currency": "GBP",
        "percentage": "0.00",
        "amount": 0
      },
      "customer_percentage_discount": "0.00",
      "customer_discount": {
        "currency": "GBP",
        "amount": 0
      },
      "valid_until": "2020-09-16T12:44:49.841Z",
      "payment_url": "https://payment.app.hokodo.co/plans/ppln-bqRyHAGaFrDEN8JNjXJirp",
      "status": "offered",
      "rejection_reason": null,
      "has_upfront_payment": false,
      "credit_actions": []
    },
    {
      "id": "ppln-3NeZcmAw3rpQPN788mxKJi",
      "name": "90d + upfront",
      "template": "pptemp-LAMds7L6ENQ2BCwxQykHKE",
      "currency": "GBP",
      "protected_amount": 100000,
      "unprotected_amount": 0,
      "scheduled_payments": [
        {
          "date": "2020-09-16",
          "amount": 25000,
          "discounted_amount": 25000,
          "customer_fee": {
            "percentage": "0.00",
            "amount": 0
          },
          "allowed_payment_methods": [
            {"type": "card", "providers": ["card_provider_name"]}
          ],
          "payment_method": {
              "type": "card",
              "card": {
                "brand": "mastercard",
                "exp_month": 4,
                "exp_year": 2044,
                "last4": "1375"
              }
          },
          "due_date_config": {
            "due_after_nb_days": null,
            "due_end_of_nb_months": null,
            "amount_percentage": "25.0",
            "is_upfront_payment": true
          }
        },
        {
          "date": "2020-12-16",
          "amount": 75000,
          "discounted_amount": 75000,
          "customer_fee": {
            "percentage": "0.00",
            "amount": 0
          },
          "allowed_payment_methods": [
            {"type": "card", "providers": ["card_provider_name"]},
            {"type": "direct_debit", "providers": ["dd_provider_name"]}
          ],
          "payment_method": {
              "type": "card",
              "card": {
                "brand": "mastercard",
                "exp_month": 4,
                "exp_year": 2044,
                "last4": "1375"
              }
          },
          "due_date_config": {
            "due_after_nb_days": 30,
            "due_end_of_nb_months": null,
            "amount_percentage": "75.0",
            "is_upfront_payment": false
          }
        }
      ],
      "payment_terms_relative_to": "order_creation",
      "merchant_fee": {
        "currency": "GBP",
        "amount": 1000
      },
      "customer_fee": {
        "currency": "GBP",
        "percentage": "0.00",
        "amount": 0
      },
      "customer_percentage_discount": "0.00",
      "customer_discount": {
        "currency": "GBP",
        "amount": 0
      },
      "valid_until": "2020-09-16T12:44:49.841Z",
      "payment_url": "https://payment.app.hokodo.co/plans/ppln-3NeZcmAw3rpQPN788mxKJi",
      "status": "offered",
      "rejection_reason": null,
      "has_upfront_payment": true,
      "credit_actions": []
    }
  ],
  "urls": {
    "success": "https://merchant.com/payment/ok",
    "failure": "https://merchant.com/checkout",
    "cancel": "https://merchant.com/checkout",
    "notification": "https://backend.merchant.com/payment/notifications",
    "merchant_terms": "https://merchant.com/terms"
  },
  "locale": "en-gb",
  "metadata": {}
}

field	type	description
url	string	API endpoint to access the Offer
id	string(uuid)	API identifier for the Offer
order	string(uuid)	API identifier for the attached Transaction
offered_payment_plans	list	List of payment plans you can offer to your customer
legals	dictionary	An internal field which is subject to change
urls	dictionary	Redirection and callback URLs
urls[merchant_terms]	string(url)	URL for the terms and conditions of your platform, to display to the user
urls[success]	string(url)	URL to redirect the customer to if the deferred payment application is a success
urls[failure]	string(url)	URL to redirect the customer to if the deferred payment application is rejected. For example the checkout page to finish with another payment method
urls[cancel]	string(url)	URL to redirect the customer to if they cancel the application before completing it. For example the checkout page to finish with another payment method
urls[notification]	string(url)	Callback URL to receive notifications about the deferred payment application
locale	string	Language and region of the customer (RFC 1766), for example "en-gb" or "fr-fr"
metadata	dictionary	Set of key-value pairs to store additional information about the Offer

Payment Plan Object

field	type	description
id	string(uuid)	API identifier for the Payment Plan
name	string	Payment plan name (e.g. Pay in 30 days, Pay in 3 installments)
template	string	Hokodo identifier of the template from which the payment plan data object was created
currency	string	ISO 4217 currency code (e.g. `GBP`, `EUR`)
protected_amount	int	Amount that can be protected by Hokodo, in minor units (cents)
unprotected_amount	int	Amount without insurance against non-payment, in minor units (cents)
scheduled_payments	list	The re-payment schedule for the plan (e.g. your customer will pay `£x` amount on `YYYY-MM-DD` date)
scheduled_payments[date]	string	Date when the payment is due (e.g. `2020-09-16`). If you offer your buyers payment terms upon fulfillment/capture (e.g. `payment_terms_relative_to=first_capture`), when order fulfillment/capture occurs, then this date may be recalculated and updated
scheduled_payments[amount]	int	Amount your customer will pay on this date in pence/cents
scheduled_payments[discounted_amount]	int	Projected amount in draft mode, amount including discount, in pence/cents, your customer will pay once this scheduled payment is no longer in draft
scheduled_payments[customer_fee]	dictionary	Amount, in pence/cents, and percentage of the fees for the customer for this scheduled payment (included in the scheduled payment amount)
scheduled_payments[allowed_payment_methods]	list	List of payment method types allowed to make a payment with available providers
scheduled_payments[payment_method]	dictionary	Payment method assigned to use. This gets assigned when the Deferred Payment is created (`null` if there is no DeferredPayment)
scheduled_payments[due_date_config]	dictionary	A Scheduled Payment Due Date Config object. The settings that determine how your buyers scheduled_payments will be generated
payment_terms_relative_to	string	An event in the lifecycle of an order. Your buyers scheduled payment dates will be calculated relative to the date of this event. Either `order_creation`, when your buyer is checking-out. Or `first_capture`, when you mark any part of the order as fulfilled/captured
merchant_fee	dictionary	Amount and currency of the fees for you for this payment plan
customer_fee	dictionary	Amount, percentage, and currency of the fees for the customer for this payment plan (included in the scheduled payments)
customer_percentage_discount	string	Percentage to discount on the order for this payment plan
customer_discount	dictionary	Amount and currency of the discount for the customer for this payment plan
valid_until	date	Time when payment plan offer expires. After this date, your customer cannot avail of this plan
payment_url	string	Link where your customer can apply for the payment plan
status	string	Current status of the payment plan (e.g. `offered`, `accepted`, `declined`, `expired`, `cancelled`)
rejection_reason	dictionary	Rejection reason if Offer is declined, see rejection reasons
rejection_reason[code]	string	A text label identifying the reason
rejection_reason[detail]	string	A detailed explanation of why the Offer was declined. This can be shared with your customer
rejection_reason[params]	dictionary	A dictionary of dynamic key-value pairs which can be used to customize the rejection reason
credit_actions	list	Possible actions that can affect the decision positively
credit_actions[code]	string	A text label identifying the action
credit_actions[description_display]	string	`description` with `params` substituted in
credit_actions[description]	string	A detailed explanation of the action a buyer should take when submitting a credit limit request
credit_actions[params]	dictionary	Pairs of values that should be substituted in to `description`
has_upfront_payment	boolean	If this template contain a scheduled payment to be paid upfront, False otherwise

protected_amount and unprotected_amount can be used to check what part of a payment plan will be protected by Hokodo or not. If your contract permits it, payment offers can be created that are not totally protected by Hokodo.

Note: When your customer clicks on the Payment plan's payment_url a Deferred Payment object will be created automatically.

Payment Method Object

field	type	description
type	string	Type of the payment method. Currently: `card`, `direct_debit`, `bank_transfer`
card	dict (optional)
direct_debit	dict (optional)

Payment Method Object: Card

field	type	description
brand	string	Brand of the bank card. Currently: `amex`, `mastercard`, `visa`
exp_month	string	Expiry month
exp_year	string	Expiry year
last4	string	Last 4 digits of the card number

Payment Method Object: Direct Debit

field	type	description
account_holder_name	string	Name of the account holder
account_number_ending	string	Last 2 digits of the account number
bank_name	string	Bank name
country	string	Country of the account
currency	string	Payment currency
scheme	string	Bank payment scheme. Currently: `bacs`, `sepa_core`

Scheduled Payment Due Date Config Object

field	type	description
due_after_nb_days	int	A rule for deciding how the `scheduled_payments.date` will be calculated. It will be relative to the event specified in the payment plan `payment_terms_relative_to`. This will be `null` if `due_end_of_nb_months` has been specified instead
due_end_of_nb_months	int	A rule for deciding how the `scheduled_payments.date` will be calculated. The payment will be due on the last day of a month. The month it will be due on, is the current month, plus the value of this field. This is relative to the event specified in the payment plan `payment_terms_relative_to`. A value of `0` means it will be due at the end of the current month. `1` means at the end of next month. This will be `null` if `due_end_of_nb_days` has been specified instead
amount_percentage	decimal	The amount your buyer will pay at this time, as a percentage of the total order value. This value may be `null` for old/historical payment offers.
is_upfront_payment	boolean	Is True if this scheduled payment should be paid upfront

Request a New Offer

Request

POST /v1/payment/offers HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>

{
  "order": "order-dTHo9Q2idffT7CMPCVjztA",
  "urls": {
    "success": "https://merchant.com/payment/ok",
    "failure": "https://merchant.com/checkout",
    "cancel": "https://merchant.com/checkout",
    "notification": "https://backend.merchant.com/payment/notifications",
    "merchant_terms": "https://merchant.com/terms"
  },
  "locale": "en-gb",
  "metadata": {}
}

curl --request POST \
     --url https://api-sandbox.hokodo.co/v1/payment/offers \
     --header "Content-Type: application/json" \
     --header "Authorization: <your_api_key>" \
     --data-binary '{
  "order": "order-dTHo9Q2idffT7CMPCVjztA",
  "urls": {
    "success": "https://merchant.com/payment/ok",
    "failure": "https://merchant.com/checkout",
    "cancel": "https://merchant.com/checkout",
    "notification": "https://backend.merchant.com/payment/notifications",
    "merchant_terms": "https://merchant.com/terms"
  },
  "locale": "en-gb",
  "metadata": {}
}'

Responses

Offer Offered

201 Created
Content-Type: application/json

{
  "url": "https://api-sandbox.hokodo.co/v1/payment/offers/offer-EzH6BixNSHvaByEpXcFW5h",
  "id": "offer-bqRyHAGaFrDEN8JNjXJirp",
  "order": "order-dTHo9Q2idffT7CMPCVjztA",
  "offered_payment_plans": [
    {
      "id": "ppln-gJdDHAGaFrDLDvJNXJird",
      "name": "4xEOM",
      "template": "pptemp-RySHMoFqSxfmkcfrYC2VeF",
      "currency": "GBP",
      "protected_amount": 100400,
      "unprotected_amount": 0,
      "scheduled_payments": [
        {
          "date": "2020-09-30",
          "amount": 25100,
          "discounted_amount": 25100,
          "customer_fee": {
            "percentage": "0.00",
            "amount": 0
          },
          "allowed_payment_methods": [
            {"type": "card", "providers": ["card_provider_name"]},
            {"type": "direct_debit", "providers": ["dd_provider_name"]},
            {"type": "bank_transfer", "providers": ["bt_provider_name"]}
          ],
          "payment_method": null,
          "due_date_config": {
            "due_after_nb_days": null,
            "due_end_of_nb_months": 0,
            "amount_percentage": "25.0",
            "is_upfront_payment": false
          }
        },
        {
          "date": "2020-10-31",
          "amount": 25100,
          "discounted_amount": 25100,
          "customer_fee": {
            "percentage": "0.00",
            "amount": 0
          },
          "allowed_payment_methods": [
            {"type": "card", "providers": ["card_provider_name"]}
          ],
          "payment_method": null,
          "due_date_config": {
            "due_after_nb_days": null,
            "due_end_of_nb_months": 1,
            "amount_percentage": "25.0",
            "is_upfront_payment": false
          }
        },
        {
          "date": "2020-11-30",
          "amount": 25100,
          "discounted_amount": 25100,
          "customer_fee": {
            "percentage": "0.00",
            "amount": 0
          },
          "allowed_payment_methods": [
            {"type": "card", "providers": ["card_provider_name"]}
          ],
          "payment_method": null,
          "due_date_config": {
            "due_after_nb_days": null,
            "due_end_of_nb_months": 2,
            "amount_percentage": "25.0",
            "is_upfront_payment": false
          }
        },
        {
          "date": "2020-12-31",
          "amount": 25100,
          "discounted_amount": 25100,
          "customer_fee": {
            "percentage": "0.00",
            "amount": 0
          },
          "allowed_payment_methods": [
            {"type": "card", "providers": ["card_provider_name"]}
          ],
          "payment_method": null,
          "due_date_config": {
            "due_after_nb_days": null,
            "due_end_of_nb_months": 3,
            "amount_percentage": "25.0",
            "is_upfront_payment": false
          }
        }
      ],
      "payment_terms_relative_to": "order_creation",
      "merchant_fee": {
        "currency": "GBP",
        "amount": 1000
      },
      "customer_fee": {
        "currency": "GBP",
        "percentage": "0.00",
        "amount": 0
      },
      "customer_percentage_discount": "0.00",
      "customer_discount": {
        "currency": "GBP",
        "amount": 0
      },
      "valid_until": "2020-09-16T12:44:49.841Z",
      "payment_url": "https://payment.app.hokodo.co/plans/ppln-bqRyHAGaFrDEN8JNjXJirp",
      "status": "offered",
      "rejection_reason": null,
      "has_upfront_payment": false,
      "credit_actions": []
    }
  ],
  "urls": {
    "success": "https://merchant.com/payment/ok",
    "failure": "https://merchant.com/checkout",
    "cancel": "https://merchant.com/checkout",
    "notification": "https://backend.merchant.com/payment/notifications",
    "merchant_terms": "https://merchant.com/terms"
  },
  "locale": "en-gb",
  "metadata": {}
}

Offer Rejected

201 Created
Content-Type: application/json

{
  "url": "https://api-sandbox.hokodo.co/v1/payment/offers/offer-3VezfMFGKX6U247jRhXAkQ",
  "id": "offer-3VezfMFGKX6U247jRhXAkQ",
  "order": "order-yQKxbtCg9aTS5JYnsRVA9B",
  "offered_payment_plans": [
    {
      "id": "ppln-bqRyHAGaFrDEN8JNjXJirp",
      "name": "net30",
      "template": "pptemp-RySHMoFqSxfmkcfrYC2VeF",
      "currency": "GBP",
      "protected_amount": 100000,
      "unprotected_amount": 0,
      "scheduled_payments": [
        {
          "date": "2020-10-16",
          "amount": 100000,
          "discounted_amount": 100000,
          "customer_fee": {
            "percentage": "0.00",
            "amount": 0
          },
          "allowed_payment_methods": [
            {"type": "card", "providers": ["card_provider_name"]},
            {"type": "direct_debit", "providers": ["dd_provider_name"]},
            {"type": "bank_transfer", "providers": ["bt_provider_name"]}
          ],
          "payment_method": {
              "type": "card",
              "card": {
                "brand": "mastercard",
                "exp_month": 4,
                "exp_year": 2044,
                "last4": "1375"
              }
          },
          "due_date_config": {
            "due_after_nb_days": 30,
            "due_end_of_nb_months": null,
            "amount_percentage": "100.0",
            "is_upfront_payment": false
          }
        }
      ],
      "payment_terms_relative_to": "order_creation",
      "merchant_fee": {
        "currency": "GBP",
        "amount": 1000
      },
      "customer_fee": {
        "currency": "GBP",
        "percentage": "0.00",
        "amount": 0
      },
      "customer_percentage_discount": "0.00",
      "customer_discount": {
        "currency": "EUR",
        "amount": 0
      },
      "valid_until": "2020-09-16T12:44:49.841Z",
      "payment_url": "https://payment.app.hokodo.co/plans/ppln-bqRyHAGaFrDEN8JNjXJirp",
      "status": "declined",
      "rejection_reason": {
        "code": "buyer-country",
        "detail": "We're currently unable to provide payment plans to Buyers domiciled in {debtor_country}.",
        "params": {
          "debtor_country": "Ireland"
        }
      },
      "has_upfront_payment": false,
      "credit_actions": [
        {
            "code": "company-financials",
            "description": "Please submit {months} bank statements",
            "params": {"months": 4},
            "description_display": "Please submit 4 months of bank statements"
        }
    ]
    }
  ],
  "urls": {
    "success": "https://merchant.com/payment/ok",
    "failure": "https://merchant.com/checkout",
    "cancel": "https://merchant.com/checkout",
    "notification": "https://backend.merchant.com/payment/notifications",
    "merchant_terms": "https://merchant.com/terms"
  },
  "locale": "en-gb",
  "metadata": {}
}

This endpoint is used to create a list of payment options for your customer. The required fields are

the API identifier of the Order,
URLs to redirect the customer once the payment is successful, rejected or cancelled by the customer.

You can optionally include a metadata object to store additional information about the Offer.

field	type	flags	description
order	string(uuid)	required	API unique identifier of the order
urls	dictionary	required	Redirection and callback URLs
urls[merchant_terms]	string(url)	required	URL for the terms and conditions of your platform, to display to the user
urls[success]	string(url)	required	URL to redirect the customer to if the deferred payment application is a success
urls[failure]	string(url)	required	URL to redirect the customer to if the deferred payment application is rejected. For example the checkout page to finish with another payment method
urls[cancel]	string(url)	required	URL to redirect the customer to if they cancel the application before completing it. For example the checkout page to finish with another payment method
urls[notification]	string(url)	required	Callback URL to receive notifications about the deferred payment application
locale	string	optional	Language and region of the customer (RFC 1766), for example "en-gb" or "fr-fr"

metadata	dictionary	optional	Set of key-value pairs to store additional information about the Offer.

Errors

errors	description
400	a required field is missing
409	can't obtain an offer as order has already been paid

List Offers

Request

GET /v1/payment/offers HTTP/1.1
Authorization: Token <your_api_key>

curl --request GET \
     --url https://api-sandbox.hokodo.co/v1/payment/offers \
     --header "Authorization: <your_api_key>"

Response

200 Ok
Content-Type: application/json

{
  "count": 2,
  "next": null,
  "previous": null,
  "results": [
    {
      "url": "https://api-sandbox.hokodo.co/v1/payment/offers/offer-EzH6BixNSHvaByEpXcFW5h",
      "id": "offer-bqRyHAGaFrDEN8JNjXJirp",
      "order": "order-dTHo9Q2idffT7CMPCVjztA",
      "offered_payment_plans": [
        {
          "id": "ppln-bqRyHAGaFrDEN8JNjXJirp",
          "name": "net30",
          "template": "pptemp-RySHMoFqSxfmkcfrYC2VeF",
          "currency": "GBP",
          "protected_amount": 100000,
          "unprotected_amount": 0,
          "scheduled_payments": [
            {
              "date": "2020-10-16",
              "amount": 100000,
              "discounted_amount": 100000,
              "customer_fee": {
                "percentage": "0.00",
                "amount": 0
              },
              "allowed_payment_methods": [
                {"type": "card", "providers": ["card_provider_name"]},
                {"type": "direct_debit", "providers": ["dd_provider_name"]},
                {"type": "bank_transfer", "providers": ["bt_provider_name"]}
              ],
              "payment_method": {
                  "type": "card",
                  "card": {
                    "brand": "mastercard",
                    "exp_month": 4,
                    "exp_year": 2044,
                    "last4": "1375"
                  }
              },
              "due_date_config": {
                "due_after_nb_days": 30,
                "due_end_of_nb_months": null,
                "amount_percentage": "100.0",
                "is_upfront_payment": false
              }
            }
          ],
          "payment_terms_relative_to": "order_creation",
          "merchant_fee": {
            "currency": "GBP",
            "amount": 1000
          },
          "customer_fee": {
            "currency": "GBP",
            "percentage": "0.00",
            "amount": 0
          },
          "customer_percentage_discount": "0.00",
          "customer_discount": {
            "currency": "EUR",
            "amount": 0
          },
          "valid_until": "2020-09-16T12:44:49.841Z",
          "payment_url": "https://payment.app.hokodo.co/plans/ppln-bqRyHAGaFrDEN8JNjXJirp",
          "status": "offered",
          "rejection_reason": null,
          "has_upfront_payment": false,
          "credit_actions": []
        }
      ],
      "urls": {
        "success": "https://merchant.com/payment/ok",
        "failure": "https://merchant.com/checkout",
        "cancel": "https://merchant.com/checkout",
        "notification": "https://backend.merchant.com/payment/notifications",
        "merchant_terms": "https://merchant.com/terms"
      },
      "locale": "en-gb",
      "metadata": {}
    },
    {
      "url": "https://api-sandbox.hokodo.co/v1/payment/offers/offer-3VezfMFGKX6U247jRhXAkQ",
      "id": "offer-3VezfMFGKX6U247jRhXAkQ",
      "order": "order-yQKxbtCg9aTS5JYnsRVA9B",
      "offered_payment_plans": [
        {
          "id": "ppln-bqRyHAGaFrDEN8JNjXJirp",
          "name": "net30",
          "template": "pptemp-gXPguT3zqDQamD5N3KEjp2",
          "currency": "GBP",
          "protected_amount": 100000,
          "unprotected_amount": 0,
          "scheduled_payments": [
            {
              "date": "2020-10-16",
              "amount": 100000,
              "discounted_amount": 100000,
              "customer_fee": {
                "percentage": "0.00",
                "amount": 0
              },
              "allowed_payment_methods": [
                {"type": "card", "providers": ["card_provider_name"]},
                {"type": "direct_debit", "providers": ["dd_provider_name"]},
                {"type": "bank_transfer", "providers": ["bt_provider_name"]}
              ],
              "payment_method": {
                  "type": "card",
                  "card": {
                    "brand": "mastercard",
                    "exp_month": 4,
                    "exp_year": 2044,
                    "last4": "1375"
                  }
              },
              "due_date_config": {
                "due_after_nb_days": 30,
                "due_end_of_nb_months": null,
                "amount_percentage": "100.0",
                "is_upfront_payment": false
              }
            }
          ],
          "payment_terms_relative_to": "order_creation",
          "merchant_fee": {
            "currency": "GBP",
            "amount": 1000
          },
          "customer_fee": {
            "currency": "GBP",
            "percentage": "0.00",
            "amount": 0
          },
          "customer_percentage_discount": "0.00",
          "customer_discount": {
            "currency": "EUR",
            "amount": 0
          },
          "valid_until": "2020-09-16T12:44:49.841Z",
          "payment_url": "https://payment.app.hokodo.co/plans/ppln-bqRyHAGaFrDEN8JNjXJirp",
          "status": "declined",
          "rejection_reason": {
            "code": "buyer-country",
            "detail": "We're currently unable to provide payment plans to Buyers domiciled in {debtor_country}.",
            "params": {
              "debtor_country": "Ireland"
            }
          },
          "has_upfront_payment": false,
          "credit_actions": []
        }
      ],
      "urls": {
        "success": "https://merchant.com/payment/ok",
        "failure": "https://merchant.com/checkout",
        "cancel": "https://merchant.com/checkout",
        "notification": "https://backend.merchant.com/payment/notifications",
        "merchant_terms": "https://merchant.com/terms"
      },
      "locale": "en-gb",
      "metadata": {}
    }
  ]
}

List all previously requested Offers

View Offer

Request

GET /v1/payment/offers/<offer_id> HTTP/1.1
Authorization: Token <your_api_key>

curl --request GET \
     --url https://api-sandbox.hokodo.co/v1/payment/offers/<offer_id> \
     --header "Authorization: <your_api_key>"

Responses

regular response

200 Ok
Content-Type: application/json

{
  "url": "https://api-sandbox.hokodo.co/v1/payment/offers/offer-EzH6BixNSHvaByEpXcFW5h",
  "id": "offer-bqRyHAGaFrDEN8JNjXJirp",
  "order": "order-dTHo9Q2idffT7CMPCVjztA",
  "offered_payment_plans": [
    {
      "id": "ppln-bqRyHAGaFrDEN8JNjXJirp",
      "name": "net30",
      "template": "pptemp-RySHMoFqSxfmkcfrYC2VeF",
      "currency": "GBP",
      "protected_amount": 100000,
      "unprotected_amount": 0,
      "scheduled_payments": [
      {
          "date": "2020-10-16",
          "amount": 100000,
          "discounted_amount": 100000,
          "customer_fee": {
            "percentage": "0.00",
            "amount": 0
          },
          "allowed_payment_methods": [
            {"type": "card", "providers": ["card_provider_name"]},
            {"type": "direct_debit", "providers": ["dd_provider_name"]},
            {"type": "bank_transfer", "providers": ["bt_provider_name"]}
          ],
          "payment_method": {
              "type": "card",
              "card": {
                "brand": "mastercard",
                "exp_month": 4,
                "exp_year": 2044,
                "last4": "1375"
              }
          },
          "due_date_config": {
            "due_after_nb_days": 30,
            "due_end_of_nb_months": null,
            "amount_percentage": "100.0",
            "is_upfront_payment": false
          }
        }
      ],
      "payment_terms_relative_to": "order_creation",
      "merchant_fee": {
        "currency": "GBP",
        "amount": 1000
      },
      "customer_fee": {
        "currency": "GBP",
        "percentage": "0.00",
        "amount": 0
      },
      "customer_percentage_discount": "0.00",
      "customer_discount": {
        "currency": "EUR",
        "amount": 0
      },
      "valid_until": "2020-09-16T12:44:49.841Z",
      "payment_url": "https://payment.app.hokodo.co/plans/ppln-bqRyHAGaFrDEN8JNjXJirp",
      "status": "offered",
      "rejection_reason": null,
      "has_upfront_payment": false,
      "credit_actions": []
    }
  ],
  "urls": {
    "success": "https://merchant.com/payment/ok",
    "failure": "https://merchant.com/checkout",
    "cancel": "https://merchant.com/checkout",
    "notification": "https://backend.merchant.com/payment/notifications",
    "merchant_terms": "https://merchant.com/terms"
  },
  "locale": "en-gb",
  "metadata": {}
}

Not Found

404 Not Found
Content-Type: application/json

{
  "detail": "Not found."
}

Retrieve a Previously Requested Offer

Errors

Errors	Description
404	The Offer id is probably incorrect, a Offer has not been found

Delete Offer

Request

DELETE /v1/payment/offers/<offer_id> HTTP/1.1
Authorization: Token <your_api_key>

curl --request DELETE \
     --url https://api-sandbox.hokodo.co/v1/payment/offers/<offer_id> \
     --header "Authorization: <your_api_key>"

Responses

regular response

204 No Content

Not Found

404 Not Found
Content-Type: application/json

{
  "detail": "Not found."
}

Unable to Delete Accepted Offer

409 Conflict
Content-Type: application/json

Delete a Previously Requested Offer

Errors

errors	description
404	The Offer id is probably incorrect, a Offer has not been found
409	Can't delete the Offer, probably because it's already been accepted

Mail offer to customer

Request

PUT /v1/payment/payment_plans/ppln-bqRyHAGaFrDEN8JNjXJirp/send_offer_email HTTP/1.1
Authorization: Token <your_api_key>

curl --request PUT \
     --url https://api-sandbox.hokodo.co/v1/payment/payment_plans/ppln-bqRyHAGaFrDEN8JNjXJirp/send_offer_email \
     --header "Authorization: <your_api_key>"

Responses

Offer sent to customer by email

200 OK
Content-Type: application/json

{
    "detail": "Payment plan email sent."
}

You can use this endpoint to have Hokodo send an email to the customer, with a link to a specific payment plan.

Errors

errors	description
400	Payment Plan invalid (for example declined)

Deferred Payments

A Deferred Payment object is created when your customer completes the process to pay with Hokodo.

Deferred Payment Endpoints

GET /v1/payment/deferred_payments/<deferredpayment_id>

Deferred Payment Object

{
  "url": "https://api-sandbox.hokodo.co/v1/payment/deferred_payments/defpay-bqRyGIGaORKiK8bhMVPirp",
  "id": "defpay-bqRyGIGaORKiK8bhMVPirp",
  "number": "P-7WR2-PR0S",
  "created": "2022-07-11T12:48:02.788770Z",
  "payment_plan": "ppln-gJdDHAGaFrDLDvJNXJird",
  "order": "order-dTHo9Q2idffT7CMPCVjztA",
  "rejection_reason":
  {
    "code": "insufficient_funds",
    "detail": "Insufficient funds"
  },
  "status": "pending_review",
  "currency": "GBP",
  "authorisation": 50000,
  "protected_captures": 0,
  "unprotected_captures": 0,
  "refunds": 10000,
  "voided_authorisation": 15000,
  "expired_authorisation": 0,
  "clawback_amount": 0,
  "events": []
}

field	type	description
url	string	API endpoint to access the Deferred Payment
id	string(uuid)	API unique identifier for the Deferred Payment
number	string	The Deferred Payment's customer friendly public identifier (e.g. "P-7WR2-PR0S")
created	datetime	Date & Time the Deferred Payment was created
payment_plan	string(uuid)	API unique identifier of the personalised payment plan attached to the deferred payment
order	string(uuid)	API identifier for the Order
rejection_reason	dictionary	Rejection reason, null if not rejected
rejection_reason[code]	string	A text label identifying the reason
rejection_reason[detail]	string	An explanation of why the deferred payment was rejected
status	string	Deferred Payment status
currency	currency (ISO 4217 code)	Currency of deferred payment amounts
authorisation	int	Amount that can still be captured and protected by Hokodo, in minor units (cents)
protected_captures	int	Amount that will be asked from the buyer with insurance against non-payment, in minor units (cents)
unprotected_captures	int	Amount that will be asked from the buyer without insurance against non-payment, in minor units (cents)
refunds	int	Amount that the buyer might have been asked to pay at some point but is not due anymore, in minor units (cents)
voided_authorisation	int	Amount that used to be authorised but has been released by API, in minor units (cents)
expired_authorisation	int	Amount that used to be authorised but has been automatically released, in minor units (cents)
clawback_amount	int	Amount that has been clawed back to Hokodo due to buyer non-payment in unprotected credit/fraud contexts, in minor units (cents)
events[*]	Post Sale event	List of events created by post-sale actions (see below for details)

Values of all amounts above from authorisation to expired_authorisation are guaranteed to sum to a constant amount, equal to the order total amount. See next section about post-sale actions for more details on how these amounts can change.

The amount that has been captured (and not refunded or clawed back) is split between protected_captures and unprotected_captures. All captures will be protected_captures up to the protected_amount of the Payment Plan. For details on the difference between these two types of capture, see Protected Captures vs. Unprotected Captures.

Rejection reason

Provides information on the reason for rejection.

{
  "rejection_reason":
  {
    "code": "insufficient_funds",
    "detail": "Insufficient funds"
  },
  "status": "rejected"
}

Possible reasons for rejection:

The offer was declined
The payment authorisation with the given card payment method was declined, for various reasons. For example (non-exhaustive):
- insufficient_funds
- payment_declined
- card_error

Deferred Payment status

When it is created, the deferred payment status can be one of:

code	description
accepted	the payment has been accepted
pending_review	the payment is pending manual review by Hokodo, you will be notified of the result
customer_action_required	more information is required by the customer (e.g. upload KYC documents)
rejected	the payment has been rejected by Hokodo

After that, dependent upon the post sale API version in use, the deferred payment status can become one of:

code	description	post sale version
part_fulfilled	the payment has been partially fulfilled, and there is more to be fulfilled	v1
fulfilled	the payment has been fulfilled (partially or all), and there is nothing left to fulfil	v1
reversed	the payment might have been fulfilled, but everything has been returned and there is nothing left to fulfil	v1
cancelled	no fulfilment has been attempted, the payment has been entirely cancelled	v1
part_captured	the payment has been partially captured, and there is some authorisation remaining	v2
captured	the payment has been captured (partially or fully), and there is no authorisation remaining	v2
refunded	the payment might have been captured, but everything has been refunded and there is no authorisation left	v2
voided	no capture has been attempted, the payment has been entirely voided	v2
expired	the payment has expired before anything had been captured	v2

View Deferred Payment

Request

GET /v1/payment/deferred_payments/<deferredpayment_id> HTTP/1.1
Authorization: Token <your_api_key>

curl --request GET \
     --url https://api-sandbox.hokodo.co/v1/payment/deferred_payments/<deferredpayment_id> \
     --header "Authorization: <your_api_key>"

Responses

regular response

200 Ok
Content-Type: application/json

{
  "url": "https://api-sandbox.hokodo.co/v1/payment/deferred_payments/defpay-bqRyGIGaORKiK8bhMVPirp",
  "id": "defpay-bqRyGIGaORKiK8bhMVPirp",
  "number": "P-7WR2-PR0S",
  "payment_plan": "ppln-gJdDHAGaFrDLDvJNXJird",
  "order": "order-dTHo9Q2idffT7CMPCVjztA",
  "status": "accepted",
  "currency": "GBP",
  "authorisation": 50000,
  "protected_captures": 20000,
  "unprotected_captures": 0,
  "refunds": 10000,
  "voided_authorisation": 15000,
  "expired_authorisation": 5000,
  "clawback_amount": 0
}

Not Found

404 Not Found
Content-Type: application/json

{
  "detail": "Not found."
}

Retrieve an existing Deferred Payment object.

Post Sale actions

After the deferred payment has been created, you must use the post-sale endpoints to inform Hokodo about order completion (usually shipment) and other events happening after the sale process.

In terms of API objects: to complete the checkout, the buyer accepts a PaymentOffer and a DeferredPayment is created. The post-sale endpoints relate to that particular DeferredPayment, and make modifications to notify Hokodo of how much of the Order the buyer should be charged for.

capture: Let Hokodo know that some value of goods have been shipped or provided. This triggers Hokodo to charge captured amounts to Buyers according to their chosen PaymentPlan and pay you according to the agreed payout schedule.
refund: Some value of shipped goods has been returned to you or you wish to apply a discount on the value of goods shipped.
void: If part, or all, of the remaining authorisation should be released. Voids happen automatically in the form of expiry after a period determined in your contract, but if you wish to free up authorisation immediately (because you know goods will not be shipped, and you wish to free up Buyers' credit limit for further BNPL orders) you can use this endpoint. Voiding authorisation you don't plan on using is thus optional but heavily recommended.

These will not all be necessary for every order. The base flow would be:

Create the Order.
Request the PaymentOffer.
The customer accepts one of the payment plans and confirms the order.
You ask us to capture an amount from the customer equal to the value of goods shipped.
Hokodo generates a payout to you according to schedule.
Hokodo records that customer shall repay that amount later, based upon the customer's payment plan.

Post sale endpoints

POST /v1/payment/deferred_payments/<deferred_payment_id>/capture
POST /v1/payment/deferred_payments/<deferred_payment_id>/capture_remaining
POST /v1/payment/deferred_payments/<deferred_payment_id>/refund
POST /v1/payment/deferred_payments/<deferred_payment_id>/void
POST /v1/payment/deferred_payments/<deferred_payment_id>/void_remaining

Post sale event

{
  "id": "dpevnt-Lunu5hUgEnWyNYoaj3tPUc",
  "created": "2020-10-15T19:53:42.345Z",
  "type": "capture",
  "amount": 5000,
  "currency": "GBP",
  "metadata": {
    "reference": "Bob's burger patties",
    "supplier": "Krusty Krabs Factory"
  },
  "changes": {
    "authorisation": -5000,
    "protected_captures": 5000,
    "unprotected_captures": 0,
    "refunds": 0,
    "voided_authorisation": 0,
    "expired_authorisation": 0,
    "clawback": 0,
    "customer_fee": {
      "authorisation": 0,
      "captures": 0,
      "refunds": 0,
      "voided_authorisation": 0,
      "expired_authorisation": 0
    }
  }
}

field	type	flags	description
id	string(uuid)	read-only	API unique identifier for the Post Sale Event
created	datetime	read-only	Date & Time the Post Sale Event was created
type	string	read-only	Type of the event (e.g. `capture`, `refund`, `void`, `expiry`, `adjustment`)
amount	int	required	Amount of money moved as part of the event, in minor units (cents)
currency	currency (ISO 4217 code)	read-only	Currency of all monetary amounts recorded by this event
metadata	dictionary	optional	Set of key-value pairs to store additional information about the event. This information is copied into the `PayoutItem.deferred_payment_event_metadata` for payout responses
changes[authorisation]	int	read-only	Change in the `Deferred Payment`'s `authorisation` caused by this event, in minor units (cents)
changes[protected_captures]	int	read-only	Change in the `Deferred Payment`'s `protected_captures` caused by this event, in minor units (cents)
changes[unprotected_captures]	int	read-only	Change in the `Deferred Payment`'s `unprotected_captures` caused by this event, in minor units (cents)
changes[refunds]	int	read-only	Change in the `Deferred Payment`'s `refunds` caused by this event, in minor units (cents)
changes[voided_authorisation]	int	read-only	Change in the `Deferred Payment`'s `voided_authorisation` caused by this event, in minor units (cents)
changes[clawback]	int	read-only	Change in the `Deferred Payment`'s `clawback` caused by this Hokodo-initiated clawback event, in minor units (cents)
changes[expired_authorisation]	int	read-only	Change in the `Deferred Payment`'s `expired_authorisation` caused by this event, in minor units (cents)
changes[customer_fee]	dictionary	read-only	Contains changes affecting the customer fee post sale values, caused by this event, in minor units (cents)

Each event is to be interpreted as an accounting entry moving money from an account to another. Because of that following conditions are guaranteed:

The sum of all changes is equal to zero.
The sum of all positive changes is equal to amount (and thus positive).

Events of type expiry are equivalent to void events but are created automatically by Hokodo after some time define in your contract. This exists to ensure that authorisation is eventually freed for your customer to continue using Hokodo's BNPL solution.

Events of type adjustment might be created by Hokodo operations to help you tidy up bookkeeping in case of mistakes or to handle corner cases. These should however be rare to best enjoy the power of the API.

You may want to notify Hokodo that a specific event relates to an individual supplier or is related to a specific item. You might also want to record the tracking number of the shipment. The metadata field can be used to record any of this information for future use. Data in this metadata field can be included in the payout information we send to you to ease reconciliation.

Post Sale API supports idempotent requests, detailed in the section on Idempotent requests.

Capture

Request

POST /v1/payment/deferred_payments/defpay-bqRyGIGaORKiK8bhMVPirp/capture HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>
Idempotency-Key: 33871f6b-ff2f-4de3-9e10-ff42ef7af553


{
  "amount": 100000,
  "metadata": {
    "reference": "Bobs burger patties"
  }
}

curl --request POST \
     --url https://api-sandbox.hokodo.co/v1/payment/deferred_payments/defpay-bqRyGIGaORKiK8bhMVPirp/capture \
     --header "Content-Type: application/json" \
     --header "Authorization: <your_api_key>" \
     --header "Idempotency-Key: 33871f6b-ff2f-4de3-9e10-ff42ef7af553" \
     --data-binary '{
  "amount": 100000,
  "metadata": {
    "reference": "Bobs burger patties"
  }
}'

Response

201 Ok
Content-Type: application/json

{
  "id": "dpevnt-Lunu5hUgEnWyNYoaj3tPUc",
  "created": "2020-10-15T19:53:42.345Z",
  "type": "capture",
  "amount": 100000,
  "currency": "GBP",
  "metadata": {
    "reference": "Bobs burger patties"
  },
  "changes": {
    "authorisation": -100000,
    "protected_captures": 100000,
    "unprotected_captures": 0,
    "refunds": 0,
    "voided_authorisation": 0,
    "expired_authorisation": 0,
    "clawback": 0,
    "customer_fee": {
      "authorisation": 0,
      "captures": 0,
      "refunds": 0,
      "voided_authorisation": 0,
      "expired_authorisation": 0
    }
  }
}

Notifies Hokodo that goods have been shipped or services provided to the customer. The given amount of money is now due by the customer on top of what had already been captured before. Money is moved from authorisation to protected_captures first and possibly unprotected_captures.

It is important to notify Hokodo when the order is shipped because this is the trigger for Hokodo to make a payment to you and is the value that we will charge the customer according to the agreed payment plan. This endpoint is usually called when the package has been handed over to the carrier or the customer given access to services. Make sure that your fulfilment department, or external fulfilment partner, has access to the API. If the order is sent out by multiple shipments, you should make a request for each shipment.

Protected Captures vs. Unprotected Captures

The amount that has been captured (and not refunded) is split between the protected_captures and unprotected_captures fields.

All captures will be protected_captures up to the protected_amount of the Payment Plan. There are two ways to get unprotected_captures:

If you have the Merchant Limits feature enabled, you may have an unprotected_amount on your Payment Plan. In this case, any captures above the protected_amount will appear as unprotected_captures. The Deferred Payment's authorisation includes both the protected and unprotected part.
If you have the Overcaptures feature enabled, any captures above the Deferred Payment's authorisation will be taken as unprotected_captures. The Deferred Payment's authorisation will become negative.

Warning: We will attempt to recover amounts in unprotected_captures, but in case collection fails, we won't cover those amounts. Please refer to agreement signed with Hokodo for more details and don't hesitate to ask our team at support@hokodo.co.

Constraints

Capture data must contain an amount and can include metadata.

The value of amount should be the cost of the goods that have been captured at this time, including any tax or shipment fee:

amount should be positive
amount shouldn't be greater than the deferred payment authorisation, unless allowed within certain limits by your contract (see discussion above about unprotected_captures)

You will receive an HTTP error 400 in case these conditions aren't met.

Capture all the remaining authorisation

Request

POST /v1/payment/deferred_payments/defpay-bqRyGIGaORKiK8bhMVPirp/capture_remaining HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>
Idempotency-Key: 33871f6b-ff2f-4de3-9e10-ff42ef7af553 \


{
  "metadata": {
    "reference": "Bobs burger patties"
  }
}

curl --request POST \
     --url https://api-sandbox.hokodo.co/v1/payment/deferred_payments/defpay-bqRyGIGaORKiK8bhMVPirp/capture_remaining  \
     --header "Content-Type: application/json" \
     --header "Authorization: <your_api_key>" \
     --header "Idempotency-Key: 33871f6b-ff2f-4de3-9e10-ff42ef7af553" \
     --data-binary '{
  "metadata": {
    "reference": "Bobs burger patties"
  }
}'

Responses

authorisation > 0

201 Ok
Content-Type: application/json

{
  "id": "dpevnt-Lunu5hUgEnWyNYoaj3tPUc",
  "created": "2020-10-15T19:53:42.345Z",
  "type": "capture",
  "amount": 100000,
  "currency": "GBP",
  "metadata": {
    "reference": "Bobs burger patties"
  },
  "changes": {
    "authorisation": -100000,
    "protected_captures": 100000,
    "unprotected_captures": 0,
    "refunds": 0,
    "voided_authorisation": 0,
    "expired_authorisation": 0,
    "clawback": 0,
    "customer_fee": {
      "authorisation": 0,
      "captures": 0,
      "refunds": 0,
      "voided_authorisation": 0,
      "expired_authorisation": 0
    }
  }
}

authorisation == 0

200 Ok No content

Capture all the remaining authorisation. This behaves differently based on the remaining authorisation:

If the remaining authorisation > 0 then the endpoint will capture all the remaining authorisation.
If the remaining authorisation == 0 then the endpoint will do nothing.

Refund

Request

POST /v1/payment/deferred_payments/defpay-bqRyGIGaORKiK8bhMVPirp/refund HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>
Idempotency-Key: 33871f6b-ff2f-4de3-9e10-ff42ef7af553

{
  "amount": 30000,
  "metadata": {
    "reference": "Bobs burger patties"
  }
}

curl --request POST \
     --url https://api-sandbox.hokodo.co/v1/payment/deferred_payments/defpay-bqRyGIGaORKiK8bhMVPirp/refund \
     --header "Content-Type: application/json" \
     --header "Authorization: <your_api_key>" \
     --header "Idempotency-Key: 33871f6b-ff2f-4de3-9e10-ff42ef7af553" \
     --data-binary '{
  "amount": 30000,
  "metadata": {
    "reference": "Bobs burger patties"
  }
}'

Response

201 Ok
Content-Type: application/json

{
  "id": "dpevnt-Lunu5hUgEnWyNYoaj3tPUc",
  "created": "2020-10-15T19:53:42.345Z",
  "type": "refund",
  "amount": 30000,
  "currency": "GBP",
  "metadata": {
    "reference": "Bobs burger patties"
  },
  "changes": {
    "authorisation": 0,
    "protected_captures": -30000,
    "unprotected_captures": 0,
    "refunds": 30000,
    "voided_authorisation": 0,
    "expired_authorisation": 0,
    "clawback": 0,
    "customer_fee": {
      "authorisation": 0,
      "captures": 0,
      "refunds": 0,
      "voided_authorisation": 0,
      "expired_authorisation": 0
    }
  }
}

Notifies Hokodo that a customer has been refunded goods or services or and that we should charge less than previously told.

You should use this endpoint when a customer returns goods or you want to reduce the captured amount for any other reason (like applying an immediate discount as a gesture of good will). A refund can be any value up to the amount that has been previously captured using v1/payment/deferred_payment/<deferred_payment_id>/capture.

Note that any amount previously captured above the authorisation and counted toward unprotected_captures is refunded first so that as much as possible of the amount due buy the buyer is insured against non-payment.

Constraints

Refund data must contain an amount and can include metadata.

The value of amount should be how much you wish to refund to the customer:

amount should be positive
amount must not be greater than the DeferredPayment.protected_captures + DeferredPayment.unprotected_captures.

Void

Request

POST /v1/payment/deferred_payments/defpay-bqRyGIGaORKiK8bhMVPirp/void HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>
Idempotency-Key: 33871f6b-ff2f-4de3-9e10-ff42ef7af553

{
  "amount": 5000,
  "metadata": {
    "reference": "Bobs burger patties"
  }
}

curl --request POST \
     --url https://api-sandbox.hokodo.co/v1/payment/deferred_payments/defpay-bqRyGIGaORKiK8bhMVPirp/void \
     --header "Content-Type: application/json" \
     --header "Authorization: <your_api_key>" \
     --header "Idempotency-Key: 33871f6b-ff2f-4de3-9e10-ff42ef7af553" \
     --data-binary '{
  "amount": 5000,
  "metadata": {
    "reference": "Bobs burger patties"
  }
}'

Response

201 Ok
Content-Type: application/json

{
  "id": "dpevnt-Lunu5hUgEnWyNYoaj3tPUc",
  "created": "2020-10-15T19:53:42.345Z",
  "type": "void",
  "amount": 5000,
  "currency": "GBP",
  "metadata": {
    "reference": "Bobs burger patties"
  },
  "changes": {
    "authorisation": -5000,
    "protected_captures": 0,
    "unprotected_captures": 0,
    "refunds": 0,
    "voided_authorisation": 5000,
    "expired_authorisation": 0,
    "clawback": 0,
    "customer_fee": {
      "authorisation": 0,
      "captures": 0,
      "refunds": 0,
      "voided_authorisation": 0,
      "expired_authorisation": 0
    }
  }
}

Notifies Hokodo that a part of the order has been cancelled and you don't intend on capturing some of the initial authorisation. The purpose of this is to release part or all of the buyers remaining authorisation with Hokodo and thus increase their credit limit.

Constraints

Void data must contain an amount and can include metadata.

The value of amount should be how much you wish to cancel from the order and not charge the customer:

amount should be positive
amount should be less than the deferred payment authorisation

You will receive an HTTP error 400 in case these conditions aren't met.

Void all the remaining authorisation

Request

POST /v1/payment/deferred_payments/defpay-bqRyGIGaORKiK8bhMVPirp/void_remaining HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>
Idempotency-Key: 33871f6b-ff2f-4de3-9e10-ff42ef7af553

{
  "metadata": {
    "reference": "Bobs burger patties"
  }
}

curl --request POST \
     --url https://api-sandbox.hokodo.co/v1/payment/deferred_payments/defpay-bqRyGIGaORKiK8bhMVPirp/void_remaining  \
     --header "Content-Type: application/json" \
     --header "Authorization: <your_api_key>" \
     --header "Idempotency-Key: 33871f6b-ff2f-4de3-9e10-ff42ef7af553" \
     --data-binary '{
  "metadata": {
    "reference": "Bobs burger patties"
  }
}'

Responses

authorisation > 0

201 Ok
Content-Type: application/json

{
  "id": "dpevnt-Lunu5hUgEnWyNYoaj3tPUc",
  "created": "2020-10-15T19:53:42.345Z",
  "type": "void",
  "amount": 100000,
  "currency": "GBP",
  "metadata": {
    "reference": "Bobs burger patties"
  },
  "changes": {
    "authorisation": -100000,
    "protected_captures": 0,
    "unprotected_captures": 0,
    "refunds": 0,
    "voided_authorisation": 100000,
    "expired_authorisation": 0,
    "clawback": 0,
    "customer_fee": {
      "authorisation": 0,
      "captures": 0,
      "refunds": 0,
      "voided_authorisation": 0,
      "expired_authorisation": 0
    }
  }
}

authorisation == 0

200 Ok No content

Void all the remaining authorisation. This behaves differently based on the remaining authorisation:

If the remaining authorisation > 0 then the endpoint will void all the remaining authorisation.
If the remaining authorisation == 0 then the endpoint will do nothing.

Post-sale Order actions (Legacy)

After a PaymentOffer has been accepted by the customer, you will need to use the following endpoints to make modifications to the Order.

mark fulfilled: to let Hokodo know the order (or part of the order) has been shipped, and trigger payment from Hokodo to you,
cancel: if the order (or part of the order) has been cancelled,
return: if the customer has returned the order (or part of the order) after shipping,
discount: if you grant a refund or discount to the customer.

These will not all be necessary for every order. The base flow would be:

Create the Order.
Request the PaymentOffer.
The customer accepts one of the payment plans and confirms the order.
You mark the order as fulfilled as you ship it.
Hokodo sends you the money immediately.
The customer pays Hokodo later.

Post-sale Order endpoints

PUT /v1/payment/orders/<order_id>/fulfill
PUT /v1/payment/orders/<order_id>/cancel
PUT /v1/payment/orders/<order_id>/return
PUT /v1/payment/orders/<order_id>/discount
PUT /v1/payment/orders/<order_id>/mark_disputed

Fulfillment

Request

PUT /v1/payment/orders/<order_id>/fulfill HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>

{
  "items": [
    {
      "item_id": "1",
      "quantity": "10.000",
      "total_amount": 10000,
      "tax_amount": 2000,
      "shipping_id": "DX49581904385",
      "shipping_provider": "Postal service"
    },
    {
      "item_id": "2",
      "quantity": "1.000",
      "total_amount": 2000,
      "tax_amount": 400,
      "shipping_id": "DX49581904385",
      "shipping_provider": "Postal service"
    }
  ]
}

curl --request PATCH \
     --url https://api-sandbox.hokodo.co/v1/payment/orders/<order_id>/fulfill \
     --header "Content-Type: application/json" \
     --header "Authorization: <your_api_key>" \
     --data-binary '{
  "items": [
    {
      "item_id": "1",
      "quantity": "10.000",
      "total_amount": 10000,
      "tax_amount": 1667,
      "shipping_id": "DX49581904385",
      "shipping_provider": "Postal service"
    },
    {
      "item_id": "2",
      "quantity": "1.000",
      "total_amount": 2000,
      "tax_amount": 333,
      "shipping_id": "DX49581904385",
      "shipping_provider": "Postal service"
    }
  ]
}'

Response

200 Ok
Content-Type: application/json

{
  "url": "https://api-sandbox.hokodo.co/v1/payment/orders/order-yQKxbtCg9aTS5JYnsRVA9B",
  "id": "order-yQKxbtCg9aTS5JYnsRVA9B",
  "unique_id": "876987-987uinjojna-I8UH98Jnj",
  "customer": {
    "type": "registered",
    "organisation": "org-ypTaHiLv5kgqSn4TzCr7xb",
    "user": "user-nNqgg5AFymQMumaU7EdrLa",
    "delivery_address": {
      "name": "John Smith",
      "address_line1": "1 Station Street",
      "address_line2": "Flat B",
      "address_line3": "",
      "city": "London",
      "region": "",
      "postcode": "SE11 6NQ",
      "country": "GB",
      "phone": "",
      "email": ""
    }
  },
  "status": "pending",
  "currency": "GBP",
  "pay_method": "",
  "total_amount": 12000,
  "tax_amount": 2000,
  "order_date": "2018-04-25",
  "invoice_date": "2018-04-25",
  "due_date": "2018-06-25",
  "paid_date": null,
  "items": [
    {
      "item_id": "1",
      "type": "product",
      "description": "Super ergonomic chair",
      "metadata": {"color": "black", "name": "Karmus", "variant": "M"},
      "reference": "702.611.50",
      "category": "Furniture > Chairs",
      "supplier_id": "7363",
      "supplier_name": "",
      "quantity": "10.000",
      "unit_price": 1000,
      "tax_rate": "20.00",
      "total_amount": 10000,
      "tax_amount": 2000,
      "fulfilled_quantity": 10,
      "fulfillment_info": [
        {
          "quantity": "10.000",
          "total_amount": 10000,
          "tax_amount": 2000,
          "shipping_id": "DX49581904385",
          "shipping_provider": "Postal service",
          "shipping_date": "2018-04-26"
        }
      ],
      "cancelled_quantity": 0,
      "cancelled_info": null,
      "returned_quantity": 0,
      "returned_info": null
    },
    {
      "item_id": "2",
      "type": "shipping",
      "description": "Delivery fee",
      "metadata": {},
      "reference": "",
      "category": "",
      "supplier_id": "",
      "supplier_name": "",
      "quantity": "1.000",
      "unit_price": 2000,
      "tax_rate": "20.00",
      "total_amount": 2000,
      "tax_amount": 400,
      "fulfilled_quantity": 1,
      "fulfillment_info": [
        {
          "quantity": "1.000",
          "total_amount": 2000,
          "tax_amount": 400,
          "shipping_id": "DX49581904385",
          "shipping_provider": "Postal service",
          "shipping_date": "2018-04-26"
        }
      ],
      "cancelled_quantity": 0,
      "cancelled_info": null,
      "returned_quantity": 0,
      "returned_info": null
    }
  ],
  "metadata": {
    "customer_id": "2055b445-3d95-4d2f-bd80-3e336217905f",
    "checkout_id": "c0185e68-89aa-42d5-93e9-476d01d4c97f"
  },
  "payment_offer": "offer-cqfxJVUwXBrkyZHRQaknJS",
  "deferred_payment": "defpay-7PiKMX2gEpJmasb8Du65zn"
}

Fulfillment refers to the process of shipping the goods to the customer, or providing them with the service they have purchased. It is important that you notify Hokodo when fulfillment occurs since this is the trigger for our payment to you. This endpoint is usually called when the package has been handed over to the logistics carrier. Hint: Make sure that your fulfillment department (or external partner) has access to the API. Often, this requires some planning ahead.

Fulfillment information must include date and all items that have actually been delivered to the customer in the format similar to the list of items in the Order.

You can either ship the full order or only parts of the order. In case you initially only ship parts of the order:

You have to send us further delivery confirmations until the entire order has been shipped (or cancelled).
You always send the line items you have shipped with the original line number/id. For example, if you ship item 1 and item 4 of a 4 item basket, you send us lines 1+4 (and don’t change those numbers).
You fill the fields "total_amount" and "tax_amount" with the sum of the items you shipped, not the original order total sum.

field	type	flags	description
items	list	required	The list of items that got shipped, each with the fields described below
item_id	string	required	Your identifier for this line of the order, e.g. 1, 2, 3...
quantity	decimal	required	Number of items shipped
total_amount	int	required	Total amount including tax of the items that shipped, in minor units (cents)
tax_amount	int	required	Total amount of the taxes of the items that shipped, in minor units (cents)
shipping_id	string	optional	Tracking id of the shipping provider
shipping_provider	string	optional	Name of the shipping provider

Errors

errors	description
404	the order_id is probably invalid, the order has not been found
400	a required field is missing or some of the fields have incorrect value

Cancellation

Request

partial cancellation of half the items in the Order

PUT /v1/payment/orders/<order_id>/cancel HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>

{
  "items": [
    {
      "item_id": "2",
      "quantity": "1",
      "total_amount": 2000,
      "tax_amount": 400
    }
  ]
}

curl --request PATCH \
     --url https://api-sandbox.hokodo.co/v1/payment/orders/<order_id>/cancel \
     --header "Content-Type: application/json" \
     --header "Authorization: <your_api_key>" \
     --data-binary '{
  "items": [
    {
      "item_id": "2",
      "quantity": "1",
      "total_amount": 2000,
      "tax_amount": 400
    }
  ]
}'

Response

200 Ok
Content-Type: application/json

{
  "url": "https://api-sandbox.hokodo.co/v1/payment/orders/order-yQKxbtCg9aTS5JYnsRVA9B",
  "id": "order-yQKxbtCg9aTS5JYnsRVA9B",
  "unique_id": "876987-987uinjojna-I8UH98Jnj",
  "customer": {
    "type": "registered",
    "organisation": "org-ypTaHiLv5kgqSn4TzCr7xb",
    "user": "user-nNqgg5AFymQMumaU7EdrLa",
    "delivery_address": {
      "name": "John Smith",
      "address_line1": "1 Station Street",
      "address_line2": "Flat B",
      "address_line3": "",
      "city": "London",
      "region": "",
      "postcode": "SE11 6NQ",
      "country": "GB",
      "phone": "",
      "email": ""
    }
  },
  "status": "pending",
  "currency": "GBP",
  "pay_method": "",
  "total_amount": 7000,
  "tax_amount": 1166,
  "order_date": "2018-04-25",
  "invoice_date": "2018-04-25",
  "due_date": "2018-06-25",
  "paid_date": null,
  "items": [
    {
      "item_id": "1",
      "type": "product",
      "description": "Super ergonomic chair",
      "metadata": {"color": "black", "name": "Karmus", "variant": "M"},
      "reference": "702.611.50",
      "category": "Furniture > Chairs",
      "supplier_id": "7363",
      "supplier_name": "",
      "quantity": "5.000",
      "unit_price": 1000,
      "tax_rate": "20.00",
      "total_amount": 5000,
      "tax_amount": 1000,
      "fulfilled_quantity": 0,
      "fulfillment_info": null,
      "cancelled_quantity": 0,
      "cancelled_info": null,
      "returned_quantity": 0,
      "returned_info": null
    },
    {
      "item_id": "2",
      "type": "shipping",
      "description": "Delivery fee",
      "metadata": {},
      "reference": "",
      "category": "",
      "supplier_id": "",
      "supplier_name": "",
      "quantity": "1.000",
      "unit_price": 2000,
      "tax_rate": "20.00",
      "total_amount": 2000,
      "tax_amount": 400,
      "fulfilled_quantity": 0,
      "fulfillment_info": null,
      "cancelled_quantity": 1,
      "cancelled_info": [
        {
          "quantity": "1.000",
          "total_amount": 2000,
          "tax_amount": 400
        }
      ],
      "returned_quantity": 0,
      "returned_info": null
    }
  ],
  "metadata": {
    "customer_id": "2055b445-3d95-4d2f-bd80-3e336217905f",
    "checkout_id": "c0185e68-89aa-42d5-93e9-476d01d4c97f"
  },
  "payment_offer": "offer-cqfxJVUwXBrkyZHRQaknJS",
  "deferred_payment": "defpay-7PiKMX2gEpJmasb8Du65zn"
}

If an order or individual items from an order are being cancelled by the customer before shipping, you need to notify us of the cancellation.

You can either cancel the full order or only parts of the order. In case you only cancel parts of the order:

You always send the line items you cancel with the original line number. For example, if you cancel item "2" of a 4 item order, you send us line "2" (and don’t change this number).
You fill the fields "total_amount" with the sum of the items you cancelled, not the original order total sum.

Returns

Request

partial return of half the items in the Order

PUT /v1/payment/orders/<order_id>/return HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>

{
  "items": [
    {
      "item_id": "2",
      "quantity": "1",
      "total_amount": 2000,
      "tax_amount": 400
    }
  ]
}

curl --request PATCH \
     --url https://api-sandbox.hokodo.co/v1/payment/orders/<order_id>/return \
     --header "Content-Type: application/json" \
     --header "Authorization: <your_api_key>" \
     --data-binary '{
  "items": [
    {
      "item_id": "2",
      "quantity": "1",
      "total_amount": 2000,
      "tax_amount": 400
    }
  ]
}'

Response

200 Ok
Content-Type: application/json

{
  "url": "https://api-sandbox.hokodo.co/v1/payment/orders/order-yQKxbtCg9aTS5JYnsRVA9B",
  "id": "order-yQKxbtCg9aTS5JYnsRVA9B",
  "unique_id": "876987-987uinjojna-I8UH98Jnj",
  "customer": {
    "type": "registered",
    "organisation": "org-ypTaHiLv5kgqSn4TzCr7xb",
    "user": "user-nNqgg5AFymQMumaU7EdrLa",
    "delivery_address": {
      "name": "John Smith",
      "address_line1": "1 Station Street",
      "address_line2": "Flat B",
      "address_line3": "",
      "city": "London",
      "region": "",
      "postcode": "SE11 6NQ",
      "country": "GB",
      "phone": "",
      "email": ""
    }
  },
  "status": "pending",
  "currency": "GBP",
  "pay_method": "",
  "total_amount": 7000,
  "tax_amount": 1166,
  "order_date": "2018-04-25",
  "invoice_date": "2018-04-25",
  "due_date": "2018-06-25",
  "paid_date": null,
  "items": [
    {
      "item_id": "1",
      "type": "product",
      "description": "Super ergonomic chair",
      "metadata": {"color": "black", "name": "Karmus", "variant": "M"},
      "reference": "702.611.50",
      "category": "Furniture > Chairs",
      "supplier_id": "7363",
      "supplier_name": "",
      "quantity": "5.000",
      "unit_price": 1000,
      "tax_rate": "20.00",
      "total_amount": 5000,
      "tax_amount": 1000,
      "fulfilled_quantity": 5,
      "fulfillment_info": [
        {
          "quantity": "5.000",
          "total_amount": 5000,
          "tax_amount": 1000,
          "shipping_id": "DX49581904385",
          "shipping_provider": "Postal service",
          "shipping_date": "2018-04-26"
        }
      ],
      "cancelled_quantity": 0,
      "cancelled_info": null,
      "returned_quantity": 0,
      "returned_info": null
    },
    {
      "item_id": "2",
      "type": "shipping",
      "description": "Delivery fee",
      "metadata": {},
      "reference": "",
      "category": "",
      "supplier_id": "",
      "supplier_name": "",
      "quantity": "1.000",
      "unit_price": 2000,
      "tax_rate": "20.00",
      "total_amount": 2000,
      "tax_amount": 400,
      "fulfilled_quantity": 1,
      "fulfillment_info": [
        {
          "quantity": "1.000",
          "total_amount": 2000,
          "tax_amount": 400,
          "shipping_id": "DX49581904385",
          "shipping_provider": "Postal service",
          "shipping_date": "2018-04-26"
        }
      ],
      "cancelled_quantity": 0,
      "cancelled_info": null,
      "returned_quantity": 1,
      "returned_info": [
        {
          "quantity": "1.000",
          "total_amount": 2000,
          "tax_amount": 400
        }
      ]
    }
  ],
  "metadata": {
    "customer_id": "2055b445-3d95-4d2f-bd80-3e336217905f",
    "checkout_id": "c0185e68-89aa-42d5-93e9-476d01d4c97f"
  },
  "payment_offer": "offer-cqfxJVUwXBrkyZHRQaknJS",
  "deferred_payment": "defpay-7PiKMX2gEpJmasb8Du65zn"
}

If a shipped order (or individual items from an order) are being returned by the customer after shipping, you need to notify us of the return.

You can either return the full order or only parts of the order. In case you only return parts of the order:

You always send the line items you return with the original line number. For example, if you return item "3" of a 4 item order, you send us line "3" (and don’t change this number).
You fill the fields "total_amount" with the sum of the items you returned, not the original order total sum.

Refunds / discounts

Request

PUT /v1/payment/orders/<order_id>/discount HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>

{
  "items": [
    {
      "item_id": "99",
      "description": "Discount following our email conversation",
      "quantity": "1.000",
      "unit_price": -120,
      "tax_rate": "20.00",
      "total_amount": -120,
      "tax_amount": -20
    }
  ]
}

curl --request PATCH \
     --url https://api-sandbox.hokodo.co/v1/payment/orders/<order_id>/discount \
     --header "Content-Type: application/json" \
     --header "Authorization: <your_api_key>" \
     --data-binary '{
  "items": [
    {
      "item_id": "99",
      "description": "Discount following our email conversation",
      "quantity": "1.000",
      "unit_price": -120,
      "tax_rate": "20.00",
      "total_amount": -120,
      "tax_amount": -20
    }
  ]
}'

Response

200 Ok
Content-Type: application/json

{
  "url": "https://api-sandbox.hokodo.co/v1/payment/orders/order-yQKxbtCg9aTS5JYnsRVA9B",
  "id": "order-yQKxbtCg9aTS5JYnsRVA9B",
  "unique_id": "876987-987uinjojna-I8UH98Jnj",
  "customer": {
    "type": "registered",
    "organisation": "org-ypTaHiLv5kgqSn4TzCr7xb",
    "user": "user-nNqgg5AFymQMumaU7EdrLa",
    "delivery_address": {
      "name": "John Smith",
      "address_line1": "1 Station Street",
      "address_line2": "Flat B",
      "address_line3": "",
      "city": "London",
      "region": "",
      "postcode": "SE11 6NQ",
      "country": "GB",
      "phone": "",
      "email": ""
    }
  },
  "status": "pending",
  "currency": "GBP",
  "pay_method": "",
  "total_amount": 11880,
  "tax_amount": 1980,
  "order_date": "2018-04-25",
  "invoice_date": "2018-04-25",
  "due_date": "2018-06-25",
  "paid_date": null,
  "items": [
    {
      "item_id": "1",
      "type": "product",
      "description": "Super ergonomic chair",
      "metadata": {"color": "black", "name": "Karmus", "variant": "M"},
      "reference": "702.611.50",
      "category": "Furniture > Chairs",
      "supplier_id": "7363",
      "supplier_name": "",
      "quantity": "10.000",
      "unit_price": 1000,
      "tax_rate": "20.00",
      "total_amount": 10000,
      "tax_amount": 2000,
      "fulfillment_info": [
        {
          "quantity": "10.000",
          "total_amount": 10000,
          "tax_amount": 2000,
          "shipping_id": "DX49581904385",
          "shipping_provider": "Postal service",
          "shipping_date": "2018-04-26"
        }
      ]
    },
    {
      "item_id": "2",
      "type": "shipping",
      "description": "Delivery fee",
      "metadata": {},
      "reference": "",
      "category": "",
      "supplier_id": "",
      "supplier_name": "",
      "quantity": "1.000",
      "unit_price": 2000,
      "tax_rate": "20.00",
      "total_amount": 2000,
      "tax_amount": 400,
      "fulfilled_quantity": 1,
      "fulfillment_info": [
        {
          "quantity": "1.000",
          "total_amount": 2000,
          "tax_amount": 400,
          "shipping_id": "DX49581904385",
          "shipping_provider": "Postal service",
          "shipping_date": "2018-04-26"
        }
      ],
      "cancelled_quantity": 0,
      "cancelled_info": null,
      "returned_quantity": 0,
      "returned_info": null
    },
    {
      "item_id": "99",
      "type": "discount",
      "description": "Discount following our email conversation",
      "metadata": {},
      "reference": "",
      "category": "",
      "supplier_id": "",
      "supplier_name": "",
      "quantity": "1.000",
      "unit_price": -120,
      "tax_rate": "20.00",
      "total_amount": -120,
      "tax_amount": -20,
      "fulfilled_quantity": 0,
      "fulfillment_info": null,
      "cancelled_quantity": 0,
      "cancelled_info": null,
      "returned_quantity": 0,
      "returned_info": null
    }
  ],
  "metadata": {
    "customer_id": "2055b445-3d95-4d2f-bd80-3e336217905f",
    "checkout_id": "c0185e68-89aa-42d5-93e9-476d01d4c97f"
  },
  "payment_offer": "offer-cqfxJVUwXBrkyZHRQaknJS",
  "deferred_payment": "defpay-7PiKMX2gEpJmasb8Du65zn"
}

If a customer files a complaint, but does not return any items, and you want to refund some of the money, you can send us an unspecified refund or discount.

This refund or discount becomes a new line of the Order.

Disputes

If a customer files a complaint on a shipped order, and you can’t settle the dispute in a timely manner, we need to make sure, that we don’t debit the customer before the dispute is resolved. For that reason you need to send us a dispute notification, that then needs to be lifted once the dispute has been resolved.

As a result of an accepted dispute notification Hokodo will refrain from debiting the customer until the dispute has been actively resolved.

Note: If we already paid you, we will hold back the disputed sum from your next merchant payment until the dispute is resolved.

This endpoint is not available yet.

Payouts

A Payout represents a payment made from Hokodo to your bank account. It consists of the amount, date, and currency of the payout, as well as a list of individual Order changes and adjustments which were used to calculate the payout amount.

To facilitate cash reconciliation, each Payout object includes a unique payout reference id which can be found on your bank statement.

Payout endpoints

GET /v1/payment/payouts
GET /v1/payment/payouts/<payout_id>
GET /v1/payment/payout_items
GET /v1/payment/payout_items/<payout_item_id>

Payout object

{
  "url": "https://api-sandbox.hokodo.co/v1/payment/payouts/po-yQKxbtCg9aTS5JYnsRVA9B",
  "id": "po-yQKxbtCg9aTS5JYnsRVA9B",
  "payout_reference_id": "HK-XYZ",
  "payout_date": "2022-01-01",
  "amount_from_payout_items": 12000,
  "amount_from_adjustments": 1000,
  "fees": 1000,
  "type": "net_of_fees",
  "amount": 12000,
  "currency": "GBP",
  "min_balance": {
    "fixed": 1000,
    "relative": 500,
    "actual": 1000,
    "withheld_amount": 2000
  },
  "items": [
    {
      "url": "https://api-sandbox.hokodo.co/v1/payment/payout_items/poitm-yQKxbtCg9aTS5JYnsRVA9B",
      "id": "poitm-yQKxbtCg9aTS5JYnsRVA9B",
      "type": "fulfilment",
      "payout": "po-yQKxbtCg9aTS5JYnsRVA9B",
      "deferred_payment": "defpay-yQKxbtCg9aTS5JYnsRVA9B",
      "order": "order-yQKxbtCg9aTS5JYnsRVA9B",
      "status": "paid",
      "creation_date": "2021-12-26",
      "earliest_payout_date": "2022-01-01",
      "actual_payout_date": "2022-01-01",
      "amount": 1100,
      "fees": 100,
      "amount_net_of_fees": 1000,
      "currency": "GBP"
    },
    {
      "url": "https://api-sandbox.hokodo.co/v1/payment/payout_items/poitm-yQKxbtCg9aTS5JYnsRVA9B",
      "id": "poitm-yQKxbtCg9aTS5JYnsRVA9B",
      "type": "fulfilment",
      "payout": "po-yQKxbtCg9aTS5JYnsRVA9B",
      "deferred_payment": "defpay-yQKxbtCg9aTS5JYnsRVA9B",
      "order": "order-yQKxbtCg9aTS5JYnsRVA9B",
      "status": "paid",
      "creation_date": "2021-12-26",
      "earliest_payout_date": "2022-01-01",
      "actual_payout_date": "2022-01-01",
      "amount": 1100,
      "fees": 100,
      "amount_net_of_fees": 1000,
      "currency": "GBP"
    }
  ],
  "adjustments": [
    {
      "id": "poadj-yQKxbtCg9aTS5JYnsRVA9B",
      "type": "credit_review_fee",
      "net_amount": 400,
      "tax_rate": 25,
      "amount": 500,
      "currency": "GBP"
    },
    {
      "id": "poadj-yQKxbtCg9aTS5JYnsRVA9B",
      "type": "minimum_fee",
      "net_amount": 400,
      "tax_rate": 25,
      "amount": 500,
      "currency": "GBP"
    }
  ]
}

field	type	description
url	string	API endpoint to access the Payout
id	string(uuid)	API unique identifier for the Payout
payout_reference_id	string	Id which appears on your bank statement
payout_date	date	Date the payout was made (i.e. when Hokodo initiated the transfer of funds to your bank account)

amount_from_payout_items	int	Total amount of `payout_items` including any applicable fees, in minor units (cents)
amount_from_adjustments	int	Total amount of `adjustments` in minor units (cents)
fees	int	Total amount of fees in minor units (cents)
type	string	How are your Payouts structured? `net_of_fees` or `gross_of_fees`
amount	int	Amount paid to your bank account in minor units (cents). See calculating the payout amount
currency	string (ISO 4217 code)	Currency of the payout

min_balance	dictionary	Minimum account balance parameters at the time the payout was made
min_balance[fixed]	int	Your fixed minimum account balance at the time the payout was made
min_balance[relative]	int	Your relative minimum account balance (as a % of unpaid Orders) at the time the payout was made
min_balance[actual]	int	The actual minimum balance used when calculating the payout amount. It is the max of `fixed` or `relative`
min_balance[withheld_amount]	int	Total amount of payout items (e.g. fulfilled Order items) which were not included in this payout, in order to maintain your minimum account balance

payout_items	list	List of payout items included in the payout

adjustments	list	List of adjustments which were included in the payout_amount
adjustments[*][id]	string(uuid)	API identifier for the Adjustment
adjustments[*][type]	string	Type of adjustment (see Adjustment Type section)
adjustments[*][net_amount]	int	Net amount for this adjustment (excluding tax) in minor units (cents)
adjustments[*][tax_rate]	decimal	Tax rate on this adjustment, in percent (e.g. "19.50" for 19.5%)
adjustments[*][amount]	int	Total amount for this adjustment (including tax) in minor units (cents)
adjustments[*][currency]	string (ISO 4217 code)	Currency of the adjustment

Calculating the payout amount

The final payout amount takes a number of factors into account:

Total value of the payout items
Total value of the any adjustments
Your minimum account balance
Whether your account is setup to receive payouts net or gross of fees

Minimum account balance

Your Hokodo account contains two minimum account balance parameters:

Fixed: This is your fixed minimum account balance (e.g. €1,000). This amount will be determined before onboarding.
Relative: This is your relative minimum account balance as a % of current unpaid Orders on your account. This % will be determined before onboarding.

When calculating the amount for an upcoming payout, Hokodo will compute your current minimum account balance min_balance[actual]. This is the maximum of your fixed or relative minimum account balance. Hokodo may withhold a number of PayoutItems needed to maintain this balance. The total amount of the withheld Payout items is stored in the Payout's min_balance[withheld_amount] field.

Adjustment amount

The Adjustment amount can be positive or negative.

A positive adjustment amount will increase the payout amount
A negative adjustment amount will decrease the payout amount

Adjustment type

An adjustment can have one of the following types:

status	description
balancing_item	this is only used if adjustments are needed between successive payouts. Balancing items should always offset with items in preceding or subsequent months such that they should sum to zero
minimum_fee	adjustment required if monthly transaction volumes don't achieve minimum fee
credit_review_fee	fee for any credit reviews
balance_carried_to_next_payout	amount carried over to next payout
balance_carried_from_last_payout	amount carried over from last payout
fee_discount	applied when any fees are waived
fx_fee	fee incurred if any currency conversions are required as part of the payout
other

List Payouts

Request

GET /v1/payment/payouts HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>

curl --request GET \
     --url https://api-sandbox.hokodo.co/v1/payment/payouts \
     --header "Authorization: <your_api_key>"

Response

200 Ok
Content-Type: application/json

{
  "count": 2,
  "next": null,
  "previous": null,
  "results": [
    {
      "url": "https://api-sandbox.hokodo.co/v1/payment/payout/po-yQKxbtCg9aTS5JYnsRVA9B",
      "id": "po-yQKxbtCg9aTS5JYnsRVA9B",
      "payout_reference_id": "HK-XYZ",
      "payout_date": "2022-01-01",
      "amount_from_payout_items": 12000,
      "amount_from_adjustments": 1000,
      "fees": 1000,
      "type": "net_of_fees",
      "amount": 12000,
      "currency": "GBP",
      "min_balance": {
        "fixed": 1000,
        "relative": 500,
        "actual": 1000,
        "withheld_amount": 2000
      },
      "items": [
        ...
      ],
      "adjustments": [
        ...
      ]
    },
    {
      "url": "https://api-sandbox.hokodo.co/v1/payment/payout/po-yQKxbtCg9aTS5JYnsRVA9B",
      "id": "po-yQKxbtCg9aTS5JYnsRVA9B",
      "payout_reference_id": "HK-XYZ",
      "payout_date": "2022-01-01",
      "amount_from_payout_items": 12000,
      "amount_from_adjustments": 1000,
      "fees": 1000,
      "type": "net_of_fees",
      "amount": 12000,
      "currency": "GBP",
      "min_balance": {
        "fixed": 1000,
        "relative": 500,
        "actual": 1000,
        "withheld_amount": 2000
      },
      "items": [
        ...
      ],
      "adjustments": [
        ...
      ]
    }
  ]
}

View Payout

Request

GET /v1/payment/payouts/<payout_id> HTTP/1.1
Authorization: Token <your_api_key>

curl --request GET \
     --url https://api-sandbox.hokodo.co/v1/payment/payouts/<payout_id> \
     --header "Authorization: <your_api_key>"

Responses

regular response

200 Ok
Content-Type: application/json

{
  "url": "https://api-sandbox.hokodo.co/v1/payment/payouts/po-yQKxbtCg9aTS5JYnsRVA9B",
  "id": "po-yQKxbtCg9aTS5JYnsRVA9B",
  "payout_reference_id": "HK-XYZ",
  "payout_date": "2022-01-01",
  "amount_from_payout_items": 12000,
  "amount_from_adjustments": 1000,
  "fees": 1000,
  "type": "net_of_fees",
  "amount": 12000,
  "currency": "GBP",
  "min_balance": {
    "fixed": 1000,
    "relative": 500,
    "actual": 1000,
    "withheld_amount": 2000
  },
  "items": [
    {
      "url": "https://api-sandbox.hokodo.co/v1/payment/payout_items/poitm-yQKxbtCg9aTS5JYnsRVA9B",
      "id": "poitm-yQKxbtCg9aTS5JYnsRVA9B",
      "type": "fulfilment",
      "payout": "po-yQKxbtCg9aTS5JYnsRVA9B",
      "deferred_payment": "defpay-yQKxbtCg9aTS5JYnsRVA9B",
      "order": "order-yQKxbtCg9aTS5JYnsRVA9B",
      "status": "paid",
      "creation_date": "2021-12-26",
      "earliest_payout_date": "2022-01-01",
      "actual_payout_date": "2022-01-01",
      "amount": 1100,
      "fees": 100,
      "amount_net_of_fees": 1000,
      "currency": "GBP"
    },
    {
      "url": "https://api-sandbox.hokodo.co/v1/payment/payout_items/poitm-yQKxbtCg9aTS5JYnsRVA9B",
      "id": "poitm-yQKxbtCg9aTS5JYnsRVA9B",
      "type": "fulfilment",
      "payout": "po-yQKxbtCg9aTS5JYnsRVA9B",
      "deferred_payment": "defpay-yQKxbtCg9aTS5JYnsRVA9B",
      "order": "order-yQKxbtCg9aTS5JYnsRVA9B",
      "status": "paid",
      "earliest_payout_date": "2022-01-01",
      "actual_payout_date": "2022-01-01",
      "amount": 1100,
      "fees": 100,
      "amount_net_of_fees": 1000,
      "currency": "GBP"
    }
  ],
  "adjustments": [
    {
      "id": "poadj-yQKxbtCg9aTS5JYnsRVA9B",
      "type": "credit_review_fee",
      "net_amount": 100,
      "tax_rate": 10,
      "amount": 110,
      "currency": "GBP"
    },
    {
      "id": "poadj-yQKxbtCg9aTS5JYnsRVA9B",
      "type": "minimum_fee",
      "net_amount": 200,
      "tax_rate": 10,
      "amount": 220,
      "currency": "GBP"
    }
  ]
}

Not Found

404 Not Found
Content-Type: application/json

{
  "detail": "Not found."
}

Query Params

GET /v1/payment/payouts?start_date=2022-01-01&end_date=2022-02-01 HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>

curl --request GET \
     --url "https://api-sandbox.hokodo.co/v1/payment/payouts?start_date=2022-01-01&end_date=2022-02-01" \
     --header "Authorization: <your_api_key>"

Response

200 Ok
Content-Type: application/json

{
  "count": 2,
  "next": null,
  "previous": null,
  "results": [
    {
      "url": "https://api-sandbox.hokodo.co/v1/payment/payout/po-yQKxbtCg9aTS5JYnsRVA9B",
      "id": "po-yQKxbtCg9aTS5JYnsRVA9B",
      "payout_reference_id": "HK-XYZ",
      "payout_date": "2022-01-01",
      "amount_from_payout_items": 12000,
      "amount_from_adjustments": 1000,
      "fees": 1000,
      "type": "net_of_fees",
      "amount": 12000,
      "currency": "GBP",
      "min_balance": {
        "fixed": 1000,
        "relative": 500,
        "actual": 1000,
        "withheld_amount": 2000
      },
      "items": [
        ...
      ],
      "adjustments": [
        ...
      ]
    },
    {
      "url": "https://api-sandbox.hokodo.co/v1/payment/payout/po-yQKxbtCg9aTS5JYnsRVA9B",
      "id": "po-yQKxbtCg9aTS5JYnsRVA9B",
      "payout_reference_id": "HK-XYZ",
      "payout_date": "2022-01-01",
      "amount_from_payout_items": 12000,
      "amount_from_adjustments": 1000,
      "fees": 1000,
      "type": "net_of_fees",
      "amount": 12000,
      "currency": "GBP",
      "min_balance": {
        "fixed": 1000,
        "relative": 500,
        "actual": 1000,
        "withheld_amount": 2000
      },
      "items": [
        ...
      ],
      "adjustments": [
        ...
      ]
    }
  ]
}

When you want to search for a specific Payout (e.g. a Payout with a certain payout_reference_id) or a specific set of Payouts (e.g. all Payouts from the last quarter), the query params below can be applied to the Payout's endpoint.

param	type	description
start_date	date	Include payouts made to your account on or after this date
end_date	date	Include payouts made to your account on or before this date
payout_reference_id	string	Only include the Payout with this `payout_reference_id`

PayoutItem object

{
  "url": "https://api-sandbox.hokodo.co/v1/payment/payout_items/poitm-yQKxbtCg9aTS5JYnsRVA9B",
  "id": "poitm-yQKxbtCg9aTS5JYnsRVA9B",
  "type": "fulfilment",
  "payout": null,
  "deferred_payment": "defpay-yQKxbtCg9aTS5JYnsRVA9B",
  "order": "order-yQKxbtCg9aTS5JYnsRVA9B",
  "status": "scheduled",
  "creation_date": "2021-12-26",
  "earliest_payout_date": "2022-02-01",
  "actual_payout_date": null,
  "amount": 1100,
  "fees": 100,
  "amount_net_of_fees": 1000,
  "currency": "GBP"
}

A Payout typically contains one or more PayoutItems. A PayoutItem provides a direct link between a post sale event (e.g. capture/fulfilment, refund/return, clawback) and the subsequent Payout.

field	type	description
url	string	API endpoint to access the PayoutItem
id	string(uuid)	API identifier for the PayoutItem
type	string	Type of PayoutItem, which describes the reason for paying out this item.
payout	string(uuid)	API identifier of the underlying Payout. This will be `null` for PayoutItems which are scheduled to be paid but haven't been paid yet.
deferred_payment	string(uuid)	API identifier of the underlying DeferredPayment. To view all fields for this DeferredPayment, include `expand=deferred_payment` in your request's query params
order	string(uuid)	API identifier of the underlying Order. To view all fields for this Order, include `expand=order` in your request's query params
status	string	Status of the PayoutItem (`scheduled`, `paid`, or `awaiting_document`)
creation_date	date	Date the PayoutItem was created
earliest_payout_date	date	Earliest possible date this item will be paid
actual_payout_date	date	Actual date this item was paid. This will be `null` for items which haven't been paid
amount	int	Total amount of the PayoutItem (i.e. total amount of the underlying Order change) in minor units (cents) before any fees
fees	int	Fees which have been applied (or will apply) to this PayoutItem in minor units (cents)
amount_net_of_fees	int	Net amount for this PayoutItem (i.e. `amount` - `fees`) in minor units (cents). Note that depending on your payout settings the actual cash paid to you may be the amount or the amount_net_of_fees. This is stated in the Payout `payout_structure` field
currency	string (ISO 4217 code)	Currency of the PayoutItem
deferred_payment_event_metadata	dictionary	A copy of the metadata you added to the post-sale call, which generated this payout-item

Payout Item Type

type	description
fulfilment	occurs when you notify us of a capture/fulfilment
return	occurs when you notify us of a refund/return
discount (deprecated)	occurs when you notify us of a refund/discount in our old post-sale endpoint
fraud_clawback	occurs when the order has not been paid due to fraud, where the order is not fraud protected with Hokodo.
credit_clawback	occurs when the order is not fully credit protected with Hokodo, and the order is never paid.
misdirected_payment_clawback	occurs when the bank transfer payment was received in the incorrect bank accounts (either Hokodo or the Merchant)
other_clawback	occurs for any other cases where Hokodo needs to clawback funds from the Merchant payout.

For the clawback types, they are the reversal of already paid out captures. No clawback will occur if the order has not been captured.

note: We may reverse clawback, either due to human error, or an exceptionally late buyer payment recovery. In this scenario the credit_clawback or fraud_clawback types will still be used. The items will just have positive values, indicating money is being paid out to you.

List PayoutItems

Request

GET /v1/payment/payout_items HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>

curl --request GET \
     --url https://api-sandbox.hokodo.co/v1/payment/payout_items \
     --header "Authorization: <your_api_key>"

Response

200 Ok
Content-Type: application/json

{
  "count": 2,
  "next": null,
  "previous": null,
  "results": [
     {
          "url": "https://api-sandbox.hokodo.co/v1/payment/payout_items/poitm-yQKxbtCg9aTS5JYnsRVA9B",
          "id": "poitm-yQKxbtCg9aTS5JYnsRVA9B",
          "type": "fulfilment",
          "payout": null,
          "deferred_payment": "defpay-yQKxbtCg9aTS5JYnsRVA9B",
          "order": "order-yQKxbtCg9aTS5JYnsRVA9B",
          "status": "scheduled",
          "creation_date": "2021-12-26",
          "earliest_payout_date": "2022-02-01",
          "actual_payout_date": null,
          "amount": 1100,
          "fees": 100,
          "amount_net_of_fees": 1000,
          "currency": "GBP"
     },
     {
          "url": "https://api-sandbox.hokodo.co/v1/payment/payout_items/poitm-yQKxbtCg9aTS5JYnsRVA9B",
          "id": "poitm-yQKxbtCg9aTS5JYnsRVA9B",
          "type": "fulfilment",
          "payout": null,
          "deferred_payment": "defpay-yQKxbtCg9aTS5JYnsRVA9B",
          "order": "order-yQKxbtCg9aTS5JYnsRVA9B",
          "status": "scheduled",
          "creation_date": "2021-12-26",
          "earliest_payout_date": "2022-02-01",
          "actual_payout_date": null,
          "amount": 1100,
          "fees": 100,
          "amount_net_of_fees": 1000,
          "currency": "GBP"
     }
  ]
}

View PayoutItem

Request

GET /v1/payment/payout_items/<payout_item_id> HTTP/1.1
Authorization: Token <your_api_key>

curl --request GET \
     --url https://api-sandbox.hokodo.co/v1/payment/payout_items/<payout_item_id> \
     --header "Authorization: <your_api_key>"

Responses

regular response

200 Ok
Content-Type: application/json

{
  "url": "https://api-sandbox.hokodo.co/v1/payment/payout_items/poitm-yQKxbtCg9aTS5JYnsRVA9B",
  "id": "poitm-yQKxbtCg9aTS5JYnsRVA9B",
  "type": "fulfilment",
  "payout": null,
  "deferred_payment": "defpay-yQKxbtCg9aTS5JYnsRVA9B",
  "order": "order-yQKxbtCg9aTS5JYnsRVA9B",
  "status": "scheduled",
  "creation_date": "2021-12-26",
  "earliest_payout_date": "2022-02-01",
  "actual_payout_date": null,
  "amount": 1100,
  "fees": 100,
  "amount_net_of_fees": 1000,
  "currency": "GBP"
}

Not Found

404 Not Found
Content-Type: application/json

{
  "detail": "Not found."
}

Query Params

GET /v1/payment/payout_items?order_unique_id=xxx HTTP/1.1
Content-Type: application/json
Authorization: Token <your_api_key>

curl --request GET \
     --url "https://api-sandbox.hokodo.co/v1/payment/payout_items?order_unique_id=xxx" \
     --header "Authorization: <your_api_key>"

Response

200 Ok
Content-Type: application/json

{
  "count": 1,
  "next": null,
  "previous": null,
  "results": [
    {
      "url": "https://api-sandbox.hokodo.co/v1/payment/payout_items/poitm-yQKxbtCg9aTS5JYnsRVA9B",
      "id": "poitm-yQKxbtCg9aTS5JYnsRVA9B",
      "type": "fulfilment",
      "payout": null,
      "deferred_payment": "defpay-yQKxbtCg9aTS5JYnsRVA9B",
      "order": "order-yQKxbtCg9aTS5JYnsRVA9B",
      "status": "scheduled",
      "creation_date": "2021-12-26",
      "earliest_payout_date": "2022-02-01",
      "actual_payout_date": null,
      "amount": 1100,
      "fees": 100,
      "amount_net_of_fees": 1000,
      "currency": "GBP"
    }
  ]
}

When you want to search for a specific set of PayoutItems (e.g. all PayoutItems attached to a specific Order), the query params below can be applied to the PayoutItems endpoint.

param	type	description
order_id	string(uuid)	API identifier for the Order
order_unique_id	string(uuid)	Unique identifier of the order on your platform
start_date	date	Include payouts made to your account on or after this date.
end_date	date	Include payouts made to your account on or before this date.

Webhooks / Notifications / Callbacks

Hokodo uses webhooks to notify your application when an event happens in your account. For example, when one of your customers has their deferred payment application approved.

Webhooks allow you to avoid polling and instead receive notifications when changes related to an Order, Offer or DeferredPayment object occur.

Webhook Payload

Sample content

Deferred Payment Application Complete

{
    "created": "2021-01-01T12:00:00Z",
    "data": {
        "order": {
            "id": "order-QWLGzh3ciDXo3P4QkPtrnH",
            "unique_id": "",
            "po_number": "",
            "customer": {
                "organisation": {
                    "id": "org-mSuTHdaodb5pjDmKsBj5Z4",
                    "unique_id": "1",
                    "registered": "2010-06-30T00:00:00Z",
                    "company": null,
                    "users": [
                        "96608083-4783-44e3-a474-4bad3fa6e82a"
                    ]
                },
                "user": {
                    "id": "user-pHm3kfFQXwzs8ND8HYNTYV",
                    "email": "syTnvfVbZjFv@email.com",
                    "unique_id": "",
                    "name": "name_SUUgVUVuRVaB",
                    "phone": "",
                    "registered": "2010-06-30T00:00:00Z",
                    "type": "registered"
                },
                "invoice_address": {
                    "name": "name_LGDZJAFYLRus",
                    "company_name": "company_name_touyMqWkVyAn",
                    "address_line1": "address_line1_gKmCACesrqbd",
                    "address_line2": "address_line2_shliflLciPie",
                    "address_line3": "",
                    "city": "city_edqpaQOKqUXI",
                    "region": "",
                    "postcode": "E1 1D0",
                    "country": "GB",
                    "phone": "",
                    "email": ""
                },
                "delivery_address": {
                    "name": "name_tLoyeGeGMXlc",
                    "company_name": "company_name_DgcvLcFejRbl",
                    "address_line1": "address_line1_XKWMakHAilHa",
                    "address_line2": "address_line2_MzczHXdoRqQR",
                    "address_line3": "",
                    "city": "city_jSjusADEJkuE",
                    "region": "",
                    "postcode": "E1 1D1",
                    "country": "GB",
                    "phone": "",
                    "email": ""
                },
                "billing_address": {
                    "name": "name_LGDZJAFYLRus",
                    "company_name": "company_name_touyMqWkVyAn",
                    "address_line1": "address_line1_gKmCACesrqbd",
                    "address_line2": "address_line2_shliflLciPie",
                    "address_line3": "",
                    "city": "city_edqpaQOKqUXI",
                    "region": "",
                    "postcode": "E1 1D0",
                    "country": "GB",
                    "phone": "",
                    "email": ""
                }
            },
            "created": "2020-11-10T08:31:39.915557Z",
            "currency": "EUR",
            "order_date": "2020-11-10",
            "invoice_date": null,
            "due_date": null,
            "paid_date": null,
            "total_amount": 1000,
            "tax_amount": 200,
            "metadata": null,
            "items": [
                {
                    "item_id": "0",
                    "type": "",
                    "description": "",
                    "metadata": null,
                    "reference": "",
                    "category": "",
                    "supplier_id": "",
                    "supplier_name": "",
                    "quantity": "10.000",
                    "unit_price": 100,
                    "total_amount": 1000,
                    "tax_amount": 200,
                    "tax_rate": "25.00"
                }
            ],
            "payment_offer": {
                "url": "/v1/payment/offers/offr-SFRufpfb4wMh8Jkr84W8Gf",
                "id": "offr-SFRufpfb4wMh8Jkr84W8Gf",
                "order": "order-QWLGzh3ciDXo3P4QkPtrnH",
                "offered_payment_plans": [
                    {
                        "id": "ppln-E8tWZ3MahpeDp798k9fzVH",
                        "name": "",
                        "template": "pptemp-MNhaDZyoRatSZTyizGTgtb",
                        "currency": "EUR",
                        "protected_amount": 1000,
                        "unprotected_amount": 0,
                        "scheduled_payments": [
                            {
                                "date": "2021-01-31",
                                "amount": 1000,
                                "discounted_amount": 1000,
                                "customer_fee": {
                                    "percentage": "0.00",
                                    "amount": 0
                                },
                                "allowed_payment_methods": [
                                    {
                                        "type": "direct_debit"
                                    },
                                    {
                                        "type": "invoice"
                                    },
                                    {
                                        "type": "card"
                                    }
                                ],
                                "payment_method": {"type": "invoice"},
                                "due_date_config": {
                                    "due_after_nb_days": null,
                                    "due_end_of_nb_months": 0,
                                    "amount_percentage": "100.0",
                                    "is_upfront_payment": false
                                }
                            }
                        ],
                        "payment_terms_relative_to": "order_creation",
                        "merchant_fee": {
                            "currency": "EUR",
                            "amount": 0
                        },
                        "customer_fee": {
                            "currency": "EUR",
                            "percentage": "0.00",
                            "amount": 0
                        },
                        "customer_percentage_discount": "0.00",
                        "customer_discount": {
                            "currency": "EUR",
                            "amount": 0
                        },
                        "valid_until": "2020-11-17T08:31:40.059Z",
                        "payment_url": "https://api-sandbox.hokodo.co/?order=order-QWLGzh3ciDXo3P4QkPtrnH&plan=ppln-E8tWZ3MahpeDp798k9fzVH&key=cjuHbDjF3txeTaHgtDUilQ9UdYqHllC2iFFarKdJemU&template=pptemp-MNhaDZyoRatSZTyizGTgtb",
                        "status": "offered",
                        "rejection_reason": null,
                        "has_upfront_payment": false
                    }
                ],
                "urls": {
                    "success": "",
                    "failure": "",
                    "cancel": "",
                    "notification": "",
                    "merchant_terms": ""
                },
                "locale": "",
                "metadata": null
            },
            "deferred_payment": {
                "url": "/v1/payment/deferred_payments/defpay-8BvTZ9T6K5gj6LeSqvfqzm",
                "id": "defpay-8BvTZ9T6K5gj6LeSqvfqzm",
                "number": "P-PMNE-DN6C",
                "payment_plan": {
                    "id": "ppln-E8tWZ3MahpeDp798k9fzVH",
                    "name": "",
                    "template": "pptemp-MNhaDZyoRatSZTyizGTgtb",
                    "currency": "EUR",
                    "protected_amount": 1000,
                    "unprotected_amount": 0,
                    "scheduled_payments": [
                        {
                            "date": "2021-01-31",
                            "amount": 1000,
                            "discounted_amount": 1000,
                            "customer_fee": {
                                "percentage": "0.00",
                                "amount": 0
                            },
                            "allowed_payment_methods": [
                                {
                                    "type": "direct_debit"
                                },
                                {
                                    "type": "invoice"
                                },
                                {
                                    "type": "card"
                                }
                            ],
                            "payment_method": {"type": "invoice"},
                            "due_date_config": {
                                "due_after_nb_days": null,
                                "due_end_of_nb_months": 0,
                                "amount_percentage": "100.0",
                                "is_upfront_payment": false
                            }
                        }
                    ],
                    "payment_terms_relative_to": "order_creation",
                    "merchant_fee": {
                        "currency": "EUR",
                        "amount": 0
                    },
                    "customer_fee": {
                        "currency": "EUR",
                        "percentage": "0.00",
                        "amount": 0
                    },
                    "customer_percentage_discount": "0.00",
                    "customer_discount": {
                        "currency": "EUR",
                        "amount": 0
                    },
                    "valid_until": "2020-11-17T08:31:40.059Z",
                    "payment_url": "https://api-sandbox.hokodo.co/?order=order-QWLGzh3ciDXo3P4QkPtrnH&plan=ppln-E8tWZ3MahpeDp798k9fzVH&key=cjuHbDjF3txeTaHgtDUilQ9UdYqHllC2iFFarKdJemU&template=pptemp-MNhaDZyoRatSZTyizGTgtb",
                    "status": "offered",
                    "rejection_reason": null,
                    "has_upfront_payment": false
                },
                "order": "order-QWLGzh3ciDXo3P4QkPtrnH",
                "outstanding_balance": {
                    "amount": null,
                    "currency": "EUR"
                },
                "next_payment_date": null,
                "payments": null,
                "status": "part_captured",
                "authorisation": 800,
                "currency": "EUR",
                "protected_captures": 200,
                "unprotected_captures": 0,
                "refunds": 0,
                "voided_authorisation": 0,
                "expired_authorisation": 0,
                "clawback_amount": 0,
                "events": [
                   {
                       "created": "2023-01-05T09:55:38.091854Z",
                       "type": "capture",
                       "amount": 200,
                       "currency": "EUR",
                       "metadata": {
                           "note": "Capturing 1000 worth of bonbons"
                       },
                       "changes": {
                           "authorisation": -200,
                           "protected_captures": 200,
                           "unprotected_captures": 0,
                           "refunds": 0,
                           "voided_authorisation": 0,
                           "expired_authorisation": 0,
                           "clawback": 0,
                           "customer_fee": {
                               "authorisation": 0,
                               "captures": 0,
                               "refunds": 0,
                               "voided_authorisation": 0,
                               "expired_authorisation": 0
                           }
                       }
                   }
                ]

            },
            "status": "draft",
            "pay_method": "unknown"
        }
    }
}

The webhook payload will include a full Order object.

field	type	description
created	string	Time the notification was sent (e.g. 2021-01-01T12:00:00Z)
data	dictionary	Dictionary containing the `Order` object
data[order]	dictionary	The `Order` object

The Order object will have the following fields expanded(if available):

customer: the Customer object
items: the list of order items
payment_offer: the Offer object with the full list of linked PaymentPlan objects inside an expanded field offered_payment_plans
deferred_payment: the DeferredPayment object which has been created after customer approval, with the expanded field payment_plan that contains the corresponding PaymentPlan object

Events

You will receive a notification when any of the following events occur:

Order creation
Order update
Offer creation
Offer update
DeferredPayment creation
DeferredPayment update

Please note that the payload for all of the events will contain the latest version of the Order object with the expanded fields (if available) as described above.

Getting Started

1. Select Integration Option

Depending on your use-case Hokodo can configure your account so that all notifications will be sent to the same webhook. Alternatively, when you create an Offer you can include a notification url in the request, and we'll send all notifications related to that specific Offer to this url. Changes to related objects such as the underlying Order or a DeferredPayment will also be sent to this url.

If you prefer the first option please let us know at support@hokodo.co and we will be happy to configure your account.

No additional setup is required if you prefer the second option. Note, if you do select this option, you won't receive any notifications about Order changes until you create an Offer.

2. Secure Your Webhook (optional)

For enhanced security, Hokodo can include an authentication string in the Authorization header of all notifications. If you're interested in this option please let us know at support@hokodo.co

Notes

Your endpoint must be using HTTPS.
In production, our API will verify the validity of the HTTPS certificate. In sandbox, you can use a self-signed certificate.
Our API will send a POST request, with the content of the Order in the POST request body as JSON.
Our API expects a 2xx status code from your endpoint for a successful response.
Our API will retry up to 3 times if it can't connect successfully to your endpoint. It will wait 0, 2, and 4 seconds respectively before the 1st, 2nd and 3rd retry.

Error codes

The Hokodo API uses the following error codes:

Error Code	Meaning
400	Bad Request -- Your request is invalid.
401	Unauthorized -- Your API key is wrong.
403	Forbidden -- The requested function is not available for your account.
404	Not Found -- The specified object could not be found.
405	Method Not Allowed -- You tried to access an object with an invalid method.
409	Conflict -- The requested action conflicts with the current state of the object.
429	Too Many Requests -- See Rate Limiting for more details.
500	Internal Server Error -- We had a problem with our server. Try again later.
503	Service Unavailable -- We're temporarily offline for maintenance. Please try again later.

Testing in sandbox

Bypass underwriting engine

To facilitate testing in Sandbox, you can bypass the underwriting engine to create Offers with specific statuses and so test their behaviour in your checkout. This bypasses our Underwriting engine, which determines the Offer status.

To create an Offer with a specific status, you need to create a User with an email corresponding to a specific pattern, and use that User to create your order. For example, if you would like to test an Offer that is rejected during underwriting, set the User email to myuser+paymentplan_declined@mail.com.

Searched pattern	Payment Plan Status	Example
`paymentplan_offered`	`offered`	`sandrine_bouchon+paymentplan_offered@yourdomain.com`
`paymentplan_declined`	`declined`	`gerard_colins+paymentplan_declined@yourdomain.com`
`paymentplan_partly_offered`	one `offered`, the others `declined`	`gerard_colins+paymentplan_partly_offered@yourdomain.com`

This will automatically make your offer offered or declined for underwriting reasons. The rejection_reason will be filled with a generic reason.
partly_offered is not a real Offer status, but allows you to have both offered and declined payment plans within the same offer: If we have configured your account such that multiple PaymentPlans are generated following an Offer request, one PaymentPlan will be offered and the other one(s) declined.

Bypass fraud engine

To facilitate testing in Sandbox, you can create DeferredPayments with specific statuses and so test their behaviour in your checkout. This bypasses our fraud engine, which determines the DeferredPayment status.

To create a DeferredPayment with a specific status, you need to create a User with an email corresponding to a specific pattern, and use that User to create your order. For example, if you would like to test a DP with an accepted status, set the User email to myuser_dp_fraud_accepted@yourdomain.com.

Searched pattern	Deferred Payment Status	Example
`dp_fraud_accepted`	`accepted`	`sandrine_bouchon+dp_fraud_accepted@yourdomain.com`
`dp_fraud_rejected`	`rejected`	`gerard_colins+dp_fraud_rejected@yourdomain.com`
`dp_fraud_customer_action_required`	`customer_action_required`	`dp_fraud_customer_action_required_fatou_ndial@yourdomain.com`
`dp_fraud_pending_review`	`pending_review`	`kevin_fischer+dp_fraud_pending_review@yourdomain.com`

Combine underwriting and fraud pattern

You can combine both patterns to test different combinations of Offer and DeferredPayment status. For example:

Searched pattern	Payment Plan Status	Deferred Payment Status
`paymentplan_offered_dp_fraud_accepted`	`offered`	`accepted`
`paymentplan_offered_dp_fraud_rejected`	`offered`	`rejected`
`paymentplan_declined_dp_fraud_accepted`	`declined`	never get to fraud detection
`paymentplan_partly_offered_dp_fraud_pending_review`	one `offered`, the others `declined`	`pending_review`

If the offer is declined, you cannot create a Deferred Payment.

Important note

If two different fraud or payment plan status are found (dp_fraud_accepted_dp_fraud_rejected@mail.com), the first match is taken.

When testing from sandbox, we are sending emails, to properly test:

The domain should be a real one,
We suggest to use subaddressing or alias for your test. (for example sandrine_bouchon+dp_fraud_accepted@yourdomain.com)

Introduction

API Guide

Glossary

Authorization

Testing the API

API versioning

Pagination

Expansion

Environments

Test environment (aka Sandbox)

Production

Data formats

Countries

Dates and times

Currencies

Amounts

Rate Limiting

Example: an endpoint hitting a rate limit

Idempotent Requests

Example: repeating a request

Example: accidental key re-use

Companies

Companies endpoints

Company object

Company search

View Company

Sole traders

Sole trader endpoints

SoleTrader object

Create a sole trader

List sole traders

View sole trader

Modify sole trader

Organisations

Organisation endpoints

Organisation object

Create an organisation

List organisations

View organisation

Modify organisation

Delete an organisation

Manage users in organisation

Organisation users endpoints

Organisation user object

User roles within organisations

Add user to organisation

View users of organisation

View individual user of organisation

Modify user role in organisation

Remove user from organisation

Users

User endpoints

User object

Create a user

List users

Get user

Modify user

Delete user

Manage organisations of user

User organisations endpoints

User organisation object

Add user to organisation

View organisations of a user

View individual organisation of user

Modify user role in organisation

Remove user from organisation

Credit Limits

Credit limits endpoint

Credit limit object

Request company credit limit

Some tips regarding the credit_limit endpoint

"status" vs. "rejection_reason": which to check

Credit Limits (Legacy)

CreditLimit endpoints

CreditLimit object

Request a new Credit approval and limit

Merchant Limits

Merchant Limit object

Per-buyer endpoints

Default limits endpoints

Some tips regarding the `credit_limit` endpoint

Content of the `request`